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 Posted: Sun Aug 06, 2006 10:52 pm Subject: Farewell |
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Today as I was googling 'illegal payday loans' I ran across a website called www.cashadvancecare.com and I noticed quite a number of similarities between the website that I was on, and www.debtconsolidationcare.com. I started looking around, and notice how very similar the format was, and how the administrator named 'clark' signs his threads 'regards'.
I proceeded to pull a who is report and this is the information that I found:
128 Forest Hill Road
Kalispell, MT 59901
This address can also be found on cashadvancecare.com's contact us page.
THIS IS A FICTITIOUS ADDRESS!
Addresses start at 130 Forest Hill Road, as there is a mobile home community directly north. http://gis.mt.gov/
The who is report for this website lists the phone number for this website as being 406-756-8680, which belongs to a lady named Jean Shaw who lives quite aways North of this fictitious address.
I proceeded to view the privacy report which indicated that there is an image being used from www.visitlab.com. visitlab.com is owned by 'Denny'.
Essentially Denny owns cashadvancecare.com where he uses similar business practices as he does here, in that he is getting paid a referral bonus from Payday Loan Companies when people join that website.
Then, the poor souls who use that service can potentially come over here where Denny can get paid for yet another referral from a debt consolidation Company.
I am certain that I am not the only one who sees the HYPOCRISY in this playing for both teams type of business. I cannot in good conscience continue to give one more moment of my time to this website, knowing the things that I have learned today.
Denny, you may revoke the title of moderator from me, and remove my blog from your server.
To all of my cyber fam. I will miss you tremendously.
To everyone I will search and find in the very near future a new venue to promote ending PDL's, and helping people who are in trouble with PDL's. Just google pollyandsay and in time you will find me.
Peace to all of you.
Polly
Denny edited the post to add a link to the related topic to avoid the confusions.
* Changes made as per TOS 12.
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polly
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| Posted: Sun Aug 06, 2006 11:35 pm Subject: |
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Here are the quick points I will prepare a more detailed response and post soon:
1. purchased and then let it remain there without making changes to content and only putting the same software. (reminder to self: attach the screenshot of multiple spam one month old to prove this)
2. ampmcash.com we want to make something like prosper.com
3. cashadvancecare we want to make a forum explaining the evil of cash advance
4. we have not referred even one person to a cash advance company
5. Visitlab is a technology site for checking click frauds. It is offering great services for free.
If there is any proof you want let me know and I will be provide that. I can put my hand on my heart and say that till today I have not referred even one person to a cash advance company and never intend to.
Polly I will personally be very sad to loose you and so will everyone in the community. Please reconsider your decision.
Regards,
Denny
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Last edited by Denny on Mon Aug 07, 2006 1:30 am |
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Denny
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| Posted: Mon Aug 07, 2006 12:17 am Subject: |
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Denny I do want to believe, and I can see for myself that the site is not well maintained. However, the posts from 'clark' and 'brooklyn' certainly contradict what you are saying. Did you or any member of debtcc write these excerpts?
| Quote: | Hi Brenda,
Thanks for your interest in Cash advance care.
Please use our sign up form addressed at http://www.cashadvancecare.com/signup/ and provide your informations. one of our representatives will soon contact you for the loan.
If you face any problem or have any query regarding the sign up process or our services, please feel free to post that in our forums.
Looking forward to serve you.
Regards,
Clark
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| Quote: | | We are dedicated to build up a community that will help the common people benefit from interactive discussions on various cash advance related topics. Our community aims to work together towards the development of the cash advance and payday loan industry. |
| Quote: | | It takes around 6 to 8 working hours to process your loan application requests and approving them. In case we get the loan application requests at the weekend, we process them by the beginning of the next week. |
Can you explain the fictitious address and the residential phone number?
Whom did you purchase this website from?
I am fair and I will give you the opportunity to explain your position, but you must understand that this all looks really shady.
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polly
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| Posted: Mon Aug 07, 2006 12:48 am Subject: Spam Posts |
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We left the website non-monitored. Here are the spam posts to prove that  .
ScreenShot -1
ScreenShot -2
ScreenShot -3
ScreenShot -4
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Last edited by Denny on Thu Aug 14, 2008 3:48 am |
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Denny
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Joined: 19 Oct 2004
Posts: 1745
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| Posted: Mon Aug 07, 2006 1:13 am Subject: |
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| Quote: | | However, the posts from 'clark' and 'brooklyn' certainly contradict what you are saying. Did you or any member of debtcc write these excerpts? |
These contents were there when I bought it, the owner Mr Paul had the database and the content under phpbb forum (the same platform that we use at debtconsolidationcare.com). I just installed the advance code over the database containing all the data.
| Quote: | | Can you explain the fictitious address and the residential phone number? |
Thanks for letting us know, we left it without even going through all the content. I think it is time that I can give it a check and correct the information. I apologize for my ignorance.
| Quote: | | Whom did you purchase this website from? |
I bought it from a guy called Paul whom I met at Gym. I left both the sites as it is.
