This afternoon I received a call from brother-in-law who I see approximately 3 times per year stating that someone from United Litigations called him trying to find me. They gave him my married name and my maiden name and asked him several questions; however, they would not give him any information other than that I had two charges against me and that they were trying to reach me to "serve" me with papers. They gave him a phone number 877-258-8587 and a case #.
I have NO IDEA how they got his name or phone number...I have never listed him as a reference, emergency contact or anything else...I only see him at Christmas and once a year at a family bday gathering! I actually have to look up his number when I want to call him! My only guess is they tried to find info on my husband and my brother-in-law's name came up somehow. Can they call him???
I am not going to lie...I did take out a payday loan that I have not repaid! For that I am ashamed & I do plan to pay it eventually. I realize that this is wrong and that it is no excuse really, but my husband was laid off from work and had been out of work and desperately searching for employment for more than a year! I did what I had to do to save my house!
The payday loan was with EZ Loans. I did give them a check and made a couple of payments; however, when I absolutely couldn't make payments anymore I sent them a later revoking my permission for them to turn my check into an ACH transaction and I notified my bank not to accept any ACH transactions from them. They called for a while and then I stopped hearing from them...that was about 8 months ago, now all of a sudden this!
Does anyone know what my rights are and what they can and can not do to me or to my family? I do NOT want to give them access to my bank account or debit card!
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