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Sub: #1 Cash Call
Replied on 09-02-2010, 03:03 PM
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Any info on Cash Call?

Sub: #2
Replied on 09-02-2010, 03:23 PM
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Be specific on what info you want about Cash Call. What do you want to know about them?

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Sub: #3 RE: Cash Call
Replied on 09-02-2010, 03:44 PM
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Quote:
Originally Posted by paulcahill80 View Post
Be specific on what info you want about Cash Call. What do you want to know about them?


Are they legal in Florida?

Sub: #4
Replied on 09-02-2010, 04:13 PM
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They are legal in Florida as they are backed by a bank. Look at this information regarding cash Call:

Cash Call is NOT a payday loan. They are backed by a bank.

Federal Law allows them to operate when backed by an FDIC insured bank in any state without a seperate license. Federal law also allows them to import the interest rates from their home state.

Since they aren't a pdl, they don't follow the same laws. Cash Call will sue someone if they don't pay, and they will win because they are 100% legal.

Since they are backed by an FDIC insured bank, usually First Bank of Deleware, they are allowed to import their interest rates from their home state. So the interest rate of 99.24% is totally 100% LEGAL.

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Sub: #5
Replied on 09-02-2010, 04:22 PM
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Quote:
Originally Posted by paulcahill80 View Post
They are legal in Florida as they are backed by a bank. Look at this information regarding cash Call:
Cash Call is NOT a payday loan. They are backed by a bank.
Federal Law allows them to operate when backed by an FDIC insured bank in any state without a seperate license. Federal law also allows them to import the interest rates from their home state.
Since they aren't a pdl, they don't follow the same laws. Cash Call will sue someone if they don't pay, and they will win because they are 100% legal.
Since they are backed by an FDIC insured bank, usually First Bank of Deleware, they are allowed to import their interest rates from their home state. So the interest rate of 99.24% is totally 100% LEGAL.

Thank you very much.

Sub: #6
Replied on 09-02-2010, 04:35 PM
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You are welcome. If you have anymore questions, post in this thread. I would try to be of help to you.

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Sub: #7
Replied on 09-03-2010, 06:20 AM
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I had a loan with them at one time, and if you get behind on your payments, they are pretty nice about working a payment plan out for you.

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Sub: #8 cash call
Replied on 09-04-2010, 11:32 PM
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Quote:
Originally Posted by Anonymous View Post
I had a loan with them at one time, and if you get behind on your payments, they are pretty nice about working a payment plan out for you.
ReallY? I need to talk to them about deferring a payment do you think they will help?

Liss
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Sub: #9
Replied on 09-07-2010, 11:27 AM
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When I had them, I was unemployed and claimed hardship and they lowered my payment. I would try that. They might defer a payment too, does not hurt to ask. Let us know. Good luck




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