Wage Assignments on an illegal loan??

goudah I just saw the sticky you posted 2 days ago on state laws made easy...awesome just awesome! the information you've gathered so far has been incredible and the most helpful!! Any idea if wage assignments are legal in NE?

Let me check . . . Give me a few minutes and i will PM you what I can find . . .

Let me ask a question. I mean, I think everyone would like to know if wage assignments are even legal in their state; however, does it matter since they are totally voluntary? I do understand it would be much nicer knowing that they are illegal in your state so they can just be thrown in the garbage and not set someone off into a panic attack (me!). But, even so, if they're voluntary, would it really matter? Or just knowing for peace of mind? I mean, I don't know if they're legal in my state or not. They might not even be. I don't know. But (with the knowledge gained from this site) I knew that it was a voluntary thing, so it wasn't like the law was coming after me or anything. So, I still had a panic attack. That's my nature! However, I understand wanting to know. I'm just asking does it matter? Because in the end, regardless of being legal or illegal, it's still going to wind up being the decision of the employer, isn't it? Even if they are illegal in a persons state, what if the employer is not educated (as we've read on previous posts) and honors it anyway? Does this make any sense to anyone? Or am I just confusing the matter?

SameBox Response from "Vikas":

PDL, thank you for your post! I read it twice. Takes a bit to sink in. Your information is great. And I appreciate the response. I just get so amazed at these illegal companies. Why? I shouldn't be amazed any longer, but I still am. Thank you so much for responding!

Cannr, I understand what you are saying. And yes, a lot of the time it will depend on the employer. I know someone that just recently had to really really fight with her employer to not do the wage assignment, even though they were illegal in her state. So the employer does have a lot to do with it.

But I would say this - As long as you revoke it, and keep proof that you have revoked it, you will be okay. If you can show that you revoked the wage assignment in a timely manner, and your employer still puts it through, then the employer is at fault. You can contact your state labor board, or a lawyer, and they can get your money back. It's a pain, yes. But as long as you revoke the wage assignment you should be okay. The law would then be on your side.

Wow,
In California, a spouse needs to sign a wage assignment letter? I never knew that and thank you, Goudah!! That just means that a hefty percentage of the letters that are signed in CA are illegal!!!!! And thanks PDL investigator for your information. This just shows how shady these offshore companies especially are--specifically the one you are talking about with offices in BC and Malta.

Kscornell - I just PM'd you the law I'd found about CA wage assignments . . . .

Thanks, Goudah!

Thanks, guys! I was hoping someone would understand what I was asking, and you did! It's basically the employer being uneducated and honoring these crazy things regardless of them being legal/illegal or even voluntary. Okay. That was my thought. Thank you once again!