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 Posted: Tue Apr 01, 2008 2:56 pm
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Besides...One Step is not licensed. I would ask again for their licensing in any state?
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egyptcrossarabs
Joined: 18 Jan 2008
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Posted: Tue Apr 01, 2008 2:59 pm
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this is steve hey egypt check the letter i sent him on page six of this post
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Posted: Tue Apr 01, 2008 3:27 pm
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Good for you...unfortunately I posted a couple of times while/when you posted this letter?
Thanks for the Prayers...I will say that in reverse and send some to your family!
I am by no means up to speed on any of this, but I figure I can at least offr an *atta boy* or encouragement when possible.
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egyptcrossarabs
Joined: 18 Jan 2008
Posts: 254
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Posted: Tue Apr 01, 2008 3:35 pm
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This is from the BBB website:
One Step Cash
150 S. Highway 160 Ste. C8 #526
Pahrump, NV 89048
Type of Entity: Sole Proprietorship
Phone Number: (866) 431-2274
As of 2/19/2008, the Bureau has been UNABLE to confirm this company has a valid local business license for the locale in which they operate. IF A CONSUMER DOES BUSINESS WITH AN UNLICENSED FIRM, THEY DO SO AT THEIR OWN RISK.
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cannr
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Posted: Tue Apr 01, 2008 3:37 pm
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I checked Nevada's licensee database, nothing comes up for them. Please ask them for their license number, the name they are using to operate legally, and what state they are licensed in. Good Lord Almighty. These guys are jokers.
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cannr
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Posted: Tue Apr 01, 2008 3:47 pm
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this is steve
as far as the reasearch i have done they are not licensed any where and just to make sure i have this right since they are not licensed anywhere the cannot lend in tennessee therefore the loan is illegal and i am only responsible for the principal for which i have more than paid
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Posted: Tue Apr 01, 2008 3:51 pm
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this is steve
cannr there is a copy of the letter i sent mr. miller in response to his email on page six of this post
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Posted: Tue Apr 01, 2008 3:55 pm
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Steve I hate to tell you these but you are not going to get any help from Geneva Roth, they are crooks. how much have you paid them? they alway renewe the loan if you don't contact them and then they debit your account double the fee.!
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spanisheyes
Joined: 15 Jan 2007
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Posted: Tue Apr 01, 2008 4:02 pm
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i have closed my account my account and geneva roth did contact me after i sent them a copy of the certified letter they refused via email the said they will honor my c and d letter they said they will honor it untill the matter is sent to their fraud dept and legal action is taken
i know this is bs beacuse they are not licensed anywhere. i have explained everything to my boss and he know what to do if people call hang up right away.
my payroll deptment informed that they do not honor any wage garnaishment not issued through the court in the state of which i reside. the calls are annoying but i can handle it.
this is the first month in a very long time i was able to pay my bills on time and have a full fridge now my family wont have to suffer due to my mistakes ill get through this and i know it will take time
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Posted: Tue Apr 01, 2008 4:03 pm
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and as far as for what i borrowed from them 300 and have paid 360
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Posted: Tue Apr 01, 2008 4:44 pm
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Steve I can not tell you how it chokes me up to hear you paid your bills on time and have food on the table...if the truth be known tht is probably why most of us got into this mess...to pay our bills on time and feed our family. Isn't it a sad state of affairs? Like going to the Dr. to get well and catching something worse while you are there?
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egyptcrossarabs
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Posted: Tue Apr 01, 2008 4:45 pm
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this is steve
you hit the nail right on the head egypt
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Posted: Tue Apr 01, 2008 4:49 pm
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The fee for the $300 is $90 so if you have paid $360 you only owe them $30! Whenever you can send them the $30 and tell them that is all you owe them!
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spanisheyes
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Posted: Tue Apr 01, 2008 4:51 pm
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Ah, steve! I saw the letter you sent. Great job! I actually pissed a couple of my pdls off when I asked for them to provide me with their license information.  Hey, if they can say "We're licensed in a state", then they can provide WHAT state and their license number. I don't think that's asking for too much!
And, congratulations on getting a paycheck and paying your bills and having some food in the house! Isn't it a wonderful feeling? I never thought I would be HAPPY to pay my bills, but damn, I was thrilled to make those payments! Great job so far! And your attitude is what it needs to be - positive! Because, steve, you will get through this. 
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cannr
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Posted: Tue Apr 01, 2008 4:53 pm
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this is steve
next time they contact me i will ask for info how to send them a usps money order i was told by a friend who is a paralegal and by a family friend that does collection for a car dealership to do it this way never give them my new bank info or send it via paypal or money gram .
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