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Anonymous
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Sub: #1 Legal?
Replied on 11-18-2009, 12:05 PM
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I am in Tennessee. Are these IPDL's legal or illegal lenders? I know TN allows them, but I just want to see how I can find out if they are licensed at all, and where.

1000cashovernight
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Thank you so much!

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Send message to wchambe641
Sub: #2
Replied on 11-18-2009, 02:49 PM
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I would contect your state's Attorney General's office and ask them.

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Federal code with regard to your ACH rights
http://www.cardreport.com/laws/eft.html#205.10
Ohio Code stating out of state PDLs are illegal
http://codes.ohio.gov/orc/1321.36
Ohio Attorney General
http://www.ohioattorneygeneral.gov/
BBB
http://www.bbb.org/us/
Fair Debt Collection Practices Act
http://www.ftc.gov/bcp/edu/pubs/cons...edit/cre27.pdf

To find out who's been calling
www.800notes.com
www.whocallsme.com




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Send message to Shazzers
Sub: #3
Replied on 11-18-2009, 10:03 PM
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I don't think 1000cashovernight is licensed anywhere, but ask them what state they are licensed in, then check up on them to see if they really are.


tammiegil
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Sub: #4
Replied on 01-19-2010, 05:55 AM
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I want to know about 100cash too! What can you do if a lender refuses to answer the question about their license? And they go back and forth and just flat out wont tell you? this is 1000cashovernight/IPS.




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Send message to paulmergel
Sub: #5
Replied on 01-19-2010, 06:07 AM
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Quote:
Originally Posted by Anonymous View Post
I want to know about 100cash too! What can you do if a lender refuses to answer the question about their license? And they go back and forth and just flat out wont tell you? this is 1000cashovernight/IPS.
if they avoid the question,or flat out don't tell you.then it's pretty safe that they are not licensed.i do know that 1000cash is not legal anywhere as shazzers stated.

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Send message to Shazzers
Sub: #6
Replied on 01-19-2010, 06:11 AM
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Quote:
Originally Posted by Anonymous View Post
I want to know about 100cash too! What can you do if a lender refuses to answer the question about their license? And they go back and forth and just flat out wont tell you? this is 1000cashovernight/IPS.
Then it would be obvious to me they aren't licensed anywhere, however, what I usually do is check licenses in the following states first because lenders who use outlandish interest rates usually obtain a license in the states that are most lax with the payday loan laws, try researching, Delaware, Nevada, and Utah.


tammiegil
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Sub: #7
Replied on 01-19-2010, 08:00 AM
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You guys are super helpful, thanks. 1000cash has been a nightmare. They are downright nasty and keep threatening to sue me, but no one will tell me about their license, and the amount they keep asking for changes with each person I talk to, one girl gave me three different amounts in the same day.




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