I received a call today from an Eric Simon 855-245-6124 stating he is a process server telling me to call back or I will be served within 2 hours. He left the above number an a case number. I called them back and spoke to a woman that had a case for me with United Holdings. I borrowed 300.00 from them and repaid 180.00, I sent them everything and never heard from them again. The case was sent to them from United Holdings. She said they are a paperless company and gave me the address of a PO Box in Buffalo NY. What do I need to do? I have never had one of these calls before and Im freaking out! I do owe them 120.00 to United Holdings but again I asked them to settle the account and they never responded. I believe united holdings might be midland. Anyone if your around today tell me what to do. I dont believe anyone is coming here but they sounded official and they didnt have any accents.
Debt Samaritan
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Do NOT pay a 3rd party for defaulted payday loans.
You send them a DV. They cannot validate an illegal loan. Period.
They get nothing.
If they refuse to send you anything in writing, or they don't respond to you DV, you send them a cease and desist.
Stop freaking.
This is just another scare tactic.
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
She only provided a PO box said she couldn't give physical address because of death threats. She provided me though an email address do I send a dv through email? She said they are a paperless company and the server would provide the paperwork. Thanks these people sure do work your nerves.
Debt Samaritan
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Sorry it was me that posted that last question, I forgot to sign back in
Debt Samaritan
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First, they need to send you a dunning letter. They're required to do so within 5 days of first contact with you.
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
Debt Samaritan
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She said that they are a litigation office not a collection agency. Can I email them the request for a dunning letter and is there an example on here for pay day loans? I was trying ot find dv letters for pay day loans but only saw them for other debt. Should I contact United holdings which I believe to be the Titan Group. She said I am being served for check fraud. There wasnt any checks involved.
Debt Samaritan
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If they're trying to collect, they're a collector - regardless of what they tell you.
She's blowing smoke. Tell her to send you something in writing or she can go FOAD.
If you do get something in writing, your DV simply has to say I dispute this debt and demand that you provide proof that I owe it.
:D
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
Debt Samaritan
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WHat if they send the dunning letter through email do I send a dv through email to or send it to PO Box? So I dispute the balance with them even though I know I owe 120.00? United Holdings never contacted me sent this right away to a collector.
Debt Samaritan
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You don't owe them anything. The loan was illegal. Morally, you should repay the ORIGINAL creditor the $120 but you should absolutely NEVER pay a 3rd party collector on a defaulted, illegal, PDL. EVER!
If they send you something, yes, just dispute it. Email, mail, whatever. As long as it's in writing.
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
Debt Samaritan
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Well apparently this low life process server called my parents as well. Well I havent lived with them in 20 years and the man left the same exact message!!!!! I'm so extremely upset what can I do? They left information that I am being sued for fraud etc.I told them its a scam snd not to answer the calls or return any messages. Really how can these people get away with calling relatives?
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let me get on a soapbox.all places like this and the mutants who call are the biggest insult to mankind.forget the calls as they do that for a self-esteem boost.there is no info and everyone connected with this place,and others like it will be in the seventh circle when all is said and done.the fact that these idiots are drawing breath irks me.now for the advice.if haven't reported them yet do so.they had to give a number to call in their insulting stupid messages.use that to file AG,and FTC complaints.do not talk to the losers further.a waste of time bunch of moronic idiots.
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