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  #1  
Old 07-02-2009, 03:18 PM
elizabethpena70 elizabethpena70 is offline
 
Join Date: Jul 2009
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Credits: 34
Default PDL HELP

I got into a dumb cycle I can't seem to get out of.I have to borrow money just to buy groceries,thats how bad its gotten!.I live in Texas and have 4 store front payday loans.One is Payday advance $1185 Ive paid twice on it $185 each time.Second loan is with Americas Cash Express owe $1201 and have paid $200 twice.Third up is EZ Money I owe $1652 and have paid $300 twice.Last is Cash n Go $1415 and have paid $250 twice. In average with interest alone I am paying $1,896 monthly.I need BIG time HELP! What do I do Step by step???
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  #2  
Old 07-02-2009, 09:35 PM
resqume1 resqume1 is offline
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So all of yours are storefronts? Thats tough not much wiggle room there. They are legal and will have to be paid principal plus interest. Could you afford it if they set you up on a plan to pay the total amount due over 4 equal payments? That may be an option if you can afford it. About the only thing you can do with storefronts is talk with them and tell them you are unable to make the payments and see if there is something they can work out with you. Either that or get a second job or borrow the money from somebody else, possibly if you have overdraft protection you might consider letting one of them putting the check thru then you can just worry about paying off the bank without all the fees and that might free up enough cash to pay the others.

I wish I had better knews for you. I have a couple storefronts myself I am having a hard time getting rid of. Maybe someone else will have some more ideas.

Try searching each companies name in the box on the top right of this page and see what others are saying about them you might find which ones will work with you that way.

Oh I almost forgot that if you cannot work anything else out you may want to look at some of the debt consolidation companies. You can search thier names in the box as well for more info on each one.
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  #3  
Old 07-02-2009, 09:46 PM
R20_sr R20_sr is offline
 
Join Date: Jul 2009
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Default PDL HELP

Thanks Resqume1.All I need is to get two out of the way and I would be able to breath a lil easier.I work 60 hours weekly so a second job is outta the question.I have been in contact with PDL assistance as of earlier today.Your advice was helpful,thanks!
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