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Send message to Dee Lee
Sub: #1 Refunds for amount paid over on PAID loans?
Replied on 09-02-2010, 12:41 PM
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I searched but couldn't find information on this.
If I had loans with PDLs, but have since paid them off in full, but paid WAY over the principle - can I still ask for a refund on the excessive fees?
These are illegal companies in my state (CA). I noticed two of them had Desist and Refrain orders filed in the state of California. I was curious of they were liable for the excess fees they charged after the fact . . .

Sub: #2
Replied on 09-02-2010, 01:00 PM
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You can try. It's always worth a shot. The problem is, since these are illegal lenders, it's unlikely you'll get anything back.

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Send message to Kimmyksu76
Sub: #3
Replied on 09-02-2010, 01:01 PM
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Yes you can --- some have sucess....send letters and make sure to put a complaint in with your AG, FTC, and BBB

Sub: #4
Replied on 09-02-2010, 01:03 PM
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You can also contact the California Department of Corporations for more help.

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Send message to Dee Lee
Sub: #5
Replied on 09-02-2010, 01:42 PM
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Excellent - thanks all. I guess it doesn't hurt to try. Looking at my bank statements, I would certainly have a fat wallet if I could get some of those fees back . . .

Sub: #6
Replied on 09-02-2010, 02:49 PM
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Perfectly so. Ultimately, its' your hard-earned money. But, don't expect the refund within any time -frame. I have seen a friend of mine who got a refund after 40 days. Best of luck and keep us posted.

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Send message to Kimmyksu76
Sub: #7
Replied on 09-03-2010, 05:19 AM
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Might depend what company, too.....I recieved a call yesterday that my refund for interest paid will be ACH'd to my account today. I had faxed a letter to corp Paydaymax in Canada yesterday....so it was a quick response. (now I am crossing my fingers the money shows up as he promised - he is going to call me at noon to make sure it does) It was interesting as I was completely nice with everyone I talked to - from paydaymax's customer service here in the US, to Credit Protection Depot, and then this guy in Canada.....so you really can kill flies with honey! LOL I found being firm, but respectful seemed to work the best with me...maybe I just got lucky?




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Send message to Shazzers
Sub: #8
Replied on 09-03-2010, 06:23 AM
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Quote:
Originally Posted by Kimmyksu76 View Post
Might depend what company, too.....I recieved a call yesterday that my refund for interest paid will be ACH'd to my account today. I had faxed a letter to corp Paydaymax in Canada yesterday....so it was a quick response. (now I am crossing my fingers the money shows up as he promised - he is going to call me at noon to make sure it does) It was interesting as I was completely nice with everyone I talked to - from paydaymax's customer service here in the US, to Credit Protection Depot, and then this guy in Canada.....so you really can kill flies with honey! LOL I found being firm, but respectful seemed to work the best with me...maybe I just got lucky?
I REALLY hope it all works out in your favor, please keep us posted. My fear is they will do the opposite.


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Send message to Kimmyksu76
Sub: #9
Replied on 09-03-2010, 06:30 AM
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It did ---- my money is there this morning! YAHOO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!




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