Navigation
  #1  
Old 07-02-2009, 03:33 AM
amyw2003 amyw2003 is offline
Member
 
Join Date: Jun 2009
Posts: 102
Credits: 1,295
Default T+C make me a little nervous

HEy everyone, I am with Town and country acceptance and although my experience with them has been encouraging so far,i was wondering if anybody can calm my nerves. Although i know that they can only work with the money i send them, i am still getting calls from my creditors saying that they have not received my payment. They all say that yes they have an agreement with t+c but they call me asking when they are going to send my payment in. Can they still call me if they have an agreement? Has anybody finished their contract with them? I am just starting so maybe its just getting the creditors used to receiving checks from them and not me, but im a little on edge becuase i have both a titleloan and a regular auto loan on my contract and want to keep my car! Anybody have any perspective on this? I am happy with T+C so far, and they are very reassuring when i talk to them, but i would like and advice or experience with them you can offer, thanks so much!
Reply With Quote Quick reply to this message
  #2  
Old 07-02-2009, 06:24 AM
PDLOwner PDLOwner is online now
Senior Member
 
Join Date: Jan 2009
Posts: 712
Credits: 4,503
Default

They do not pay a dime until they have enough money on your account to cover thier fee and the entire balance. If they are working on your title loan and car loan, I would get on the phone NOW and find out what the status of your account is with them and the lenders. You may wake up one morning and your car is gone otherwise!!!
Reply With Quote Quick reply to this message
  #3  
Old 07-02-2009, 06:38 AM
bea2ls bea2ls is offline
Moderator
 
Join Date: Mar 2008
Posts: 3,001
Credits: 19,263
Default

i agree with pdl owner, t & c will not stop further collection activity.
__________________
I'm not as fed up anymore.. making extra money http://www.needbetterdays.blogspot.com
Reply With Quote Quick reply to this message
  #4  
Old 07-02-2009, 08:42 AM
desperatelyseekingsanity desperatelyseekingsanity is offline
Senior Member
 
Join Date: Jun 2007
Posts: 1,139
Credits: 5,364
Default

I looked into T&C and personally, found them to be unprofessional and rude. They charge hundreds of dollars to get started, charge a monthly fee, and as PDLOwner said, they don't pay anything until their fees are covered and there is money left to be paid to your creditors...all those fees and charges is money you could've used to pay towards your bills.

If you are happy with them, great...personally, I am skeptical. I would call the loan company to see what the status is of your loan on the auto. IMHO, you may be in trouble here if T&C hasn't paid on it.
Reply With Quote Quick reply to this message
  #5  
Old 07-02-2009, 10:22 AM
Shazzers's Avatar
Shazzers Shazzers is online now
Moderator
 
Join Date: Dec 2007
Location: Idaho
Posts: 9,140
Credits: 63,602
Default

There are conflicting posts from various members in this forum regarding T & C, you can type their name in the search box located in the upper right hand corner of this forum and read what other members have said.
Reply With Quote Quick reply to this message
  #6  
Old 07-02-2009, 11:20 AM
desperatelyseekingsanity desperatelyseekingsanity is offline
Senior Member
 
Join Date: Jun 2007
Posts: 1,139
Credits: 5,364
Default

Some members have had good experiences with T&C, some have not. My personal experience was not good so I did not go with them. I encourage you to search others experiences. This being the holiday weekend, there may not be many responses to your post here. Since you have loans that are secured by title loans, I recommend you take a proactive approach to ensure that your car is safe and that everything is in order.
Reply With Quote Quick reply to this message
Reply

Quick Reply
Name:
Message:
Remove Text Formatting
Bold
Italic
Underline

Insert Image
Wrap [QUOTE] tags around selected text
 
Decrease Size
Increase Size
Options

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -8. The time now is 03:18 PM.




About Us | Contact Us | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services Navigation