US National Bank is harassing me for a closed account. Need help

You said you had a loan with Cash2DayLimited a few years ago, and you had a PIF letter with them. The phone number you listed as calling with this debt, in your first post, comes up as a number for Cash2DayLimited.

I'd be down at my bank asap reversing that charge. Don't call the jerk back. If he calls you, tell him you will be glad to fax him a copy of the PIF letter, and inform him that you are reversing the charge, as the loan is already paid off.

That's interesting since the # came up as one of theirs. Hmm...

Regardless, get that charge reversed asap, get your new debit card, and ignore that idiot's calls.

thank you....

Don't call them back, it is a scam....keep your letter handy for just in case. email and/or another call. Send them a copy of the letter and a cease and desist letter to not contact you again. File complaints and DEFINITELY dispute the transaction....It's your monies, not theirs.

the man wouldnt give me any information about who he is calling from...no name, address, or telephone number...i got the number off my caller id...

Also, I know some banks - like BOA - will issue a new debit card right at the branch. Check with yours to see if they will.

its a debit mastercard....has the mastercard logo on it....

Always, if the guy won't give any information, doesn't that seem suspicious?? No name, no address, no info...hmmm...no way I'm gonna pay!!!...

I would still fight with the bank and have them do a reverse on that transaction. What bank do you have? I would definitely get that $300 back, you did not get any merchandise or such it was a fraud charge. Demand they reverse the charges.

Yes, if the account was paid in full, then the collector was fraudulent in accepting payment from you.

GO GET YOUR MONEY BACK!

Well I had a good night sleep thinking that I don't have to pay this bill....

Yep, total scam!

hi alwaysthinking,

Did you get a name of the collection company or the name of the orginal creditor? Because they are calling my previous employer, harassing them. I tried to call but they are not giving me an address, company name, nothing.

They wouldnt give me any information except that they are calling from us national bank....and that they deposit money in my checking account on may 23, 2006...but the catch is, that i closed that same account a month prior...they said that they where goin to call back two fridays ago and i havent heard from them since....they are frauds and they got $300 bucks from me....

Alwaysthinking...did you dispute the charge with your bank and get your money back yet?

US National Bank just withdrew several hundreds of dollars from my account this past Friday illegally. I never heard of them and they did it without my knowing about it. I got my funds back in my account today and closed that account. Be very careful of this company because if you applied on line for a PDL but never got it which is probably what happened to me, funds will be taken from your account without you not knowing about it. So beware of putting your banking information out there for these scum bags to get because you will never get the loan but get charged for it.