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 Posted: Fri Jan 11, 2008 9:36 am Subject: Tax returns and PDL
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So I was going to sign up for Langhorne Debt Soultions, until I found this site. IWell, I never signed up completely and I'll get the occasional email stating, "Do you want your whole tax return taken by pay day lenders? Then let us help you". Is there honestly a way they can take my tax return? These are illegal internet pay day lenders.
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Breakthecycle2
Joined: 22 Oct 2007
Posts: 172
Debtcc Points: 3054
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Posted: Fri Jan 11, 2008 9:39 am Subject:
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No, i think they mean you might use your whole tax return to try to pay these places off.
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goudah2424
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Joined: 31 Oct 2006
Posts: 7984
Debtcc Points: 111382
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Posted: Fri Jan 11, 2008 9:39 am Subject:
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I think they just mean, do you want to have to resort to using your tax refund to pay these payday loans off.
The only time your tax refund can be taken, in most cases, is if you are in trouble with the IRS, have filed for bankruptcy, or are involved in a civil suit where you have been sued for debts, and the person suing you has been awarded a judgment against you.
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Tiffany99
Debt Samaritan
Joined: 15 Jun 2006
Posts: 1064
Debtcc Points: 19129
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Posted: Fri Jan 11, 2008 9:40 am Subject:
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That's what I thought, but I was about to flip the eff out.
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Breakthecycle2
Joined: 22 Oct 2007
Posts: 172
Debtcc Points: 3054
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Posted: Fri Jan 11, 2008 9:42 am Subject:
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Yes, most of us don't like our tax refunds messed with!
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Tiffany99
Debt Samaritan
Joined: 15 Jun 2006
Posts: 1064
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Posted: Fri Jan 11, 2008 9:45 am Subject:
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LOL...no way. I already had a federal student loan company threanten me until i worked it out.
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Breakthecycle2
Joined: 22 Oct 2007
Posts: 172
Debtcc Points: 3054
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Posted: Fri Jan 11, 2008 10:18 pm Subject:
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There are only certain times the IRS will grab a person's tax refund. They are if you have the following:
1. A deliquent student loan
2. Owe back federal or state taxes
3. Owe child support
4. Had gotten welfare and shouldn't have
In short, if you have any deliquent federal or state government obligation, the IRS or state tax department can grab your refund. And no, a payday loan definately does NOT qualify here. The only way this could even happen would be if the PDL took you to civil court.
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kscornell
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