Internet's first get-out-of-debt community - 134,000 members

privatepath11 · Posted: Thu Aug 21, 2008 1:01 pm Subject: thinkcash/first bank of delaware

i am in florida. has anyone had any dealings with these people? I need answers,,,,,, please............

Posted: Thu Aug 21, 2008 1:32 pm Subject:

yes what do you want to know?

privatepath11 · Posted: Thu Aug 21, 2008 3:34 pm Subject: thinkcash/first bank of delaware

this is the only online pdl that i really owe principle to. i have closed my account that i was using and have not given them any money so far. i received an email from thinkcash and they said that in the next couple of weeks, my account would be handled by first bank of delaware. i borrowed 750.00 and they have me paying back 170.00 month from now until 7/2009. is there anyway that i can only pay them the principle? i looked at their website and they mention cash advance loans but they do not make loans to residents of fl. are they licensed to do business in fl? or they illegal?

Posted: Thu Aug 21, 2008 3:42 pm Subject:

Think Cash is not a PDL, its an installment loan. I do believe it's legal, however someone will be along soon to tell us if I'm correct or not. I'm doubting you can only pay the principle as its not a PDL......Are you having a hard time making the required payments?

privatepath11 · Posted: Thu Aug 21, 2008 4:04 pm Subject: thinkcash/first bank of delaware

yes, i am going to have a hard time with the payments. do you think they will lower the interest?

Posted: Thu Aug 21, 2008 4:43 pm Subject:

HUMMMMMMM that one is hard to tell. We are currently in a dmp and they are accepting $75 a month....Have you called a chatted with them about this problem? When I talked to them they were alwayss pretty nice.

privatepath11 · Posted: Fri Aug 22, 2008 2:40 am Subject: thinkcash/first bank of delaware

No, I have not talked to them. Been trying to get all my ducks in a row. What is a "dmp"?

Posted: Fri Aug 22, 2008 4:16 am Subject:

dmp = debt management Program. Smile

Guest · Posted: Fri Aug 22, 2008 5:49 am Subject:

Thanks, Shazzers. Imale, are you personally dealing with ThinkCash/First Bank of Delaware?

Posted: Fri Aug 22, 2008 5:50 am Subject:

Guest · Posted: Fri Aug 22, 2008 6:28 am Subject: thinkcash/first bank of delaware

are you still having to pay their "high" interest? did you know that if you go to "first bank of delaware" website that they do not offer loans in the state of fl? did your loan start out by you going through "thinkcash"? did you also have internet "pdl's"?

Posted: Fri Aug 22, 2008 6:37 am Subject:

We currently have them in a debt management plan, they are getting $75 a month from us. To be honest I'm sure they are still adding interest. Yes I believe they are backed by first bank of delaware. I had one internet PDL with CashNet USA and it is also in our dmp. Are you haing them debt your checking account for the payments? If yes, you can revoke that.

Guest · Posted: Fri Aug 22, 2008 7:20 am Subject:

i closed my account that all of my "pdl's" had access to and now i am not paying any of them.. I am posting all that I had for you to see: Amerloan - borrowed 200.00 paid 240.00 fees
Zip Cash - borrowed 300.00 paid 270.00 fees
MyCashNow - borrowed 340.00 paid back 316.55 fees & 50.00 principle
ThinkCash - borrowed 750.00 paid back 77.09 interest 8.14 principle
If anything what do you see that I owe these companies since all of them are not licensed in the state of FL?

I got payday loans from these companies and now having problems paying them back .If I can't pay will I be in Trouble,with law inforcement.

smiley · Posted: Wed Sep 10, 2008 3:58 pm Subject: Thinkcash

thinkcash is an installment loan. I start off with 250.00 and made payments of $44.00 per month then my loan was up to $500.00 with a payment of $85.00 per month.

smile · Posted: Wed Sep 10, 2008 4:02 pm Subject: thinkcash

I have paid off thinkcash twice..it is better than payday you only make small installment payments each month until you pay the balance off. Payday you have to pay it off the next time you get paid. Thinkcash lender is First Bank of Delaware and it is legal.

*Name:
*Email:
*Phone:
*Zip:
*Debt

	* denotes required field

Internet's first get-out-of-debt community - 134,000 members

thinkcash/first bank of delaware

Members Area

Free Debt Counseling

Ask the community

Featured Discussions

Featured Articles

Question of the Month

Also See

Recent Forum Discussions

Recent Blog Post