US National Bank is harassing me for a closed account. Need help

the bank wouldnt refund the money back because on my statement the withdrawl says its from paymybills(dot)com......the guy was suppose to call me back two fridays ago with the correct information but never did...but i bet he will call on the 27th for more money and guess what he isnt going to get any....i didnt give him my bank information just used my bank card which i cancelled the next day after finding out that it was a scam...since he cant validate the debt than im not obligated to pay anything..he already got 300 bucks from me and when he does or if does call back im telling him whatever that debt is consider it paid in full...

If they are illegal, then the bank should be able to help you. You can dispute it. File complaints with the BBB, AG & FTC and use these to show the bank that you have been wronged. If the bank won't help you, file a complaint against them!

im in the process.....and im also waiting for that fool to call back because i have everything that i want to say to him in writing....just cant wait...

I had a couple of jerks call me the last couple of days and make the same threats. They say it is over a payday loan from Quick Payday for 2005. In 2002 and 2003 I got several payday loans and had trouble paying them, but I worked out payments will all the accounts and paid them what I said I would. So how in 2008 is Leo Walters and Keith Parker from a collection company in Miami (954-678-9724) & Ft. Lauderdale (same number) calling me a saying it is a debt from 2005. Neither would give me the name of their company and I told both I was recording the call, which I did. The second guy left a voicemail when I hung up on him and wished me luck and said to be sure to drive home carefully!!!

greengranny did you save that voicemail,could come back
to haunt the bottomfeeder.that was implying some harm could
come to you.i wouldn't be pleasant with these jokers anymore.
in fact i would press the 3 key or get an airhorn.these mopes
deserve nothing less.

so guess who calls me while i was on my vacation...yup the wanna be's...he left a voice message because i didnt pick up the phone to answer...ok im on vacation and had no intentions on responding after finding out that they are frauds...he said it was from us national bank and if i dont answer the phone that ill be in big trouble....ok whatever....

Put them on Iggy ok.

I still have the vociemail. I checked my records at home and found that I had paid Quick Payday in full. How do they get names to contact? This debt was back in 2003.

so i get another call last night....they called from a maryland number but the voice mail said to call some other number....i wonder if we can contact Tmobile who owns that number....the voice message said that im going to be in big trouble if i dont respond back...and that i am going to be downloaded....and at the end he said god bless.....i guess he is trying to work on my last nerves....good thing is that he doesnt have my work number or my home number....

The infamous DOWNLOAD..LMAO! Beware you will be an MP3 by sundown :P These ppl are idiots!

where are these fools located....i mean ive gotten messages from a maxwell, a don wilson, and some other fool....

These idiots are still at it. I get a call every now and then about a loan I had in 2005 that was discharged in bankruptcy in 2006. I just have fun with them whenever they call...I love it when they try to use big words. The best is when they try to use banking terms, not knowing I work at one.

I am very late but I had a very similar situation only with cash net usa, they claimed they deposited $$ into my account on a certain only they did NOT. PLease do not give them any moreo f your money!!! wait until you are served for court and you have every reason to be distrustful because they are giving you false information!

oh im not giving them anymore money.....its funny now because ive done so much research on these people and everyone is saying the same thing...then now are calling from a number that is listed in maryland....and its all own by tmobile...when i was on vacation last week they called on thursday, the voicemail was nothing but static....and then they called back like 5 more times that day....they called yesterday evening and now im waiting for them to call today....

This is great. Adds a lil humor to my day! :P

So yesterday I was waiting for a call from them...But they didnt call....im just staying on my toes still