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 Posted: Thu Jul 03, 2008 8:01 am Subject: Payday loan help desperately needed |
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Hello,
I was on this site a few months ago, and with some advise was able to negotiate with PayDayOne and am halfway through paying that off, and with my stimulus check, I paid off another one. I had a 3rd that I was going to work on paying. Well, unfortunately, since that time, there have been several things that have gone wrong with my family and having no one to turn to, I had to take out another payday loan, and then when my bills were getting to be more than my paycheck, I took out another. Next thing I know, I have 4 new payday loans. I know it's my fault and I should have known better, being in this in the past and finally paying them off. I need some advice on how to handle these on my own. I thought about PDL Assistance or Langhorne, but I can not afford to have the payday loan companies call my work.
I live in Texas, and I know there are some weird laws here. I believe the ones I have are all legal in Texas, and I know one has a CSO fee.
Payday Loans: (they are all internet loans)
MyCashNow - $600 principle - paid $0 (first payment due on 7/15/0
CashNetUSA - $600 principle - paid $117.18
ThinkCash - $250 principle - paid $47.77
CheckNGo - $1200 principle - paid $391.24
CashAdvanceNetwork - $400 principle - paid $0 (first payment due on 7/15/0
If anyone can give me any advice on what to do, I would greatly appreciate it. I realize I have not paid the principle amount on these yet, but at the rate I am going to have to extend some of these, I will greatly over pay, and will be overdrawn in my bank account trying to pay my house bills too.
Thank you in advance for any help you can give me.
AggieMom
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aggiemom1013
Joined: 13 May 2008
Posts: 25
Debtcc Points: 494
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| Posted: Thu Jul 03, 2008 8:14 am Subject: |
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The only ones that are not legal are my cash now and Cash Advance Network.
All the others are legal and you will have to pay what they say.
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goudah2424
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Joined: 31 Oct 2006
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| Posted: Thu Jul 03, 2008 8:18 am Subject: |
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Goudah,
What would I need to do about the two that aren't legal? How can I found out that they aren't?
On the other three, can I work out arrangements with them? I know I have to pay what is owed, and I want to do that as quickly as possible.
Thank you.
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aggiemom1013
Joined: 13 May 2008
Posts: 25
Debtcc Points: 494
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| Posted: Thu Jul 03, 2008 8:23 am Subject: |
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The ones that aren't legal, just pay back the principle on.
The legal one's you will have to work something out with, they can collect on the debt.
_________________
How I make some extra cash
I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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goudah2424
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Posts: 8007
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PinkLady
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