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Send message to anncraf2002
Sub: #1 payday loans
Replied on 07-29-2010, 10:02 AM
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A year ago I closed my checking account do to PDL's. I still owed them money that I didnt have-needless to say I was in the payday loan trap.
I went up today and reopened my account now I am worried that these companies can still take money out of my account. Does anybody know if this can happen. Thanks




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Send message to Shazzers
Sub: #2
Replied on 07-29-2010, 10:04 AM
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Not unless you have the same account number.


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Sub: #3
Replied on 07-29-2010, 10:07 AM
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They did give me the same account number.

Sub: #4
Replied on 07-29-2010, 10:08 AM
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wow a year have they contacted you????




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Send message to Shazzers
Sub: #5
Replied on 07-29-2010, 10:09 AM
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Quote:
Originally Posted by anncraf2002 View Post
They did give me the same account number.
You better keep a close eye on it then, I have heard stories where a month or even up to a year passes and BOOM, suddenly these illegal lenders debit accounts.


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Sub: #6
Replied on 07-29-2010, 10:12 AM
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Only 1 has contacted us and they sent it to collections.

sickofdcas
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Sub: #7 PDL Debits with new act.
Replied on 07-30-2010, 09:41 PM
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Quote:
Originally Posted by Shazzers View Post
Not unless you have the same account number.
Not necessarily true. These people will hunt you down-if you have the same bank, or, in my case, even a different bank, they may debit your account. It happened to me. Fortunately, I was able to have the debit charged back, but I had to file a fraud report. I would think this is pretty rare, though, but if it does happen, make sure to file a fraud report with your bank.




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