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what can be done now i reside in NY state are there laws. about this company

united cash loans 500 dollar loan
they now want 800 to pay it off they said i was late

companys are united cash loans Miami okc on both

and us fast cash Miami okc

Posted: Fri Nov 21, 2008 6:35 am Subject: reply

well for starters.how much have you paid back in debits.you see pdl's are prohibited in NY and these pdl's are illegal anyway,so you owe the principle borrowed.nothing else.i would inform them of this and file AG complaints and FTC complaints.you do not owe 800.00.they are a joke of a pdl.

Posted: Fri Nov 21, 2008 10:34 pm Subject:

Hello again i have not paid them back yet loan was funded on oct 20th 2008 what should i do now

Posted: Sat Nov 22, 2008 7:19 am Subject: reply

richie anything that was debited from this illegal pdl goes toward the loan.you say you got the loan on oct 20th and you paid nothing?no any debits taken go toward the loan.please tell me how much was debited total.it doesn't matter that they say it was fees.they are liars.

Posted: Sat Nov 22, 2008 10:33 pm Subject: Hello i wrote you back

They tried to debit my account on oct 31st for 75 dollars for a roll over fee. i didnt have it in there then they send me and email saying check your account, and they said total due now on that 500 dollar loan is 800 dollars Paid IN FULL
and thats thru us fast cash, and united cash loans

Posted: Sun Nov 23, 2008 6:00 am Subject: reply

okay now were getting somewhere.if you have closed your account,i would still fire off letters to these pdl's.they have the same miami OK address.just know that you don't have to pay when they say or what they say.as long as they can't debit you have control.i got your PM and am saying it here.do not take another pdl,you dn't have to.pay these cretins what you can when you can.when you have paid the 500.00 combined off.do not send anymore money you are paid.just don't even think about another pdl please.

Posted: Sun Nov 23, 2008 6:59 am Subject: RE here is the answer on Miami OK

Hello so i should just pay these companys back 500 dollars total. with out even intrest , and yes they are in Miami OK, i think on on a thing called Miami Nation some Tribe Land the Tax office tells me not even united states land.
how can they get away with this, These 2 companys didnt ask for bank statements to be Faxed in

Posted: Sun Nov 23, 2008 6:36 pm Subject: reply

you owe them 500.00 total no interest.if you have to get the NY AG involved so be it.they broke the law lending to you and can do nothing technically to collect.we do advocate paying back what was borrowed,but that is the principle and with money orders to a physical address.

Posted: Sun Nov 23, 2008 7:03 pm Subject:

When you pay back the principal, do not use anything with your account number on there. UCL's will get you.

Guest · Posted: Mon Nov 24, 2008 5:12 am Subject:

Bottom line is
Pay day Loans are illegal in NY state. All you are obligated (If you want ) to do is pay back ONLY the actual amount borrowed

Guest · Posted: Mon Nov 24, 2008 6:13 am Subject:

Aren't you the same person looking for my payday loans not requiring a bank statement? Somethings not right here.

Posted: Mon Nov 24, 2008 6:20 am Subject:

I'm with you on that one Guest...plus he Avatar-Jacked me!

Posted: Mon Nov 24, 2008 6:35 am Subject:

I noticed this too.....dont think he is listening to any advise as he keeps asking more questions on how to borrow more....even this am.

Posted: Mon Nov 24, 2008 7:03 am Subject:

I am sorry for not logging in that was me Kstaff24 that made that comment as a guest. I will be the first to apologize if I am out of line but like I said above something is not right here. I would hate to think someone would take out more payday loans knowing they are not legal just so they can get money and not feel obligated morally to pay them back. I dont like what I am seeing here thats for sure.

Posted: Mon Nov 24, 2008 7:13 am Subject: reply

i have replied to him and he's posted all over the place about this.i'm beginning to agree with you and nascar.another point,i think he copied nascar's avatar to try and get more favorable responses.just a thought.