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 Posted: Tue Aug 12, 2008 8:59 am Subject: Your Opinion Wise Ones |
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I have a hard ach debit block on my account and it's been a pain in the patoot! I put it on to prevent think cash from debiting my account again. I have also told them not to debit my account anymore. (I'm paying them through T & C) I went on their website to look up my account and it says my account is past due, blah, blah, blah, and my account is not set up for electronic payments. In your opinion, does this mean it is safe to take the hard block off of my account?
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kporter90
Joined: 21 May 2008
Posts: 59
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| Posted: Tue Aug 12, 2008 9:03 am Subject: |
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ME, i wouldnt do it, but thats just me, i closed my account and went to totally different one!
but thats just me
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danilewis82
Joined: 05 Aug 2008
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| Posted: Tue Aug 12, 2008 9:14 am Subject: |
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Yeah, I wouldn't take the block off. I'd just get another account at another bank and forget about the old one.
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goudah2424
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| Posted: Tue Aug 12, 2008 10:08 am Subject: reply |
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i wouldn't touch it.instead i would do as goudah advises.open a new account at a different bank.
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paulmergel
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| Posted: Tue Aug 12, 2008 10:26 am Subject: Your Opinion Wise Ones |
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Well...I just took a long lunch and closed that account and opened another one. It is at the same bank, but the branch manager assured me that the pdl will not gain access to my new account. No one can force a closed account open, or debit an account without written permission for that particular account or a court order. I can breathe easy I guess. If not, the bank may be liable.
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Guest
Debtcc Points: 100
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| Posted: Tue Aug 12, 2008 10:29 am Subject: |
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THat last post was me. Sorry!
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kporter90
Joined: 21 May 2008
Posts: 59
Debtcc Points: 708
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| Posted: Tue Aug 12, 2008 11:15 am Subject: |
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be very careful - i have had payday loan debits force open closed accounts. i'm not saying it will happen to you, i am just letting you know that some banks do have policies where the account can reopen. since you mentioned you talked to the manager, it should be okay though.
i don't mean to scare you, i just lost a lot of money to a loan i over-paid due to bank error in the past.
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bea2ls
Joined: 27 Mar 2008
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| Posted: Tue Aug 12, 2008 11:21 am Subject: |
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k, I opened my new account at the same bank and have had no problems. However, bea2ls has a great point....and it has happened to several members aw well.
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RoxyNY
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| Posted: Tue Aug 12, 2008 11:55 am Subject: |
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Yeah, I know. That's why I asked before I even closed the account and opened the other one.
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"Give a man a fish, he eats for a day. Teach a man to feed a fish, and round and round he goes!" - Hank Yarbo, Corner Gas
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kporter90
Joined: 21 May 2008
Posts: 59
Debtcc Points: 708
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| Posted: Tue Aug 12, 2008 2:05 pm Subject: |
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Listen as soon as you take that block off, they attempt to debit and put you in the RED  It is like these loan companies read minds...lol.
Do as the others said and close that account, then open completely new one at a New Bank! Best of Luck 
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anyaroberts
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| Posted: Tue Aug 12, 2008 2:26 pm Subject: |
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For what it's worth, I wouldn't take it off either. You can never be too cautious with these slugs. I am glad you opened another account. My bank promised me that they would protect my money as well. . . .they kept that promise. Still, keep an eye on everything for a while.
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llw1995
Joined: 02 Feb 2008
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