US National Bank is harassing me for a closed account. Need help

Yeah they suck. Might as well return the favor if they call again.

I received a phone call today 8/12/08 from this number(81 530-1886. I spoke with gentlemen named Matthew who he was calling on behalf of U.S. National bank started reading over the phone a legal affidavit against me and said that on Wednesday 8/13/08 there will be a judgement against me for not paying back a payday loan. He had all my information address, last four of my SSN#. He said that the sheriff would be picking me up from work and taking me to the courthouse on Wednesday 8/12/08. I did contact Lancaster Texas Police Department and filed a report and was advised that if they come to my resident or job contact them or near police department and don't go with them.

I have never received any certified mail in regards to this. The guy on the phone said that legal affidavit stated fraud and something else. I asked him to email me what he was looking at and he said he couldn't. He told me that the payday loan was for $300 and now I would end up owing over $5000 which includes fees, interest and attorney fees. I told him I don't have an attorney. If this has happen to someone else please tell me where to start on getting help.

OMG... I swear he has been calling my job for the last few weeks... I will double check my voicemails in the morning but I swear that is the name he left. He has threatened me via voicemail as I have Caller ID at work so I do not answer anything but local calls and familiar numbers... He has even called our front desk at work but his English is so bad that we cannot understand what he is saying or what compant he is calling from. I don't have any outstanding accts with this PDL but plenty of others... I wonder if he is working for a collections company

okay,for the last two posters cause your new.US NATIONAL BANK is BOGUS.they are in INDIA they skip trace,meaning they call from INDIA,but it shows from somewhere in the US.these thick accented doofuses cannot and will not do anything but call repeatedly.they buy information from pdl's.that's how they have your SS# and other bits.do not talk to these idiots ever again.

I wish I would have looked at this site before I gave them my information. I cannot believe I did this. I asked for the number of the bank but they would not give it to me and kept telling me I would need a lawyer, etc. I panicked and gave them my card #. I sent the letter they told me to fax and gave them my number again. WHAT AN IDOT I AM. I called my bank and canceled the card - it was a debit card - and moved the money that was in that account to another account so hopefully they cannot get to it. I am going to call them back and tell them I am recording the call and see what they say. Although I have used payday loans, I do not remember a US National Bank or Sonic Cash Net Bank but since I was afraid of what they would do I gave them the information.

i hope you stopped it in time too,because none of whatever they take will pay off any debt they are a scam.keep us posted please.

If you gave them an account number then you need to go into your bank and tell your manager that someone scammed you and now your bank account info is compromised. You need to get that account on full lock down or else this company will repeatedly hit it electronically and overdraft your account.

He scammed you out of $300. Do not give him any more money, it is just a scam.

I'm sorry guys, I saw this online, I had to call these people. I have never had a payday loan, the first number I called, tried to create a "file" on me. But of course they did not have anything on me, so they could not give me the bank name or anything else, and decided to tell me that it was a mistake. (I had told them that I had a voice mail to call). Then they hung up. So I called one of the other numbers posted, and spoke with someone calling himself "Justin". I just asked him how he could live with himself, knowing that he was trying to steal from people, that he was a theif, a scammer, and should be ashamed of himself. I gave him a fake name, he tried to google me, but of course could not find me, so he just kept talking. I told him that he was wrong, and that there was a local story about them on the news here in Houston, Texas. He was real proud, wanted to know if it was on CNN? I cannot believe the audacity of these people. I would have a lot of fun if they called me. Since most of you now know that this is a scam, you can have fun with it to. When they call you, act like you are a police officer and you are investigating the murder of the person they are looking for, and you want to know how they know you, what their relationship with you is. Have fun with them, you can get them to stop calling like that. Don't let them get under your skin, turn the tables and have lots of fun.

ABC New just picked up on the story about this scam, too.

http://abcnews.go.com/Business/Story?id=5621205&page=1

ABC News did a report on these people I'd check it out if I were you guys, it proves that they are scammers

For several weeks they stopped calling my work. Friday they started up again. The poor receiptionist got 4 or 5 calls Friday and 5 today. They told her they were calling about a Wal-Mart issue. When she asked what Wal-Mart issue, they said I won the lottery. What morons!! Any suggestions on stopping the calls? Thank you.

Maybe the receptionist could try telling them you no longer work there, she could tell them you got fired...I've read a couple of other threads were people have tried that. Not sure the outcome, but it's worth a try.

Have the receptionist tell them you were downloaded and they don't know how to upload to get you back and it will probably be years before you return.

Thank you for the suggestions

They will give up once they know they can't get a commision from you. They will move on to someone else easier! Eventually someone else sees your as an opportunity and it stars agin. Just keep hanging up. I found them in my notes from over a year ago when I first came here. They gave up after a few weeks.