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 Posted: Thu Jan 11, 2007 5:24 pm |
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What happens to pdls that go to a collection agency. This one was a storefront pdl and they went out of business and now a collection company is calling me. I'm in PA
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Traci925
Joined: 08 Nov 2006
Posts: 18
Debtcc Points: 645
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| Posted: Fri Jan 12, 2007 4:56 pm |
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If the collection agency can confirm you with all the details about this pdl, you will have to pay them. This is possible only if they have purchased the debt from the storefront lender. Since the original company is not in business anymore, the CA cannot be hired now for collecting this debt. They need to prove with the papers that they are the current creditor.
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mute805
Joined: 17 Oct 2006
Posts: 198
Debtcc Points: 3278
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| Posted: Fri Jan 12, 2007 6:44 pm |
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mute805, what your saying is I need to contact the current collection agency and ask them to produce the original loan documents. What information can I retailate with? The Storefront pdl Check n go closed Jan 1 I got a call Jan 8th. from ccr out of cleveland. Thanks Traci925
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Traci925
Joined: 08 Nov 2006
Posts: 18
Debtcc Points: 645
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| Posted: Sun Feb 04, 2007 11:54 am |
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I had one with checkngo store front, it continued to debit my account as usual until it was paid off. Were they debiting your account before they went out of business.
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fedupinpa
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Joined: 22 Jan 2007
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