I hope the OP makes the best decision possible. No matter what OP decides we will be here to support them and offer advice in the end. Best of Luck buddy

__________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit."

-Aristotle-

Well guys, I got the PDL (don't be mad). The max in CA is 255, repayment will be 300 (got it in writing and got the manager to hand write an affidavit stating that I will pay no more than 300 via a post dated check).

I did look into food assistance, and it takes too long since we are low already; most places are low on food to give or are now going by a list of people who have 0 income. My utilities; only PGnE will work with me(gas, lowest bill) and the electric said they only help low income people who are receiving state assistance. Which, for some reason, I make 200.00 too much to get(even though I have been running out of money every 1.5 weeks scraping by up to getting paid). I don't have enough to sell and I am anemic so no one will take my blood or parts of my blood. My family is just about in the same situation as I am with money, so I couldn't possibly ask them for help. What I'm saying here is that i'm no slouch and I've gone everywhere else besides the PDL place.

I really to appreciate all of the advice and the concern you are showing. I am lining up some other things for the next 2 weeks so I won't ever have to resort to this kind of thing again. I will be sure and let you all know how it goes.

Well I hope it works out for you. Best of Luck!

__________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit."

-Aristotle-

good luck, let us know how everything works out.

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My new blog.. on trying to get out of debt, making extra money online, getting a new life.. just little things I have picked up along the way for making extra money..
http://what-shoulda-been.blogspot.com
Updated regularly

Agreed - best of luck! Hope everything works out and improves for you and your family!

Are you affiliated with any organized religion? I've heard that some churches will assist members with food, etc., in return for that person doing volunteer work for the church. Might be one way to help you out, at least temporarily. Or are there any food banks, public utility assistance groups, etc., in your area where you could get help? Best of luck to you.

Well good news guys! I went to the bank today to talk to someone and I found out that I have 'Direct Deposit Advance'. Which means I can take up to half of my credit limit out in advance of a payday direct deposit at a fee of 2.00 per 20.00 that I advance. I promptly went in to the PDL store and gave them back their 255.00 and I knew there was no cooling off period but the manager I talked to before was there and took it back. They gave me my post dated check and I have in writing that I owe them nothing and

I am so happy that I found this out. Thanks again you guys for your support

Excellent! Yes, you usually have 3 days to cancel any contract.

__________________
FRAUD: RECOGNIZE IT. REPORT IT. STOP IT.
Rip-off companies - FTC.
Phone harassment by Debt Collectors - FCC.
Banking issues, like ACH problems - OCC.

Yes this is a MAJOR SUCCESS story. I am happy you had another alternative. Best Wishes :P

__________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit."

-Aristotle-

Great news!

great news! i am so happy there was another way

__________________
My new blog.. on trying to get out of debt, making extra money online, getting a new life.. just little things I have picked up along the way for making extra money..
http://what-shoulda-been.blogspot.com
Updated regularly

This is great news!!! I'm very glad for you!!