Tri State called me for Total Lending saying they

Tri State called me for Total Lending saying they were going to garnish my wages and put a lien against any property. The debt is 3 years old, last activity on credit report was Aug of 09. Any help would be appreciated. Live in Mississippi

The statute of limitations for such debts in Mississippi is 3 years. As 3 years are over, Tri State or Total Lending won't be able to take any legal actions against you to recover their debts. And unless they get a judgment against you from the law court, they won't be able to garnish your wages or place a lien on your property.

Thank you very much for all your help. They called again today and I just ignored the call. I really do appreciate all your help and I hope you have a wonderful and blessed day!

Okay, these Tri State people out of GA keep calling and saying there is a civil suit from Total Lending. I sent a c/d letter 3 years ago to Total lending and haven't heard a thing and now they have this Tri State calling me. Can not find any information on them. The number that shows up is 404-474-0127. Any info would be greatly appreciated.

well since you don't reside in GA.it is a false threat.btw anna is absloutely right.the SOL is up on this,and they must serve you to sue you.just to confirm the illegality of the call.check your court clerk's website.use your name as the defendent.i guarantee there is nothing there.after that file an AG complaints as tri state is breaking the law in saying there is a suite when there isn't one.

Thank you I will do that! Going crazy here....lol....so I really do appreciate all the advice everyone has given to me. Thanks again and have a blessed day!!!

you too my friend we are here to help.

Okay, can't find where I can look it up and see if my name is on the docket for Itawamba County in MS. Any suggestions???

usually at the court clerks site there is a heading for court dockets/cases.see about that.

Thank you I will. Just got a call from my father-in-law, they called him and left a message on his machine with my name and case number and the business name of Tri State. How do I stop that? I don't even know how they got his number!!

well when pieces of garbage try to extort money.they can get that info.have your father-in-law file a police report as they broke the law by disclosing that bogus info.just know that is a tactic of theirs.calling everyone you know to try and humiliate you.file the AG complaint asap,and tell your family and friends a scamming idiot will be calling and to disregard.

Ok, thanks so much!!! I will contact my AG and tell my father in law to file a police report. I just dont' understand.....now I am getting mad.....lol......debt is old and passed the time and they still want to try and collect. Thanks again for all your help!

And is Total Lendings address still in the bahamas?

I already sent them a validation letter and cease and desist letter two years ago and haven't heard a word and now this Tri State is calling.....I still have the card I received back from them showing they received the letters.

Okay, I sent Total Lending an e-mail yesterday about all this and of course have not heard back from them. I called Tri State yesterday afternoon to get their mailing address and of course they would not give it to me because they wanted my name. Told them I wasn't giving them my name and if this was a legitimate business they shouldn't have a problem giving me their mailing address. They kept asking for my name....so just how do I get info on these people? I have googled the number they call from, I have googled Tri State but can't be sure what I found is their address because they never tell me the full business name just Tri State. The number they call from is 404-474-0127 out of Atlanta, GA. Thanks again to everyone!!!

our pleasure to help.do keep us posted.