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Posted: Wed Mar 26, 2008 8:51 am

Why doesn't that surprise me??? Evil or Very Mad

Guest · Posted: Wed Mar 26, 2008 8:57 am

this is steve
i have filed with the bbb the tenn. ag and office of financial instutions what do i do if they refuse my letters ?

Guest · Posted: Wed Mar 26, 2008 9:43 am

this is steve
ok just got a nasty call from ameriloan saying that the tennessee ag was wrong they are licensed but she refused to tell me in which state and the license number i told her i have overpaid by over 500 dollars and was entitled a refund and was laughed at and was told be sure i have all my paper work ready when the police come to get me and i have a outstanding balance of 534 dollars . we will get our money one way or another

Posted: Wed Mar 26, 2008 10:30 am

MTE cracks me up,check your state laws about recording calls.get them to say that on tape if possible.they are not licensed anywhere.you know that so they try to talk real big.stick with it they will fold,they always do.

Posted: Wed Mar 26, 2008 6:55 pm

steve, the government agencies aren't going to refuse your letters. Is that what you mean? They are going to take your complaints and contact these companies on your behalf. They are working with you. As far as Ameriloan is concerned, paul has it right on. They are NOT licensed. And their illegal threats just goes to show you that they are certainly NOT a legit business. No, they are not licensed. No, the police are not going to come for you. As a matter of fact, I'm waiting for the day the police go knocking on THEIR door! Twisted Evil

Guest · Posted: Wed Mar 26, 2008 7:38 pm

no i didnt mean the goverment agencies it was geneva roth capital that refused to sign for my certified what do if they refuse to sign for them

Posted: Wed Mar 26, 2008 7:46 pm

Oh, okay! Just make sure you keep records that you sent it and it was refused. You can include that fact in your complaints filed. I had many letters come back to me that I had sent to pdls stating "moved/left no address/no such address", etc. I made sure I included that in my complaints. It shows you that they are obviously trying to dodge you!

Posted: Wed Mar 26, 2008 7:47 pm

Also, as I'm thinking here, did you email/fax the letter to Geneva Roth? If not, do it. If you have an email or fax or both for them, send it to them that way. If you email it, put a "read receipt" request on the email so you'll know that they read it. If you fax it, make sure to print out the confirmation page showing that it went through.

Guest · Posted: Thu Mar 27, 2008 4:53 am

thanks cannr will do

Guest · Posted: Mon Mar 31, 2008 9:44 am

this is steve
ok eamiled letter and requested read confirmation that was lat week havenot gotten any response but got a few calls this mprning one was from eastside lenders and was from sonya and aftewr being hung up on i hooked up the recoredr i got from radio shack and informed her the call was being recorded and she tranfered me to her supervisor and i informed her i had sent several certified letter and two of them were returned as refused signature. and then preceded to read her the letter and informed her the call was being recorded and she then hung up on me . so i called back and spoke to sonya again and told her the conversation was being recorded i read her the letter i had sent making sure to point out the sections regarding telephone communication wage assiment revokation ,sonya then precede to tell me while being recorded. "that she was so sorry the the tenn. ag's office has misinformed me that they have a signed contract and that tenn. law does not matter and legal action will be taken and that my next payment will still go through on the 4th of april " i informed her again about the contents of the letter regaurding phone contat to me or my employer or my refernces . sonya then said " ohh you mean the letters we never signed for and never recieved " and i told her yes the one i just read to you while the conversation was being recorded and while reading i made sure to inform her the call was being recorded the date and time of the recording sonya then said "ohh...."
then hung up on me .
also got a call from the fraud dept. from paycheck today i was in shower couldnt make it to phone they left a message.
so i tried to call back got a voice mail for the person ms.benny fawson
i left a message (i also recorded this call)
saying i have sent 2 certified letter and 6 email that contained the letters and the confirmation numbers i read the letter in whole and explained that i was recording this call. i called back 6 times to make sure that ms. fawson received the message she answers then puts me on hold then hangs up what should i do reguarding this situation.