Polly Says,
| Quote: | | Denny I do want to believe, and I can see for myself that the site is not well maintained. |
Thanks Polly for keeping the trust and I will never let it down. As any other DebtCC member my sole purpose for all my hard work is to offer something helpful. I wanted to explain everyone the hidden traps behind payday loans and also wanted to offer a better short term loan.
I wanted to work on the same model as that of Grameen Bank for short term loans. Since I was busy with my usual DebtCC work I could not take the concept further. I also wanted to discuss the issues with our community after collecting some initial fund to start the first unit of Grameen Bank.
Thanks,
Denny
Last edited by Denny on Mon Aug 07, 2006 3:01 am |
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Denny
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Joined: 19 Oct 2004
Posts: 1745
Debtcc Points: 76102
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| Posted: Mon Aug 07, 2006 1:35 am Subject: |
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Hi Polly,
Can I give you a call? Please let me know a convenient time.
Thanks,
Denny
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Denny
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Joined: 19 Oct 2004
Posts: 1745
Debtcc Points: 76102
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| Posted: Mon Aug 07, 2006 4:28 am Subject: |
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Denny,
Let me first tell you why I want to believe you. I have placed a lot of myself into this website because I had the belief that you and this website held the same ideals as I do. I have had the belief that this was an excellent platform to implement change in what is a very corrupt system in our world.
Everywhere I look I see big businesses thriving and average folks struggling. When businesses take advantage of vulnerable people, it is shameful and immoral. I have aspirations of becoming a lobbyist, like my role model, Jean Ann Fox, and lobbying for positive changes on behalf of the little guys in this world. This website has been my starting point, and I have big dreams for my future.
As much as I want to believe in you, these are the reasons why I am struggling to do so. Cashadvancecare.com was created on 6-19-03, one day before Debt CC. Clark's first post was on 2-28-06, and I am sorry Denny, but if Clark is Paul, then he must be your twin in linguistics, because the tone of his posts are identical to yours.
Was the name of the URL different prior to your purchase?
Did you purchase only the URL, and not the business associated with it? What is the name of Paul's business and what state is he incorporated in?
Is cashadvancecare.com under Internext Technologies now that you own it?
The Grameen Bank model sounds lovely, yet idealistic in nature. Do you intend to fund these loans solely, or do you have a marketing strategy to seek out FDIC lending institutions to do this. Do you intend do use the same type of referral system?
Denny, please understand that I had an inner struggle going on for hours before I started this thread. I knew when I saw the privacy report which linked back to visitlab.com that you owned the site. It wasn't until I discovered that the MT address was phony, that I got really upset. I had true feelings of betrayal. You have always encouraged everyone to resolve issues openly. This is what I am doing because I feel everyone here deserves to be part of this and have the opportunity to ask questions.
I have always know that you are an entrpreneur, and that is a wonderful thing. This is your opportunity to spill the beans. I found cashadvancecare.com totally on accident while looking for items to post within the Political Action on Debt forum. Obviously the world wide web isn't always as big as we would like to think it is. Are there other sites out there, aside from what you have posted above, which would make one of us scratch our head and say hmmmm?
I want you to prove me wrong Denny. I really truly want to be wrong. So far you have not convinced me. Please convince me.
I am not certain what will be the best time for that phone call right now. I will let you know.
Peace,
Polly
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polly
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| Posted: Mon Aug 07, 2006 6:42 am Subject: |
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Denny, I want you to know that I feel the same as polly.
Sue
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Ability is what you're capable of doing. Motivation determines what you do. Attitude determines how well you do it. - Lou Holtz
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CycloneFan
Joined: 05 Dec 2005
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| Posted: Mon Aug 07, 2006 7:15 am Subject: |
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| Quote: | | Let me first tell you why I want to believe you. I have placed a lot of myself into this website because I had the belief that you and this website held the same ideals as I do. I have had the belief that this was an excellent platform to implement change in what is a very corrupt system in our world. |
Thanks Polly, I really appreciate your contribution. I always wanted to provide a platform to offer help. Once I faced it myself and then I decided to take a stand and offer help to others http://www.santacruzsentinel.com/archive/2004/December/15/local/storie s/02local.htm.
I could not have made it so far without all of you.
I, along with this community, will always stand against anything that is not right.
| Quote: | | Was the name of the URL different prior to your purchase? |
Yes, it was same.
| Quote: | | Did you purchase only the URL, and not the business associated with it? What is the name of Paul's business and what state is he incorporated in? |
Paul is just a technical guy and his business is to create and sell domains. I can provide you his phone number as well, please send me a PM if it is required.
| Quote: | | Is cashadvancecare.com under Internext Technologies now that you own it? |
Yes, it is under Internext Technologies.
| Quote: | | The Grameen Bank model sounds lovely, yet idealistic in nature. Do you intend to fund these loans solely, or do you have a marketing strategy to seek out FDIC lending institutions to do this. Do you intend do use the same type of referral system? |
As I said I have not finalized the plan as it will be a unique concept to help people in need of quick money. I am planning to make it a community funded where community members will be able to act as lenders and borrowers. I still need to manage some initial funds, which I plan to raise through talking to various people whom I know personally. My intention again is not to generate money but to provide a platform, which works well for this need.
