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 Posted: Wed May 30, 2007 3:19 pm Subject: Help!! United Cash Loans demands for more |
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My loan with united cash was for 300 on the 15th of march. An interest of $90 went through on the 31st of march. Next interest on 16th April did not go through. On the 24th of April i called and spoke to a rep in their collections department who told me my balance was $510. At the time i was way to flustered to calculate because I had 7 of them going at me. I told him i didn't have any money. He offered that I pay $420 now or make 2 payments of 255 each. Truly I was mixed up and thought the actual loan I had was $350. Anyway when I sat back to look into all the accounts and attempt repayment plans, I discovered all I loaned was $300 and my balance therefore should be $420 = 300 +90 +30(NSF). I paid $200 and called to clear the amount, the rep i initially spoke with was absent and the agent there tried to put me through to a supervisor but he told me that they were in a meeting. the next time I called back the first agent I had spoken with tried to give a reason for the extra $90 and his reason was i did not call them before the due date of 16th. i have never heard anything like that before. Again I asked to speak witha a supervisor and still none was available. in the meantime I paid in the remaining $220 and called back. finally i spoke to the supervisor who is insisting that i have to pay the $90. What can i do? Please anyone with experience, please help me. I am still struggling to pay down some of these loans.
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oyindunmola23
Joined: 28 Mar 2007
Posts: 2
Debtcc Points: 109
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| Posted: Wed May 30, 2007 4:13 pm Subject: |
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What state are you in? Every state has specific laws on pdls. Be sure that UCL is charging the permissible amount in your state.
United Cash Loans is DBA of Rio Resources. There are numerous complaints against them. Do a search on this board and read the active discussions. You will be informed on how to deal with them further.
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mute805
Joined: 17 Oct 2006
Posts: 198
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| Posted: Wed May 30, 2007 6:18 pm Subject: loan |
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You can go to http://www.paydayloaninfo.org and look up your state laws on payday lending. In many states it is PROHIBITED. Also United cash is not licensed in any state that I know of. Please contact your state Attorney Generals office Consumer Division and file a complaint. KYSIDE38
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KYSIDE38
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AnthonyLemons
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