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Zip19.com - too many complaints against them?



Zip19.com is forwarding loans to its customers through Northway Financial Corporation Ltd. which in turn is a financial institution lending money online to the customers of North America and Europe. Northway Financial Corp Ltd. operates under the supervision of MFSA (Malta Financial Services Authority) and thus is regulated by the laws of Malta.

Zip19.com is an internet platform through which you can get loan up to $1500 within one day. Approval of loan is done instantaneously. For availing the loan, you have to provide information on personal employment, bank and reference details.

Zip19 does not have a good customer response. Some of the complaints against them are:
  • Charge much more repayment amount than the actual loan amount.
  • Give wrong contact details.
Zip19's mailing address:
Northway Broker Limited,
Level 8 Suite 3, Plaza Commercial Center, Bisazza Street,
Sliema, SLM15, Malta

Phone: 1-877-947-1947 (Toll Free)

Fax: 1-866-202-6498

Email Address: customercare@zip19.com

A strange aspect has been witnessed about Zip19. It is part of a group consisting of Cash Transfer Centers (CTC), Payday Avenue and Sonic and the mother domain is known as E-Care Contact Centers.

Their contact detail is given below:
400-15225 104th Avenue
Surrey, BC, V3R 6Y8
Phone: (604) 588-2260

The above mentioned physical address is also the head office of Northway Financial Corporation Ltd.


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Send message to beckysuep
Sub: #1 Zip19.com - too many complaints against them?
Replied on 10-11-2007, 10:13 AM

hi guys again!
I went on zip19.com website and the loan is listed under Northway Financial Corp LTD, with the loan "under the laws of Malta" I've read alot of various info about Northway but it was in relation to CTC - So what do you think I should use for an adress? and has anyone had any suscessful ways of proceeding with them?

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Send message to volleyballmom
Sub: #2 Zip19.com address
Replied on 10-11-2007, 03:47 PM

Here is address of Zip19 for correspondence, etc....


Northway Broker Limited
Level 8 Suite 3,
Plaza Commercial Center,
Bisazza Street,
Sliema
SLM15, Malta

Phone: 1-866-958-3278

This is the address that most of us have used..including me.

What would you like to know about proceeding with them? Do you currently have a loan with them?

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Send message to beckysuep
Sub: #3 ZIP19.COM PDL
Replied on 10-11-2007, 07:19 PM

yes a PDL-illegal in Pa where I reside, unless liscensed in another state. the ACH was to come out of my acct tommorrow, but the acct is now closed.

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Sub: #4 Malta address of Zip19.com
Replied on 10-14-2007, 07:57 PM

The Malta address of Zip19 is a mailbox only. Send all your information to the address listed below. I can't believe it, they are part of the group (sonic, paydayavenue, cashtransfercenters) DO NOT use Zip19.com. If you check the other websites, they are set up the same way and use the same Livechat. They are part of E-Care Contact Centers.

E-Care Contact Centers
400-15225 104th Avenue
Surrey, BC
V3R 6Y8

This is their phone number.
(604) 588-2260

This is the Head Office of Northway Financial. The address in Malta is only a mailing address.

This is the correct address. I have done some investigation on this outfit in the past.

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Sub: #5 zip19.com
Replied on 11-23-2007, 12:01 PM

what is the problem with zip19.com? i just requested a loan from them and now i have some reservations.


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Sub: #6 Zip19.com, read what other have to say
Replied on 11-24-2007, 09:08 AM

deborah- please read what others have said about them-stay away from pdls and ipdls-you will only sink further into the hole. You can use the search feature at the top of your screen and see what others have been through with pdls like Zip19, not only with them but others..Good Luck..karen And if we can help- please let us know

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Sub: #7
Replied on 12-04-2007, 05:40 AM


SameBox Response from "Vikas":

Content removed since I received the following Fax from Steve at Northway Financial certifying under penalty of perjury that the content posted is false. This was done as per policy posted at http://www.ourcommunitypower.com/vik...wercom-forums/

The fax has been kept on file.
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Sub: #8
Replied on 12-04-2007, 05:42 AM


SameBox Response from "Vikas":

Content removed since I received the following Fax from Steve at Northway Financial certifying under penalty of perjury that the content posted is false. This was done as per policy posted at http://www.ourcommunitypower.com/vik...wercom-forums/

The fax has been kept on file.
Vikas
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Sub: #9
Replied on 12-20-2007, 06:58 PM


SameBox Response from "Vikas":

Content removed since I received the following Fax from Steve at Northway Financial certifying under penalty of perjury that the content posted is false. This was done as per policy posted at http://www.ourcommunitypower.com/vik...wercom-forums/

The fax has been kept on file.
Vikas
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Sub: #10 zip19.com
Replied on 12-29-2007, 04:42 AM

I just requested a loan from zip19.com and just found this site and Im scared. I cant find any way to stop the request for the money and I dont want my banking information used in the ways I have read.

