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Posted: Tue Jan 09, 2007 8:45 am Subject:

No, you did not forgo your rights in PA. They are going to tell you that by signing that you did in fact do that, but you didn't.

Guest · Posted: Tue Jan 09, 2007 9:05 am Subject:

did you read my prior post under guest about one click, paydayok and paydayselect? What do you think?

Posted: Tue Jan 09, 2007 6:00 pm Subject:

I have just received emails from payday ok and payday select offering me a $250. refund on each account. I called them and asked them how did that come up with this figure. Of course, I was not accepting that because I had paid much more than that. So, I was told that this is the amount they start with and was then offered $500. for each account. This was the most Jessica S. could offer me. She said that if I felt I was entitled to more then I should respond to the emails with the figure and she'd refer it to the appropriate dept. I told her that I wanted everything over the 24% state max refunded to me. I asked her what was the process of getting a refund and she explained how they will send me a release form once we agree on a figure to have completed, signed and notarized and returned to them. Upon receipt, they will cut the check the Following Friday and send it out. She also said I would not be able to access my account on line after tomorrow morning because my account would be marked paid in full. I don't need to access the account because I've already printed my loan history and the agreement. I will respond to the emails and request all monies paid over the 24% and request a letter stating both accounts are paid in full. I just want to add that all of this has come about after I attached a copy of the letter I sent to them certified mail with CC's to the Attorney General and the PA Dept of Banking. I will keep you posted on my progress. I just want to say thank you to everyone and I truly thank God for this site. I can live again! That's 3 down and 1 more to go...Magnum Cash Advance. I hav't overpaid them and will not over pay them. They are getting 24% plus the principle.

Guest · Posted: Tue Jan 09, 2007 6:59 pm Subject:

I too received emails that PayDay ok and select are marking my account paid in full. I also requested a refund and they said they would get back to me within 2 business days regarding that. If you don't mind me asking how much in excess of the 24% did you pay. I figured mine to be:

Select: $775.17
OK:$1066.93

I want those exact amounts back. Let me know what yours are and how you fair out.

Posted: Tue Jan 09, 2007 8:10 pm Subject:

I overpaid pd ok $274.88 and pd select $1051.95. I agreed to $500. for each account. I didn't fight for the $326.83 because 3 of the loans were from 2004 (which were already paid off). I'm just glad to have them pif and to get most of the excess money back. They have already sent me the emails and notice of the fedex letters they will be sending out. I should have them no later than Thurs. I'll keep you posted of my progress.

Posted: Sat Jan 13, 2007 5:57 am Subject:

********UPDATE***********
I received my settlement release papers from payday ok and payday select by FEDEX yesterday. I am sending them back today so that I can have my checks cut and sent to me on friday. I now have to contact americash advance to get my refund. They were very nice when I emailed them and talked to them. They have marked my acct pif and blocked me out of their website. But, I want something in writing that it's pif and I want a reund. I will go thru all of my check registers to try to get an estimate of how much they owe me. Magnum cash advance is next. I borrowe $800. from them to be paid back in 4 payments of $313.66 each. They have taken 2 payments but I will not pay them more than the max state interest allowed. So, I'll keep you posted on my results. I just want to say thanks to everyone here because had I not found this site, I'd still be paying out my entire paycheck. Thanks so much again!!!

Posted: Sat Jan 13, 2007 6:02 am Subject:

Wow, mop352!

That's fantastic news - congratulations! And congratulations to the guests posting here that were able to obtain refunds, or will be soon!

This is a great sign that these companies are finally starting to get the message that we will not just keep paying and paying and paying until they bleed us dry!

Way to go, everyone! Very Happy

Posted: Mon Jan 22, 2007 6:54 am Subject: I live in pa toooooo, help

How do I calculate before I contact them, take the principal times what? What does pa legally allow them to charge?

Posted: Wed Jan 24, 2007 5:03 am Subject: Quick Draw Cash

Anyone ever deal with these guys with any success, please let me know?

Posted: Wed Jan 24, 2007 5:36 pm Subject: checkngo

Anyone deal with the checkngo online?

Posted: Thu Jan 25, 2007 8:45 am Subject: Letter

if i want to do the same thing what did you state in your email to the PDL's?

Posted: Thu Jan 25, 2007 9:50 am Subject: letter

Jenn, I would state that they are not licensed in my state. Go to http://www.paydayloaninfo.org and look up your state laws. Also tell them you have overpaid and want a refund. Tell them you are going to close bank account. Most important report these vultures to your Attorney Generals office Immediately. KYSIDE38

Posted: Thu Jan 25, 2007 11:28 am Subject: Licenses

how can you find out in they are licensed in my state.

Posted: Thu Jan 25, 2007 11:29 am Subject:

Go to this link, click on your state, it will give your state's pdl laws and contact information.

http://www.paydayloaninfo.org/states.cfm

Posted: Thu Jan 25, 2007 11:38 am Subject: License

can you look them up on under license and their name?

Posted: Thu Jan 25, 2007 11:43 am Subject:

It will give you the link for your state to check if they are licensed. This link will be provided at the bottome of the page which state's your pdl laws for your state.

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