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Collection guidelines for an original creditor

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PostPosted: Mon Dec 10, 2007 9:59 am

I am in PA, are there any collection guidelines that the original creditor must follow. Does it go by your state or the state where they are?
jazzy4136



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PostPosted: Mon Dec 10, 2007 10:11 am

Most states do have laws regarding collection practices for creditors that include original creditors. Pay day lenders are not original creditors in most cases because they are reloaning from a bank. They fall under the FSCPA but none of them will agree.
Someone should post the collection laws of your state shortly. It does go by where you live not where the lender is located.

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PostPosted: Mon Dec 10, 2007 10:16 am

Here is a link that I found for PA debt collection laws.
http://www.attorneygeneral.gov/consumers.aspx?id=244

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PostPosted: Mon Dec 10, 2007 10:26 am

Thanks, these apply to the original creditor as well.
jazzy4136



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PostPosted: Mon Dec 10, 2007 10:30 am

I believe that they do. I read nothing to the contrary.
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