Internet's first get-out-of-debt community - 116,000 members

steve8179 · Posted: Thu Mar 20, 2008 2:25 pm

i want to payoff ameriloan and paychecktoday does anyone know if they are open to payment arraignments

Posted: Thu Mar 20, 2008 2:25 pm

hey Steve..you should register with our site Smile

steve8179 · Posted: Thu Mar 20, 2008 2:26 pm

how do i register

Posted: Thu Mar 20, 2008 2:28 pm

Yeah...Steve...I feel the same way exactly...after untold hours of reading story after story of those like you and me going through this, I have to wonder how *good* people could all be lead astray?
I guess we have to don our armour and fight the fight...this is really an odd stand point for me. I am a pacifist to the max.

Posted: Thu Mar 20, 2008 2:28 pm

Steve , please for your safety, do not contact these people about pay arrangements until your account is closed. other wise for the 40.00 you owe, they will go in and take everything. These pdls are very sneaky . You need to get your accounts taken care of first thing.

Posted: Thu Mar 20, 2008 2:30 pm

To register , just go to the home page and follow the links. Glad to have you as a member.

Posted: Thu Mar 20, 2008 2:32 pm

To register, there is a "sign-up" button on the upper right-top hand side of your screen.

steve8179 · Posted: Thu Mar 20, 2008 2:34 pm

ok i have made a appointment with the branch manager of my back for friday morning ill guess ill just have to deal with the call from these people at work i cant thank u guys just for having a place to talk i know i still have a long road ahead of me but at least i know im not alone and i have options

Posted: Thu Mar 20, 2008 2:40 pm

Hi Steve...

As soon as your account is closed, send each of your PDL's this letter. Customize it to your situation...you can do this! It will be fight but you are in great company here!

Date

Name and address of the PDL

After doing research on internet payday loan laws in the state of YOUR STATE' S NAME, I have found that your internet payday loans are actually illegal. I have also found the following laws to be true applying to payday loans in the state of YOUR STATE'S NAME in general:

After finding out that your internet payday loans are illegal, your company should actually not issue loans to YOUR STATE residents at all.

I have contacted the YOUR STATE Office of Financial Institutions and the YOUR STATE State Attorney General’s Office regarding your internet payday loans and was informed they are indeed illegal in YOUR STATE and was advised to pay what is due according to principle amount only of the loan.

I have currently paid XXXX DOLLARS on my XXXX DOLLARS loan. The legal amount that could have been charged to my loan is the principal amount of XXX DOLLARS even if your internet pay day loan was legal in YOUR STATES NAME. I have paid XXXX DOLLARS on this loan by your debits of my bank account and only owe XXXX DOLLARS to have this paid in full. I am willing to pay the amount of XXX DOLLARS to pay the principle amount of the loan only, as advised by my Department of Financial Institutions and my state Attorney General's office. <OR> I demand that you mark my account Paid in Full as I have fulfilled in remittance of the principal amount of the loan. <OR> I demand that you mark my account Paid in Full as I have fulfilled in remittance of the principal amount of the loan and send me a refund of $XXXX.

<OPTIONAL>

I demand that any contact be made through US Postal mail or email only. I will need everything in writing to keep accurate records of all communication as per instruction from my state Attorney General's Office.

I prohibit you or your affiliates to contact me via telephone at my place of employment or my home telephone number. I also prohibit you from calling my references listed on my loan. Once I inform you of this, you must stop the telephone contact immediately or you will be once again breaking the laws of the state of YOUR STATE.

You are also hereby notified that I am revoking any voluntary wage assignment I may or may not have signed. I no longer authorize you, your company, or your affiliates to attach any part of my wages or contact my employer for your collection purposes.

I am revoking your right to debit my checking account any longer. You, your company, or your affiliates are not authorized to debit my checking account at all. Please be aware that I have informed my financial institution of this situation and they will also be receiving a copy of this correspondence. Any further attempts at debiting my account will be rejected by my financial institution.

I must also inform you that I have filed complaints with the Better Business Bureau, the Federal Trade Commission, and my state Attorney General's Office.

I expect a response from your company no later than XX DATE, regarding this matter. This response may only come via US Postal mail or email. No telephone contact is permitted.

Please respond by XX DATE, regarding this matter by US Postal mail or by email only.

Your name
CC:
Better Business Bureau
Attorney General
Federal Trade Commission

Posted: Thu Mar 20, 2008 2:50 pm

Ok i have some info that eastside and onestep gave me just want to make sure they gave me correct info
eastside
2711 centerville rd suite 120-5900
willmington delaware 19808

and one step
7252 east camelback rd suite 210
scottsdale arizona 85251
does anyone know if these adress are correct

Posted: Thu Mar 20, 2008 2:58 pm

Hi Steve...I gotta run for about an hour but will be back. In the meantime, there should be other members logging on to help with addresses.

Posted: Thu Mar 20, 2008 4:03 pm

Steve , The address that I had for One Step is;
One Step Cash
9218 Metcalf Avenue
Suite #112
Overland Park, Kansas 66212
(866) 431-2274

These pdls have so many names and addresses it can get nuts.
Do you need other address?

Posted: Thu Mar 20, 2008 4:06 pm

i need adresses for ameriloan paycheck today national payday everst peake financial

Posted: Thu Mar 20, 2008 4:21 pm

Try this address for Ameriloan

3531 P Street NW Miami, OK 74355 Phone 800-362-9090

Posted: Thu Mar 20, 2008 4:24 pm

Paycheck today is part of MTE. They will not be licensed anywhere.
You can try this address, there are many.
MTE Financial Services
515 G SE
Miami, OK 74355

Debt and Credit Management	Other financial topics
Debt Consolidation, Management and Settlement Dealing with Creditors and Collection Agencies Get-out-of payday loan help Creditors and collection agency address book Credit Repair, credit score and credit reports Financial education through videos	Additional income, investment, shopping & budgeting Banking including help on chexsystems Identity theft - scams, security and training Getting a Loan and choosing a good lender Dealing with Student Loans US Tax system and impact on debt
Community success stories	Miscellaneous - Hangout forums
Winning stories with debtcc community Stories: How I accumulated debts	Expert articles - Community knowledge bank Debtcc Complaint center Pub, feedback and announcements Funny Videos - Hey you worked a lot, now laugh and relax

*Name:
*Email:
*Phone:
*Zip:
Debt

	* denotes required field

Internet's first get-out-of-debt community - 116,000 members

pay day loan hell in tennessee

Members Area

Free Debt Counseling

Ask the community

Question of the week

Useful Links

Highlighted Topics

Recent Blog Post