877-947-1947 - is this number from Zip19.com?

The ftc is really easy to file with just got to FTC.gov.

why is it that the bbb won't file a complaint agaisnt ameriloan, paycheck today, and ten dollar all of these are in oklahoma, and the bbb there won't take my complaint help with this please

I heard from Geneva roth and they were really nice and friendly. They helped me with my situation

why is it that the bbb won't file a complaint agaisnt ameriloan, paycheck today, and ten dollar all of these are in oklahoma, and the bbb there won't take my complaint help with this please

Jonna, I do not know why they will not take your complaints, I had paycheck today and filed against them... hmmmmmm.

jonna, these three pdls are all MTE related pdls. There is NO REASON the BBB will not accept your complaints. I have filed complaints against many of MTE's d/b/a's. I have never had a problem with them. What exactly are they saying to you regarding filing complaints against them? Do you not have enough information on them? Let us know what they are telling you and we may be able to help you out.

I am glad i found this thread. I had posted a thread of my own but wasnt getting a response....here is what I posted before....

have 6 count them 6 loans out all 300 with 90.00 every 2 week fees. I have put a block on ACH on my bank account so they cant debit any $ out here is the list below
Arrowhead Investment
Sagamore
Impact Cash
Zip19
The Loan Shop (Mount Oread Ventures)
Total Lending

I work and live in Tennessee but I still hold a WV drivers license and address there because that is my permanent residence. My question is I took these loans out with my mailing address in TN where storefront PDL's are legal. I spoke to the TN state finace dept and they are currently trying to stop internet loans but told me to file a complaint and little else. They agreed that the terms break TN check laws but said there is no real statute for internet loans but he agreed it he thinks it is wrong. My question is in WV these are hands down illegal is it possible to just tell them that these are illegal in my home state? I just cant afford all these loans and it is unlikely that they will allow for pay plans. I dont want them calling my work or people I know. I know they cant put me in jail or anything like that but I jsut dont want the emabarrassment.

jelsmith, you took out the loans using your TN address. So, you have to stick with TN. You can't claim WV since you didn't use WV as your address. Your bank account is blocked, correct? So no one can debit your bank account. That's the first step. Now, you need to file complaints with the BBB, the FTC, and your state AG (you're going to have to use the TN AG). File your complaints against each company. Also, have you sent the pdls any kind of letter regarding no longer debiting your account, they are not licensed to lend, etc?

no I wasnt sure if any of these are illegal lenders like not licensed. I put a hard block (blanket block) on ach so no debits can go through. my other question is about garnishments does anyone know if a pdl company can just garnish wages? I thought you had to have a judgement from a court to do that?

Okay, first of all, I'm going to post the TN state pdl law for everyone to see. Also, in addition to the TN pdl law, here is some information regarding internet lending as far as TN is concerned that goudah researched:




What this means is that we need to check your lenders out. If they are licensed SOMEWHERE, they will be considered "legal" and you would have to abide by the state pdl law in which they are licensed.

Also, regarding garnishment, pdls can't "garnish" wages. Yes, you're correct, they would have to get a court order to do that. However, some plds will try to pull a wage "assignment" on you, which it totally voluntary and can be revoked at any time. Looking at your lenders, none of them jump out as ones that pull wage assignments. However, we do have a letter that you can send your pdls regarding not debiting your account, not contacting you via telephone, etc. But, we first need to see who (if any) are licensed SOMEWHERE and figure out which ones will be considered legal and which ones will be considered illegal.

You will find the Payday loan laws for Tennessee here (just select your state),
http://www.debtconsolidationcare.com...pdls-laws.html

is there a wesite to look up the license of the lenders?

What we'll need to do is find out where the pdls are located (I usually start with the BBB site to find their addresses). Once I find an address, I go to that particular state and check out the licensee database and see if they are licensed there. To check each state pld law and licensee database, you can go to: paydayloaninfo.org. You can go to state information, it'll give you the pdl state law and then there is usually a link on it saying licensee database. You can type in the name your looking for and see if they are indeed licensed in that state.

basically they told me they could not file a complaint just because they were illegal

Who told you that you can't file a complaint? My internet loans were all illegal. I'll be damned if I didn't file complaints against every one of them! And, the BBB resolved a couple for me and my state AG resolved a couple for me! Who told you that?

okay i tried the bbb but am not having any luck of these lenders can anyone tell me with are legal and which are not?

Arrowhead Investment
Sagamore
Impact Cash
Zip19
The Loan Shop (Mount Oread Ventures)
Total Lending

okay i tried the bbb but am not having any luck of these lenders can anyone tell me with are legal and which are not?

Arrowhead Investment
Sagamore
Impact Cash
Zip19
The Loan Shop (Mount Oread Ventures)
Total Lending
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sorry about the multiple post it acts like it doesnt take it then kicks me out...sorry