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 Posted: Wed Dec 14, 2005 12:46 pm Subject: Disclousure of SS # |
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Is it legal for a collection agency to send out info with your full SSN, when even the Big 3 CRA's cover the first 5 digits on their reports?
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Henry Baker
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| Posted: Wed Dec 14, 2005 3:07 pm Subject: |
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Hi Henry
Welcome to the forums.
The CA should not have printed the complete SSN# while contacting you. See, if the mail that was sent to you was not tampered.
As a precautionary measure, get a copy of your Social Security Earnings and Benefit Statement and see if your SSN# was not fraudulently used. Call 800-772-1213 or visit SSA's website at www.ssa.gov
I hope there is nothing to worry.
Regards
Roxette
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roxette
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| Posted: Sun Dec 18, 2005 6:39 pm Subject: |
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while it is perfectly legal for a collection agency to ask one's ss # (bear in mind you are not required to give it), i don't think it's right for any company to print it in full ona document sent to you. i think that's just wrong.
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CollectorMatt
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| Posted: Sun Dec 18, 2005 6:50 pm Subject: |
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I would agree that is just wrong. I work for a payroll company and we aren't allowed to print the ss#'s on an employee's check. The only thing that we can print are the last four digits.
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Rhonda28
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| Posted: Thu Jan 05, 2006 9:38 am Subject: SS # |
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Just check they (or the original creditor) don't use your SS # as a reference number also. I think some do.
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Ex Collector
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| Posted: Thu Jan 05, 2006 12:43 pm Subject: |
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A legitimate company should not share your personal information with other companies. Your information should be kept securely with them. If it is revealed that SSN# is being used as a reference, it might result in identity theft in some cases.
There has been a rapid increase in the number of consumer complaints regarding social security theft. Credit history can get ruined and life can become miserable.
Don't let your SSN# fall in wrong hands. Review your credit report occasionally. If you are not feeling comfortable to give your social security to a particular agency, don't give it. It might be misused.
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ben
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