help with getting pl paid off

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help with getting pl paid off

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Posted: Fri Jan 04, 2008 4:28 pm Subject: help with getting pl paid off

I have payday loans all from the internet I live in Wisconsin does anyone know the laws for WI or how i can get out from under these loans

meandboys

Joined: 04 Jan 2008
Posts: 1

Debtcc Points: 23

Posted: Fri Jan 04, 2008 4:56 pm Subject:

go to paydayloaninfo.org and click on your state...it will give you a list of the laws regarding the pdl, and also who to contact to issue complaints _________________ Passion...it is born...and though uninvited, unwelcome, unwwanted...like a cancer, it takes root. It festers. It bleeds. It scabs...Only to rupture and bleed anew. It grows...it thrives...until it consumes. It lives...and so it must die....in time.

Leah
Debt Samaritan

Joined: 04 Mar 2007
Posts: 2333

Debtcc Points: 50556

Posted: Mon Jan 07, 2008 7:53 am Subject:

Quote:

Wisconsin State Information

Legal Status: Legal

Citation:
Wis. Stat. § 138.09

Loan Terms:
Maximum Loan Amount: Not Specified
Loan Term: Not Specified
Maximum Finance Rate and Fees: No Limit
Finance Charge for 14-day $100 loan: No Limit
apr for 14-day $100 loan: No Limit

Debt Limits:
Maximum Number of Outstanding Loans at One Time: No Limit
Rollovers Permitted: Not Specified
Cooling-off Period:
Repayment Plan:

Collection Limits:
Collection Fees: $15 NSF fee if check returned due to no account open at bank, insufficient funds or insufficient credit. Check presentment limit: two times.
Criminal Action: Prohibited (per Wisconsin worthless check law, a check given to secure a loan isn't "worthless")

Where to Complain, Get Information:
Regulator: Wisconsin Department of Financial Institutions
Address: Wisconsin Consumer Act Section, P.O. Box 8041 Madison WI 53708
Phone: (608) 261-9555
Fax: (608) 261-7200
Regulatory Contact: Paul Egide,, Consumer Act Director
Regulator Website
http://www.wdfi.org/

kashzan
Debt Samaritan