| Quote: | | Denny, please understand that I had an inner struggle going on for hours before I started this thread. I knew when I saw the privacy report which linked back to visitlab.com that you owned the site. It wasn't until I discovered that the MT address was phony, that I got really upset. I had true feelings of betrayal. You have always encouraged everyone to resolve issues openly. This is what I am doing because I feel everyone here deserves to be part of this and have the opportunity to ask questions. |
I appreciate it the most as I have always believed in truth and openness . I can understand the feeling and I feel guilty for being ignorant but I request you to keep your trust on me. Every night I want to have a good sleep and satisfactory smile, I do not want to be involved in anything that will not guarantee a happiness of the people with whom I work.
Polly I am an entrepreneur but more than that I wanted to be a good being. If you can look a little deeper you can understand that none of these websites ever had a business behind it, as I was never comfortable in running a typical payday loan site. The spams and un-organized site explain that it never attracted me. I never dealt with a payday loan company and you can verify yourself by signing up at these sites.
Polly I ask for 6 months and within the period I will try to have my Grameen Bank concept installed. I don't know how to convince you but I know I will not run a typical payday loan company. In fact I will not get involved in anything that take advantage of vulnerable people.
Regards,
Denny
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Denny
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Joined: 19 Oct 2004
Posts: 1745
Debtcc Points: 76102
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| Posted: Mon Aug 07, 2006 1:48 pm Subject: |
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Denny,
I understand you wanting to help people but why would you want to run a payday loan company at all? I'm with polly on this and just don't get it? Why can't you take the site down?
Sue
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Ability is what you're capable of doing. Motivation determines what you do. Attitude determines how well you do it. - Lou Holtz
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CycloneFan
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| Posted: Mon Aug 07, 2006 2:59 pm Subject: |
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Hi Sue,
As I have already explained my intentions about the website cashadvancecare.com which will be for a noble cause, I request everyone to give us sometime so that we give a new look to it with the points focused. We will hold a community vote after the website is renovated. Your votes will decide if it should finally stay online or closed down. I will accept what the community will decide.
Thanks
Denny
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Denny
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| Posted: Mon Aug 07, 2006 3:47 pm Subject: |
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Denny,
I am a bit confused, are you getting into the payday loan business? After I read your first reply, I thought it was a forum that would be established to voice our opinions against payday loans. I'm sorry but this is very upsetting if you choose to get into this type of business after the problems that have been posted on the forum over the last several months. I see the site has much spam and not well-monitored but this is disturbing to me. I hope in good conscience that getting into the payday loan industry is not even a thought for you. 
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CowampChicken
Joined: 20 Dec 2005
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| Posted: Mon Aug 07, 2006 3:48 pm Subject: |
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Polly,
We don't want to lose you as your have been such an inspiration to us all who have gone through the payday loan mess. You have been a big help to me but this is disturbing to me as well.
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CowampChicken
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| Posted: Mon Aug 07, 2006 4:06 pm Subject: |
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I'm with Mishele-don't want to loose you Polly,you have helped many prople here. So,I am really confused,Polly,are you saying that Denny already owns a pay day lending company,too? Denny I really didn't understand what you meant when you said something about voting?For what? I know I am slow,but could both of you explain in plain,simple terms?Thanks...Karen
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Bossy4455
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| Posted: Mon Aug 07, 2006 4:23 pm Subject: |
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Hi Mishele, Hi Bossy4455
I am not going into the typical payday loan business. I am aiming at a forum that will explain the evils of Cash advance. The site will be something similar to www.prosper.com. I posted this above and here it is again for your understanding it better.
| Quote: | | As I said I have not finalized the plan as it will be a unique concept to help people in need of quick money. I am planning to make it a community funded where community members will be able to act as lenders and borrowers. I still need to manage some initial funds, which I plan to raise through talking to various people whom I know personally. My intention again is not to generate money but to provide a platform, which works well for this need. |
The community vote will decide later if the site intended to educate people should finally stay online. Since the site was left unattended for quite some time, we will get it renovated at the earliest and put it in front of everyone. I see most of the people going through the bad consequences of payday loans. I want to do something for their good, not hurt them. Since the site is not ready yet, it is causing confusions. I hope that it gets clear soon.
Regards
Denny
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Denny
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Posts: 1745
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| Posted: Mon Aug 07, 2006 4:27 pm Subject: |
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Denny,
I think there needs to be some explanation to the members. It looks to me that you're playing both sides of the fence here.
Offering loans for "quick cash" is nothing but a way for the lender to make money.
We have spent an enormous amount of time and energy helping these people to revive their shattered lives from the payday loan business.
These types of loans do nothing but exacerbate the problem.
I can't even believe you would consider this. As we all have indicated here, this is quite disturbing evidence.
It would behoove you to reconsider this decision as you will not have any proponents, and no amount of "voting" will reach the decision you are looking for.
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erzeke1
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