I have never got a payday loan.but after i got divorced,1992.my exwife had use my information,and got some payday loans,and now that she has passaway..now 12 years ago.I have been try ing to get a loan,for medcail and payoff credit cards, but get decline of teletrack. I have call teletrack.and told them about this, and they were going to send me,the report..something they can't tell me, over the phone about whats on there...now its been amost two weeks and stil nothing..I recall them,and they emm and ha why they had not sent it... I did fille Bank rubcy in 2004 and was charge off 2005.. and everything that Becky had ran up on me, was removed.. I thought that teletrack would had been removed also... is this something I should get a held of the lawer who filed the bankribcy? please call me.