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Sub: #11 zip19
Replied on 12-29-2007, 04:45 AM

My message sounded strange thought I would retype it. I just applied for a loan with the zip19. now I cant look anything up. Then I found this site which shows all the trouble with that pda. I cant find a way to get a hold of anyone from that site. I cant find a phone number or get back into the site without reapplying. which I wont do. Im afraid about my banking information at this time.


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Sub: #12 zip19.com
Replied on 12-29-2007, 06:01 AM

Quote:
Fyi
I had recently applied to zip19 and during the process I became suspicious. I called and asked the rep to call me back so I logged the number. I called the BBB in Winnepac and found out the number that they called me from was a cell, the Canada address they also gave me was a fake. Within 24 hours of applying I had 18 different companies pulling money out of my checking account and have had 3 credit cards opened up in my name, etc. I have contacted the Federal Trade Commissions, BBB, Phonebusters, Equifax and the FBI. Everyone please be careful.
Damn! 18 different companies? That must be some kind of a record.

In your position, I would immediately close the affected bank account and open a new one at a different bank. Read through the PayDay Loan forum on this site for more information on additional steps you can take. On the credit cards being opened in your name... That's identity theft, and it's a criminal matter, not just a financial one. You really need to contact your local or state police about this. You should also read through the Identity Theft forum on the site here, as there is much information there that you would benefit from.

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Sub: #13 zip19 info
Replied on 12-29-2007, 06:05 AM

Thank you so much for the information on Zip19.com. I am going to my bank this morning and closing my account. Its worth the inconvenience. I feel stupid and used. Im glad this website is here.Thanks again for the information.


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Send message to unclewulf
Sub: #14 zip19.com - may be overreacting
Replied on 12-29-2007, 06:17 AM

Quote:
Originally Posted by guest
My message sounded strange thought I would retype it. I just applied for a loan with the zip19. now I cant look anything up. Then I found this site which shows all the trouble with that pda. I cant find a way to get a hold of anyone from that site. I cant find a phone number or get back into the site without reapplying. which I wont do. Im afraid about my banking information at this time.
I may be over-reacting on Zip19.com, but... I'd think strongly about closing your account and moving to a different bank. Now. Today, if possible. Not later than Monday morning, in any event.

Here's my reasoning: It's a given that PDLs are a Bad Idea, and a proven fact that many of these companies will cheerfully abuse their access to your bank account, to the tune of hundreds or thousands of dollars if given a chance. If you close that bank account, they cannot usually* withdraw money from it. Moving your business to a different bank, rather than simply opening a new one at your present bank, denies them the opportunity to use your routing information to find your new account. Hopefully, some more experienced members will chime in here after they've had their coffee.

* Talk with your bank branch manager to make certain that your account cannot be forced back open by automated transactions after you've closed it. Also, please read through the PayDay Loan forum here on this site to get more/better information on ways to protect yourself.

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Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

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[Frank Zappa, 1988 - R.I.P.]


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Send message to unclewulf
Sub: #15 Close a/c before zip19.com debits it
Replied on 12-29-2007, 06:31 AM



Seems to me that if you close the account before Zip19.com can get the 'loan' deposited, that they shouldn't have a leg to stand on later. Again, talk to your branch manager about it, and talk to the more experienced members of the forums here. They're really great folks.

As for feeling stupid, dont. You aren't the first person who's been where you are, and you likely won't be the last, more's the pity. You're actually way ahead of the game here. You've caught on to the trap before you fell completely into it. Should be nuch easier to get out of it at this point than if you'd gotten well and truly snared. Read the PayDay Loan forum, and you'll see what I mean.

You might also consider becoming a registered user of this site. It's free, and it'd give me and others a way to distinguish you from the other 937,451 people who post here as "Guest". It makes things easier for us to keep things straight among multiple active threads.

Best of luck to you!

__________________
Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]

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Send message to dreams_e61
Sub: #16 Applied loan from zip19.com
Replied on 12-29-2007, 06:53 AM

When I applied for this loan from Zip19.com then it was under nofaxcashtoday.com There seem to be many websites with that name. Everything seemed fine until it gave me the to look up my information that is when my computer wouldnt load up so I shut it down. I havent received any emails or anything else at this time. Im going in to talk with the bank as I have all my banking done automatically. It appears I may not be able to close out my account due to ach action. But I will attempt to do what I can to protect my account. Thanks again. former guest who has now joined. Great website.

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