Hello, I have a PDL from cashnetusa, which i took out in 2006. I looked on their site and I had borrowed 150$ and the balance today is $212.13. There is a note saying it has been sent to collections. I have no problem paying back the $212.13 as this is what i borrowed and agreed to pay (Yes, I know the SOL says I no longer have to). This is the only company that i have dealt with. I got a call from a Westwood Asset Management company about a payday loan from DJR Group LLC. They told me that the principle balance is $1200 on a loan of $200! I do not remember ever using this company, however, they also have a bank account number (not sure if this is correct as I do not have this bank account at the time) that the money was deposited into. The information I got from them was:
Loan was reported to them in May 2012. They said they have 3 collection agencies that tried to contact me and failed. I supposedly took this loan out in Dec of 2007 or 2005 (he said it was smudged on the date), but definately not 2006. In 2005, I was living with my parents and I never did this, and in 2007, the account was closed. I told them the SOL was 4 years and this didnt matter anyway, and they told me I mailed a check in for $5 in 2010 that extended the SOL.
The other problem is that they told me I could settle the debt for 501$ and 43$ today. So of course I did it, and then I looked into everything and nothing looks legit, anywhere. WHAT DO I DO?
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