Internet's first get-out-of-debt community - 136,000 members

OK- Yes, I was stupid enough to take out a ipdl over 2 years ago. It was USFAST CASH. I paid several roll-overs on this account even though it is not allowed in my state (IN). Heard nothing for the longest time. Now, I am getting emails almost everyday from these idiots.

US Fast Cash Department now holds account #349490-0 which is in the final stages of collection. According to our records, your outstanding balance is $400.00. (If you have recently resolved this account over the phone, please disregard this message.)
We have attempted to contact you requesting that you take care of your account. Our intention is to help you clear this up very quickly to help you avoid any consequences of not taking care of your obligation. You are running out of time and we MUST hear from you immediately. Your best options are available online without speaking to a collection agent.
It is quick and easy:
1. Grab your credit/debit card and click on this link to log on to the website http://finalcollections.usfastcash.com. (We also accept online checks)
2. Enter your account number and last 4 digits of your social security number.
3. Through a few simple steps you can verify your account information, and tell us what and when you can pay to settle this account.
4. When your offer is accepted, and you make the required payment(s) YOU WILL OWE NOTHING MORE ON THIS ACCOUNT.
Please log on now to http://finalcollections.usfastcash.com before this offer expires.
We have programs to assist you in taking care of this and strongly recommend that you go online today. If you do not act soon, a decision will be made on this account. Should you have any questions concerning this account please feel free to contact us TOLL FREE at 1-800-370-6729.
Thanks for being our customer,
US Fast Cash Department
FinalCollections@usfastcash.com

I know they need a court order to garnish wages. Is there anything legally they can do because supposively this isnt paid yet supposively? They are not licensed in my state to give loans out.

Any feed back is welcomed.

Posted: Thu Aug 28, 2008 6:38 am Subject:

Did you ever get a PIF from them? What do them mean that USFastCash NOW holds your account? Who was holding it before? Could be just their inability to grasp the context of what they are saying or was it owned by someone else.

Posted: Thu Aug 28, 2008 6:44 am Subject:

Interesting, I read on another thread where a few people got this option and when they kept putting in the amount they were trying to offer, USFastCash kept rejecting it. I defaulted with them a few months ago, I wonder if I will get this email.

Posted: Thu Aug 28, 2008 6:51 am Subject:

Do not give them nada. Let me guess, you paid enourmous fees to them which way over the principal borrowed. Tried to get a PIF letter from the way back and they refused. So time passed and now they want to re-enforce payment on an ILLEGAL loan. They are idiots! Do not pay them crap. If you have anything documented with paymnets and loan contracts. Find it, fax it, and tell them SCREW OFF!

Posted: Mon Sep 08, 2008 8:47 am Subject:

US Fast Cash Department now holds account #349490-0 which is in the final stages of collection. According to our records, your outstanding balance is $400.00. (If you have recently resolved this account over the phone, please disregard this message.)
A decision will be made concerning the future of your account. Please do not delay in contacting us. You can reach us either by calling the number at the bottom of this email or by logging on to our private and secure website to schedule payments.Our best programs to take care of your obligation are online.
Please read your loan agreement carefully, the details are clearly defined.The next step could cost us both a great deal of time and money.You can avoid this by taking care of this now.
It is quick and easy:
1. Grab your credit/debit card and click on this link to log on to the website http://finalcollections.usfastcash.com. (We also accept online checks)
2. Enter your account number and last 4 digits of your social security number.
3. Through a few simple steps you can verify your account information, and tell us what and when you can pay to settle this account.
4. When your offer is accepted, and you make the required payment(s) YOU WILL OWE NOTHING MORE ON THIS ACCOUNT.
Please log on now to http://finalcollections.usfastcash.com before a decision is made.
Contact us TOLL FREE at 1-800-370-6729.
Thanks for being our customer,
US Fast Cash Department
FinalCollections@usfastcash.com

Has anyone ever been sued from these idiots?

Posted: Mon Sep 08, 2008 8:48 am Subject:

I forgot to add that I recieved this email this morning......

Posted: Mon Sep 08, 2008 9:07 am Subject: reply

i personally,having dealt with these jamokes wouldn't give them another dime tweedy.this pdl and every d/b/a of there's acts illegaly and is illegal.you probably paid this awhile ago.i had them call me 2 weeks after i paid,i hit the roof and haven't heard from them since.it didn't hurt that i saved every email,letter and correspondence.they just don't care so i wouldn't.

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Usfast cash- still trying to collect on an old ipdl?

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