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Posted: Thu Jun 12, 2008 5:02 am Subject: usfastcash wanting more money |
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So back in 2006 I had a pdl and it was almost paid off when i closed my checking account...I only owe them $65 bucks now but they are requesting the full amount of $200 bucks...So what should I do....
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alwaysthinking782001

Joined: 11 Jun 2008
Posts: 19
Debtcc Points: 671
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Posted: Fri Jun 13, 2008 1:04 am Subject: |
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Dear Alwaysthinking,
I don’t think that you should make a single dime to them. As you have already closed your checking account, I don’t think that they can force you much. Also check out the PDL laws of your state. You can also mention the state where you live, and we can provide you with the legalities related to PDLs in your state.
You can also get Free Counseling on your matter from our community’s financial expert who could guide you out of this ordeal.
Regards,
Phoenix
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phoenix

Joined: 14 May 2008
Posts: 867
Debtcc Points: 5618
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Posted: Fri Jun 13, 2008 2:06 am Subject: |
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hi, are you getting calls from the original creditor or from a third-party collection agency? It might be a collection agency who have contacted you. Get it clarified first.
If its a CA then they may be adding fees and charges liable on the collection with the amount you owe and thus have inflated the amount.
Get back to us with the answers, we can then move ahead to find out a proper solution to the problem.
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tweetyturner

Joined: 11 Mar 2008
Posts: 279
Debtcc Points: 3264
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Posted: Fri Jun 13, 2008 2:56 am Subject: |
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I havent gotten any calls...I been getting emails....
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Guest

Debtcc Points: 100
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Posted: Fri Jun 13, 2008 5:31 am Subject: |
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Would help if we knew whether this was an internet or storefront with the principal and amount paid.
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kscornell
Moderator


Joined: 22 Jul 2006
Posts: 3589
Debtcc Points: 32736
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Posted: Fri Jun 13, 2008 5:42 am Subject: reply |
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usfastcash is MTE,therefore is internet and ILLEGAL.i also wouldn't pay them another dime.
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paulmergel
Moderator

Joined: 24 Jun 2007
Posts: 3485
Debtcc Points: 13291
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Posted: Fri Jun 13, 2008 7:02 am Subject: |
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ive never heard of store front pdl until i got on this forum....so everything that i write about is for online pdl....
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Guest

Debtcc Points: 100
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