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 Posted: Mon Jun 25, 2007 10:46 am |
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hi i have a payday loan with payday ok i have defaulted with them. well i have been emailing them .i am in pa
i closed my account i have other also i have been dealing with and are getting them taken care of .well this one i havent heard any thing from i had 500 from
2005. i have payed triple that back.i have emailed them over and over and havent heard anything from them.
i told them i have been paying them for 2 years.i told them i have leglly paid them what i owe and would like my acct. marked PIF . and to please email me and et me know
when they do. and havent heard anything from them
i just checked my acc. and they keep adding intrest.
should i just keep emailing them.i call but dont get no where .
thanks
christine
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helpme
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| Posted: Mon Jun 25, 2007 11:26 am |
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You need to send them a certified, return receipt, letter. State the laws of your state and demand a refund from them. Emails are ignored most of the time!
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frogpatch
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mute805
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| Posted: Mon Jun 25, 2007 2:46 pm |
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Christine, you really should have no problem getting Payday OK to mark your account PIF. It has been my experience that once this company realizes that you know the laws and that you have overpaid, they will settle for what you have already paid. I did it all through email and they didn't give me any problems. They settled with me for the principal. It took them a day or two for them to get back with me the first time. Good luck!
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Sassnlucy
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| Posted: Mon Jun 25, 2007 2:52 pm |
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Sassnlucy is right, and OMG, am I reading correctly that you have been paying on a $500 loan since 2005! You are so done with them it isn't even funny.
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WHEREAMI
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| Posted: Mon Jun 25, 2007 5:29 pm |
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yes you are reading right . its been that long.
thats why i was wondering why they havent contacted me
i have sent them plenty of emails and heard nothing
from them..but they keep putting intrest to me acct.
i just checked.i have payed them 1667.34.
christine
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helpme
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| Posted: Mon Jun 25, 2007 5:37 pm |
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Oh Christine, you are so done with them. Wow. Have you filed complaints with your Attorney General's office yet, if not, please do so. You have way overpaid that principal and whatever interest they were entitled to (legal interest that is). I would be demanding refund and put that in your complaint with the AG's office.
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WHEREAMI
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| Posted: Mon Jun 25, 2007 5:38 pm |
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OMG..go to your bank and put an id block on them so they can not take any more money. Then they will contact you...send them a letter demanding a refund and send it along with a letter to your AG's office...they must owe you a fortune!!!
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Morningstarr430
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