|
#1
07-07-2008, 09:41 AM
|
|||
|
|||
United Cash Loans Issue--what?!?
One of my PDL's was UnitedCashLoans and I had borrowed $300. I am trying to do the "right" thing and pay them the principal--I sent a money order, which apparently was not received--it's been over 10 days since it was sent. UCL now advised that they will only accept Moneygram for the $300 until 7/11/08 or else they will sue for the full amount.
I refuse to use Moneygram to pay this. I sent them an e-mail asking if they are refusing my payment through money order. I can't believe they would do that, since that's as good as cash. What are my options now? I'm so frustrated with them right now I'm thinking about not even bothering with it anymore. My BBB complaint was closed due to the agreement we made for $300 in a money order. I wonder if I should open up another complaint, or just wait? Does anyone know if UnitedCashLoans is MTE Financial? I'm having trouble with them too. 
|
|
#2
07-07-2008, 09:46 AM
|
||||
|
||||
|
Hello Saxy,
I hope you kept the receipt of the money order. You should trace it and see if it was cashed. also did you keep a hard copy of that BBB complaint including the settlement? __________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit." -Aristotle-
|
|
#3
07-07-2008, 09:57 AM
|
|||
|
|||
|
The trace showed that it had not been cashed, so I think I'm going to cancel it today. And yes, I have a copy of the BBB complaint with my acceptance of their $300 settlement by money order. I just received an e-mail from them--I advised them that I am not going to use Moneygram, and asked if they were going to refuse payment by money order. Here is their response: (I think I made the person mad, because it's all CAPS) ;-)
WE HAVE NOT RECEIVED A PAYMENT, SO WE CAN NOT REFUSE, THE DEAL WAS IT HAD TO BE HERE BY 06/30/08, YOU DID NOT LIVE UP TO YOUR PART. IF YOU WANTED TO MAKE SURE IT WAS RECEIVED, AND IN TIME FOR THE 06/30 DEADLINE, THEN YOU SHOULD HAVE SENT IT PRIORITY OR EXPRESS MAIL WITH A TRACKING #. OBVIOUSLY IF YOU HAD ACTUALLY SENT THE PAYMENT, YOU WOULD HAVE BEEN SMART ENOUGH TO DO THAT, SO THIS ISSUE WOULD NOT EVEN COME UP. WE CAN NOT WASTE ANYMORE TIME ON THIS ACCOUNT. YOUR CHOICE. WE WILL NOT RESPOND TO ANY FURTHER DEMANDS. IF YOU ACTUALLY SENT A MONEY ORDER, YOU BETTER GET YOUR MONEY BACK, BECAUSE WE NEVER GOT IT! Jeez, maybe I should have sent it certified but I figured since it was traceable I wouldn't have to bother. I'm going to get my money back, but now what should I do to deal with UCL?
|
|
#4
07-07-2008, 10:02 AM
|
||||
|
||||
|
Hi Saxy, I t has been awhile.... Yes, UCL is MTE!! Suprise! not! Anyway...I agree with Anya, trace the money order and see where it is..and as for the BBB complaint...hang on to it too. If they stated as a resolution in your BBB complaint they would take the $300 money order and now they have changed their tune to suing, I would most certainly file another complaint and what about your state regulating agency or your AG. Then I would just wait them out...let them try to sue you. They are illegal, you have documentation where they agreed to a money order, you followed through, they reneged and now are threatening you...it would be even more damning if they would write back and say yes, they are refusing to take a money order. I seriously doubt they would ever sue, but if they do, they are the ones who will end up looking like idiots. :evil:
__________________
In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward.
|
|
#5
07-07-2008, 10:09 AM
|
||||
|
||||
|
Well that was RUDE of them :evil:
Besides that, if you can cancel the money order and get the money back I would do it. It might be lost somewhere, or the bonheads got the money order and did not process it yet. They are offering to let you pay by moneygram now, which will cost you about a few bucks to send payment. It is up to really. They are ILLEGAL and I would do as Rxy stated and file another complaint including that bogus email :wink: __________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit." -Aristotle-
|
|
#6
07-07-2008, 10:12 AM
|
|||
|
|||
|
Thanks Roxy!
 I must be too sensitive a person because I'm actually offended by their response. I'm hanging onto everything from them, and will file another complaint--gee, I should just tell them that I'm not going to send them a dime until their other company (500fastcash.com) responds to my letters!!
|
|
#7
07-07-2008, 10:16 AM
|
|||
|
|||
|
hi anya--I'll get my money back from the bank, and I'm not going to do moneygram. I just can't figure out why they are making this tough, when I was trying to give them their money! How frustrating.
|
|
#8
07-07-2008, 12:07 PM
|
||||
|
||||
|
Saxy, you should be offended...That was rude. I think I was typing as you were responding so we crossed each other. They are making htis tough becuase they can. And I again, agree with Anya, they probably have the stupid money order and the right hand does not know what the left hand is doing. Put it back on them. So far they have received everything you have sent, the BBB has sent, etc....and now all of a sudden they do not have the money orders, when you have been using the same address. How convenient for them. Bottom line is this....they are unlicensed and illegal, you are doing the honorable thing by trying to work this out with them and they are being difficult.....you could just say screw it and what can they do about it? Why in the world would you buy a money order to not send it...most of us do not have $300.00 to do that with...and you can PROVE you did get the money orders. Your receipts will show that, and when they were purchased. You can not just make those up. UGH!!!!! :twisted: :twisted:
__________________
In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward.
|
|
#9
07-07-2008, 12:15 PM
|
|||
|
|||
|
I really, really want to respond to their rude e-mail, but I'm just going to mull it over for a while--as for the money order--too bad, I'm going to get my money back and pay some of my LEGIT bills! I'm not going to monkey around with them--sure, they will send me to collections for the entire $390, but still...they're going to have to accept a money order.
|
|
#10
07-07-2008, 02:18 PM
|
||||
|
||||
|
reply
then saxy,you send DV and C&D letters.the collector can't validate an illegal loan by an unlicensed company.some of these
ipdl's just exemplify arrogance and stupidity.
|
|
#12
07-07-2008, 02:31 PM
|
||||
|
||||
|
reply
i know,what i meant was the pdl would be stupid to turn it over
to a supposed collection agency,because then there is no real way to validate an illegal pdl.
|
|
#13
07-07-2008, 02:33 PM
|
||||
|
||||
|
United Cash Loans is not an MTE dba. It is an MNE dba.
They are two different companies. http://www.debtconsolidationcare.com...discovery.html Court filings prove that the corps are two seperate entities owned by two different tribes. __________________
How I make some extra cash I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
|
|
#14
07-07-2008, 05:54 PM
|
|||
|
|||
|
goudah is correct. United Cash Loans is affiliated with Us Fast Cash, ameriloan, 500 Fast Cash and the list goes on and on. They are part of MNE not MTE. If you trace the details of the email, you will see that the local host carries the same IP address for all of them.
|
|
#15
07-07-2008, 06:01 PM
|
|||
|
|||
|
never heard from them??
Hi all I also had united cash loans on my list and sent them the same info as everyone else. It has been 3 weeks since I closed my account and I still havn't heard from them. I am in MD and pdls are illegal and I did tell them I was going to notify their ach processor but so what? The same with PRL direct and I borrowed 800.00 from them! I am only asking for an address to send payments but when I go on the web site it says I am not allowed to use it! I don't know what else to try. Any ideas? Thanks as always.
|
Linear Mode
