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Posted: Wed May 23, 2007 10:42 am Subject: Another Westbury Ventures nightmare

I am a newbie. I received an email and phone call to my office from Westbury Venture Mr. Featherston. States that they gave me a $300.00 loan and that I now owe $480.00. Not sure if I do woe this - I have used a payday loan service before and I would never again do it but meanwhile I do not know this company and Mr. Featherston would not give me more info about who he represents but told me that if I did not call him and pay the $430 (giving me a $50.00 discount) that I would be prosecuted for internet fraud. How dare they. If I owe a debt I will pay it. I asked that all communications be in writing. I asked for a copy of the contract or agreement that I signed. I got nowhere with him. He said they will not contact me by mail but that I have to call them to settle this? Help. (I see there were posts like this last year about Westbury Ventures)

Posted: Wed May 23, 2007 2:21 pm Subject:

Go through all your bank statements and previous records and be sure of having any loan with this company. Check out for their DBA names also if you find something new. Write a letter to the company and request for your account statement. Send it through certified mail with return receipt requested to have a proof of your actions. This will help in case you find yourself in any kind of dispute with the company.

Posted: Wed May 23, 2007 2:28 pm Subject:

That is a scare tactic to try and get your money before you wise up to them...Please take Ruby's advice...I believe Westbury does collections for Arrowhead and VC funding(maybe a couple of others too).

Posted: Wed May 23, 2007 7:32 pm Subject:

Westbury does collections for all of Arrowhead's brands - Arrowhead, VC, Crown, Power, Total and a few others. They also have their own companies (DMS Marketing, Loan Shop, PD6, LTS and probably more.) I've also heard their buying defaulted loans from still more lenders.

Send them a validation letter. If they can't validate (or won't) you'll have set the stage for an FDCPA suit later if they keep bothering you.

Posted: Thu May 24, 2007 6:04 am Subject:

I've dealt with Westbury Ventures-Ryan Hall....He sent me all kinds of nasty emails...charging me 570.00 on a 300.00 loan. I filed a complaint against them with the AG of NV- They dont like to get complaints....I told them I would only pay back what I legally owe and she backed down! As far as charging you with fraud- It's just to get you to pay asap!

Posted: Thu May 24, 2007 6:40 am Subject:

Don't let these people scare you. Like everyone has said, they are trying to intimidate you into paying them more money. Do go through your bank statements and see exactly what you have paid. Hang in there.

Posted: Thu May 24, 2007 1:10 pm Subject:

Does anyone have an address? I have a loan with VC and have no way to send them a letter??

Guest · Posted: Sat May 26, 2007 6:38 am Subject:

funny thing here is that Freaky Friday seems to have a lot of inside information, how do you know all of these details?

Posted: Sat May 26, 2007 2:01 pm Subject:

Wouldn't it be cool if some of these guys tore apart their little evil empires trying to find the mole in their collections department?

guest

the funny thing is that i dont seem to remember getting aloan from anyone by that name. i think this is all a big scam just to egt our bank info and they are probably making a killing with the scare tactics with. i just wish i could prove that i didnt get the loan but i had to close out my account bbcause of these people and open a new account.

Posted: Tue Jan 29, 2008 6:27 am Subject:

Guest...if you have read through these posts you will see that this company (Westbury) goes by many other names. You did the right thing by closing your account..now you need to send them a debt validation letter and a cease and desist...you can find them in the do it yourself section on this site. You must have taken out a internet payday loan sometime and that is how they got you info. These places give information to each other...and nothing they do surprises any of us here. If you need more help please register and keep posting.

Cassie99 · Posted: Tue Jul 29, 2008 7:05 pm Subject: Westbury

I took out a loan for $300 with B&L MARKETING and they kept taking the finance charch of $90 everyweek even though I set up with them to pay it...(guess if i paid it off they wouldn't make $90 per week.) Anyway my banker called the number on my statement and the guy was super rude!!! He insisted that he could not look up my account without my SS# and when she wouldn't give it to him he told insulted her saying she was "too stupid to do her job" My banker said it sounded fraudulant so I disputed the charges, got all the $90 payments they took back and I opened a new account. I would rather par them through snail mail so I could have the payment control and proof. However now I cannot find their address. I have only been contacted me by email, never snail mail which I think is a little weird. And the emails are from Westbury Ventures not B&L Marketing. Also all the emails were attachment documents so they didn't display an email to reply to.
Also the phone number in the emails is "invalad". In one of the emails they said I have been referred to Check Recovery...but if I called and paid them by phone by the next night it would stop.
Can they do this with out sueing me and with not making an effort other than email to collect?
Anyway (i know i say that a lot) I am rambling. I borrowed $300 from someone back in June 2007 and I havent heard anything since Nov 2007 and I just ran my credit report and its not on there. I don't want to be sued out of the blue for theft or something. Does anybody know how to get hold of them or if they maybe stole my info off the internet somehow and are trying to collect...Maybe thats why Check Systems hasn't found my bank account yet???????????

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