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Posted: Mon Aug 18, 2008 10:52 am Subject:

thats great news shazzers!!!

get those letters out, if you haven't already Smile

Guest · Posted: Mon Aug 18, 2008 11:00 am Subject:

I plan to get all the letters out today ---- hopefully I can get addresses for all of them. Because not all of them are willing to give you a physical address to send certified receipt. Does email work as well?

I have just been so nervous about all this ----- I don't sleep well Sad

As far as magnum willing to work with me ----- the emails I have received are from Cash Call.

Do you guys know anything about quickest-cash-advance (I believe they are a part of MTE Financial)? They said they were going to send me to an outside collection agency.

You said BIG and ACH Loan are international. I know that the World Wide Cash is based in the United Kingdom.

I just hope I can get through all of this ---- especially with the storefront's --- so I can get my credit cards back on track. I'm half tempted to call them and explain the situation to them as far as why I am behind.

Posted: Mon Aug 18, 2008 1:01 pm Subject:

I would deal with the legal lenders first, the store fronts. They're usually willing to work with you if you remain pro-active. Smile

Posted: Mon Aug 18, 2008 1:01 pm Subject:

You need to send them out as many ways as possible, when I sent mine I sent them via fax, email, and certified mail (that is really the best way, so you have proof)

And yes BIG and ACH are intn, and they are scum!!! Just use your search engine and read up on BIG, they are the WORST! ACH is right behind them.

I know this can be a stressful time, but try and relax a little, you are going to have to after you send those letters out because you will start to get phone calls trying to intimidate you, so you have to be able to stand your ground with those scumbags (the illegal ones) cause they will try and tell you everything under the sun!!

Good luck, and keep us posted

Guest · Posted: Mon Aug 18, 2008 1:09 pm Subject:

I really do not want them calling me at work. That would be the absolute worst.

I have intents to pay the principal in October --- but nothing more.

Guest · Posted: Tue Aug 19, 2008 5:50 am Subject:

I'm just not so sure I can keep all this up for 2 months with the EPPs. I need gas money --- food money and a little for the unexpected things for the kids since school is starting.

I'm really worried about the new Ohio PDL Law too ----- nobody can say exactly how it is going to affect everyone. I sure hope they don't get enough legitimate signatures for it to even be put on the ballot in November. If it does ---- I pray to God that it is voted down!

Posted: Tue Aug 19, 2008 6:05 am Subject:

Have you revoked voluntary wage assignments with all of the illegal PDLs? (It sounds like you have payment arrangements with the legal ones.) You also need to give a copy of the revocation to your employer, in case they try to put one through anyway.

Guest · Posted: Tue Aug 19, 2008 7:32 am Subject:

How fast do they try and put through wage assignments? It's been about 2 weeks since I have defaulted.

Guest · Posted: Tue Aug 19, 2008 7:32 am Subject:

How fast do they try and put through wage assignments? It's been about 2 weeks since I have defaulted.

Guest · Posted: Tue Aug 19, 2008 8:56 am Subject:

Here is the deal with Magnum Cash Advance:

5/18 Borrowed $585
7/2 Advanced Additional $218.17 (Before Loan was paid in full)
Total Borrowed: $803.17

Paid: 239.91 5/30
239.91 6/13
239.91 6/30

Total Paid: 719.73

Would this mean I am only obligated to pay $83.44 of the Principal that is left?

They said I still owe $387.00.

Guest · Posted: Tue Aug 19, 2008 12:39 pm Subject:

My Quickest Cash advance PDL, I believe is starting to haunt me. Of course the first girl I had left messages for because they are only in the office until 5pm (I don't get out of work til after 5), got snotty and said they will not set up an arrangement via email. Which is a line of crap to me. Do they just not want anything in writing?

Guest · Posted: Wed Aug 20, 2008 5:11 am Subject:

I know you are all busy --- could you answer my question about magnum cash advance? Also is there somewhere I can get the addresses for these places ---- except magnum.

Guest · Posted: Thu Aug 21, 2008 5:46 am Subject: Quickes Cash Adv

I know you have all been busy ---- but some feedback on the last few posts would be greatly appreciated

Posted: Thu Aug 21, 2008 3:19 pm Subject:

I'm not a PDL expert, but if the PDL is not legal in your state, then I don't think they can force you to pay back anything. I would just tell them that you have discovered that they are not legally able to lend to residents of your state, but that you are willing to pay back the full principal amount borrowed, via money order only, in exchange for a PIF.

As for getting addresses, try typing in "name address" in the search box at the upper right of the screen. For example, "Magnum Cash address." If others have found and posted the addresses, you should be able to find them that way.

Posted: Thu Aug 21, 2008 4:08 pm Subject:

I wasn't sure if you knew this or not about Cash Call, you can read more about it HERE

Posted: Thu Aug 21, 2008 4:21 pm Subject:

You're going to need to stand firm with these illegal companies, tell them if they won't email you an address to send payments via money order, than they won't receive their payments, this way you will have it in writing that you were making every effort to pay them. As I said before, any company that is not licensed in the state of Ohio are lending to Ohio residents illegally, what that means is you are only obligated to pay back the principal amount, I don't care what they tell you, Ohio law prevails. Wink

Magnum Cash Advance, Inc.
Address: 1403 Foulk Road Suite 203
City: Wilmington
State: DE
Zip Code: 19803
Branch: No

ACHLoan
To my knowledge there is no address or email available, the only way to be in contact with them is through their website, and they have a habit of blocking customers who default and make a fuss.

B I G Payday
1005 Terminal Way STE 102
Reno, NV 89502-2179
Telephone: (877) 282-5450
Fax: (877) 762-7350
big-int.com

World Wide Cash Now (Telmerica)
2207 Concord Pike #449
Wilmington, DE 19803

MTE (Quickest Cash???)
compliancedepartment(at)mtefs.com
Rio Resources/MTE Financial Services
147 Eubank Blvd NE
Albuquerque, NM 87123
Phone: 866-859-6129
Fax: 866-668-0535

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