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#1
09-05-2007, 05:04 AM
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Guest
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Sub:
AFNI, INC.
Hi, My Name is Linda and I live in PA. My husband got a notice from afni stating that we owe $153.09 to Verizon at a very, very old address. It has been at least 7 yrs. Can they still come after us for that money? I thought that the statute of limitations was 4yrs for PA? Thanks for your help.
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#3
09-05-2007, 06:09 AM
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Sub:
FYI is correct.They can attempt collection forever,just cannot use the court system or credit bureaus.
__________________
Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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#4
09-05-2007, 07:26 AM
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Junior Member
Join Date: Jul 2007
Posts: 12
Credits: 632
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Sub:
Thank you. Now is it true that the SOL in PA is 4 yrs. What if I have something on my credit report from a collection agency that has might be over 4 yrs? It is for medical. I went to the ER and did not have insurance at the time. They are now coming after me for it and its on my credit report. The date of incident was 4/7/03.
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#5
09-06-2007, 07:27 AM
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Junior Member
Join Date: Jul 2007
Posts: 12
Credits: 632
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Sub:
Can someone help me with my above questions?
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#7
09-06-2007, 03:45 PM
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Sub:
SOL for a lawsuit is different from the amount of time a negative entry can remain on your credit report.
Generally speaking, a late/charge off will remain on your credit for 7 years. __________________
The only people with whom you should try to get even are those who have helped you. -John E. Southard
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#9
09-07-2007, 01:23 AM
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Sub:
Yes, and in some cases, the SOL for litigation is longer than the credit reporting limitation.
PS...what an odd avatar. I like it. __________________
The only people with whom you should try to get even are those who have helped you. -John E. Southard
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