Posted: Mon Mar 31, 2008 8:02 pm

Oh, steve. Let the games begin! I can't begin to tell you the games I had (and others) with Eastside Lenders. Holy crap! They are a joke. They can stick it. They keep hanging up on you. Nice. LOVE, LOVE, LOVE that you are recording all of this. Awesome move! Now Eastside will be a thorn in your side for awhile. They have a hard time giving up. They will argue with your state AG. (God love them). They will eventually turn you over to "collections" that goes by a different name; however, it is still "them". They will insist until they die that your laws don't apply to them. Blah, blah, blah. Keep emailing the crap out of them. They sooooo love that. And, be sure to ask them exactly what name they are operating under legally and to provide you with their license number showing they are legal to lend to you. They sooo love that, too! As far as your "fraud department" call from PaycheckToday, all I can do is laugh! "Fraud department". My God. All my MTE d/b/a's turned me over to their "fraud department". Fraud department? These guys aren't legal to lend in any state in the US. Hello! Tell them to go for it. Send you to the "fraud department". Tell them you would be interested in seeing who is committing "fraud"!

Guest · Posted: Tue Apr 01, 2008 2:43 pm

this is steve
ok here is a letter i got from one step cash

OneStep Cash is in receipt of the form letter you filled out. In an effort to come to some kind of settlement to the terms and conditions you agreed upon when you first took out the loan in January, we are willing to waive all remaining fees going forward and only request that the original principal borrowed of $300. We can break this payment into three easy payments to help spread it out over your next three pay periods if you would like.

Since we are licensed in a state that allows us to charge the rate we charge and we do not have a physical location in the state of Tennessee, this transaction has not taken place in your state. Therefore, the full amount is still owed and the email that you sent to OneStep Cash can be construed as a form of extortion.

“Extortion, outwresting, or exaction is a criminal offense, which occurs when a person either unlawfully obtains money, property or services from a person, entity, or institution through coercion or intimidation or threatens a person, entity, or institution with physical or reputational harm unless he is paid money or property”.

Hopefully, we will hear from your shortly with a remedy that is acceptable to both OneStep Cash and yourself. We are sorry for the confusion and hope we can come to an amenable solution.

Posted: Tue Apr 01, 2008 2:53 pm

Gee...that sounds like crap to me Steve. Esp. when what these companies do is nothing less than that. Extortion.

Posted: Tue Apr 01, 2008 2:56 pm

ONE STEP CASH IS LICENSED?AM I MISSING SOMETHING? Shocked

Guest · Posted: Tue Apr 01, 2008 2:56 pm

this is steve
hey egypt i hope this are going better for you my families prayers are with you.

here is a letter i sent to mr. miller (if thats his real name)

Mr. miller please provide me with your companies license information including state, name licensed under, and license number. based on information obtained from the BBB and the Tennessee state attorneys generals office your company is not licensed in any state. if and only when this information is received and verified by the Tennessee state attorneys generals office and the BBB. will we consider a settlement. but according to the BBB and the Tennessee office of the attorney general I am entitled a refund. I am willing to waive this refund as long as my account is marked paid in full. According to the laws of the state of Tennessee i have more than paid what i am legally obligated to pay and am entitled a refund for overpayment i have also included the law of the state of Tennessee. I am requesting a read confirmation of this email this confirmation can be sent to xxxxxxxxx@gmail.com

Tennessee State Information

Legal Status: Legal

Citation:
Tenn. Code Ann. §45-17-101 et seq.

Loan Terms:
Maximum Loan Amount: $500
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: the lesser of 15% of the check or $30
Finance Charge for 14-day $100 loan: $17.65
APR for 14-day $100 loan: 459%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: 3 (2 per licensee)
Rollovers Permitted: None (cannot renew or otherwise consolidate)
Cooling-off Period:
Repayment Plan:

Collection Limits:
Collection Fees: One $30 NSF Fee; Court Costs
Criminal Action: Prohibited

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