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 Posted: Wed Jan 02, 2008 9:51 am |
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I took out payday loans (5) to help with car repairs. Now i am having trouble paying them
Cashnet usa
Rapid cash management
Paycheck today
Payday cash advance
My loan usa
I live in Pennsylvania
If i could get on a repayment plan for these it would be great
Any help will be appreciated
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ILENEBALTICH
Joined: 02 Jan 2008
Posts: 57
Debtcc Points: 1548
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| Posted: Wed Jan 02, 2008 9:53 am |
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I will post the laws for your state. In the meantime, please let us know how much you borrowed from each lender, how much in total you have paid back to each, and are these internet or store front.
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5463
Debtcc Points: 38905
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| Posted: Wed Jan 02, 2008 9:55 am |
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| Quote: | Pennsylvania State Information
Legal Status: Prohibited
Citation:
Check cashers are specifically prohibited from making payday loans under Check Cashing Licensing Act of 1998, § 505(a). Otherwise, consumer discount company act applies. 7 Pa. Cons. Stat. Ann. § 6201 et seq.
Small Loan Rate Cap
$9.50 per $100 per year discount or 24% per year
Where to Complain, Get Information:
Regulator: Pennsylvania Department of Banking
Address: Market Square Plaza, 17 N. Second Street Harrisburg PA 17101
Phone: (717) 214-8343
Fax: (717) 787-8773
Regulatory Contact: Jim Keiser Administrator of Non-http://www.banking.state.pa.us/banking/site/default.asp |
I believe that Pa is one state that allows these loans if, they are licensed anywhere.
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5463
Debtcc Points: 38905
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| Posted: Wed Jan 02, 2008 11:21 am |
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my loans are from the following
paycheck today
owe $300 paid 180.00
payday cash
owe $ 500
pd $240.00
my loan usa
owe 520.00
pd 120.00
CASHNET USA
OWE 592.75
PD 368.75
RAPID CASH
OWE &200.00
PD $96.00
I HAVE ONLY PAID THE FINANCE FEES ON THESE ACCOUNTS
DOES ANYONE KNOW IF THESE PEOPLE WOULD WORK WITH ME TO PAY THESE OFF
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ILENEBALTICH
Joined: 02 Jan 2008
Posts: 57
Debtcc Points: 1548
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| Posted: Wed Jan 02, 2008 1:43 pm |
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Cash Net USA and Rapid Cash are going to be legal . . . . The other ones I don't know about off the top of my head.
_________________
How I make some extra cash
I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111513
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| Posted: Fri Sep 12, 2008 11:55 am |
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i need help paying off 3 loan can i be helped?
_________________
Register today to cash in debtcc points.
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monte lewis
Guest
Debtcc Points: 100
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| Posted: Fri Sep 12, 2008 1:35 pm |
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Hi Monte,
Can you go and register, and then come back and give us some information so we can help you, IE
What state are you in
What companies did you borrow from (storefront or internet)
How much have you paid each company
How much was the original loan for
Then we can better help you 
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danilewis82
Joined: 05 Aug 2008
Posts: 260
Debtcc Points: 1440
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