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Posted: Thu Feb 07, 2008 10:49 am Subject: BIG

These guys are killing me. I can't get a total $ owed, and even though i asked them not to, they are calling me at work. I know the rules on that, but I need to know if there is anyway I can revoke the authorization I gave for them to access my checking account.

Posted: Thu Feb 07, 2008 10:52 am Subject:

Big is a highly illegal company.They are located in the UK and hold no licenses to lend anywhere in this country.The only way to stop them is to close your checking account and open a new account at another bank. If you tell them to stop deducting they will just go in and take everything.
How much did you borrow and how much have you already repaid.

Catheryn · Posted: Thu Feb 07, 2008 10:56 am Subject: BIG

I Borrowed $500.00 and have probably paid $350.00 of it back, but since I am having problems, I have missed some payments and they tell me that I owe other charges, but no bottom line amount.

Posted: Thu Feb 07, 2008 11:01 am Subject:

Bottom line amount is that you are only morally responsible to pay back the 500.00 that you borrowed. Please take care of your checking account or this could end up costing you thousands. There is a sticky at the top of the pay day loan page to read before you close your account. I would reccommend doing it asap.

Posted: Thu Feb 07, 2008 11:06 am Subject:

Do not engage them in conversation. Just hang up on them after telling them you will mail a payment by money order. They will eventually leave you alone. If they keep calling keep hanging up. They have no legal means of collecting. Like Kash said, meet your moral obligation and move on!!

Catheryn · Posted: Thu Feb 07, 2008 11:11 am Subject: Thank you for helping me.

That makes me feel so much better.

Posted: Fri Feb 08, 2008 5:48 am Subject:

we are glad that we could help.

Posted: Sun Feb 10, 2008 10:29 am Subject: BIG & GFS

I believe Big is the same outfit as GFS, Global Financial Services out of the UK. Their emails are identical and phone operators although the numbers are different. I also have a PDL with them and recently closed my checking account so I'm sure I will be hearing from them soon. I have outstanding PDL's and Check Advances I'm trying to resolve and need help. How do I obtain a "cease and desist" letter and should I call a certain number for free consultation to give specifics? I'm brand new to this site and would appreciate any help you can give me. I had no idea a site like this existed and there are so many people in the same boat.
Thank you in advance for your help.
Cindy

Posted: Sun Feb 10, 2008 11:02 am Subject:

Posted: Sun Feb 10, 2008 11:06 am Subject:

Offshores are the bottom-feeders of the PDL world--and knowing what I now know about PDL's that's saying a whole lot! Close your checking account ASAP and since you've already paid back $350 of the $500 you've borrowed, tell them you'll work on paying them back $150 and not a cent more. They can get it by money order and that's final. So it's their choice--they can get their principal paid back and not a dime more or you will move on. There is not a blessed thing they can do about it.

Posted: Sun Feb 10, 2008 5:35 pm Subject:

clove-I posted a PDl letter for you on your other thread.

Posted: Tue Feb 12, 2008 8:20 am Subject: BIG

I sent them a letter revoking access to my account, I told them that any attempt to access after the date of the letter would constitute fraud. But now they are calling me telling me that they have no way of receiving payments except through ach and wanting to set up a deduction schedule. I don't trust them , of course, and I told them that I would close this account if needed to keep them out of it.
Do any of you have nay experience in paying with money orders?

Posted: Tue Feb 12, 2008 8:24 am Subject: reply

YOU WILL NEED TO CLOSE YOUR ACCT.THEY WILL DEBIT
UNTIL THEY CAN'T DEBIT ANYMORE.THEY WILL PUT IN DIFFERENT AMOUNTS,DEBIT ON DIFFERENT DAYS,EVEN PUT THROUGH A CHECK.YOUR BEST BET IS TO CLOSE THAT ACCT.
ASAP.

Posted: Tue Feb 12, 2008 8:29 am Subject:

Big is one of the most illegal companies out there. They will go in and take everything. You need to tell your bank TODAY to put a hard block on ach debits. They wont wait, they will debit right away. And of course they will pay no attention to your letter.before you actually close your account , please read the sticky on top of the pay day forum to be certain you can close it without causing yourself more problems.

Posted: Tue Feb 12, 2008 8:55 am Subject:

Does anyone happen to have a viable address for BIG? I'm sending out my letter today...so far I haven't heard from them since closing my account but I want to be ready.

Posted: Tue Feb 12, 2008 8:56 am Subject:

I have yet to see a us address for them. They are locaed in the uk

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