Tammy,
I'm still a "newby" but have learned much from you and other people here who have posted very valuable information here. I, too, am grateful for all the wonderful people I have met and for all the care and concern I received when you guys didn't even know me! I got a threatening e-mail from LTS this morning; and if I hadn't seen other posts regarding this company and how to handle them, I would have been devastated. You make such a difference, and it's such a shame that the author of "dumb people" (was he referring to himself, by the way??!!) could bring you down. The way I see it, you were smart enough to know you needed help, sought the help and did what needed to be done and now are
debt free!! Congratulations! I can definitely sympathize with your choice not to respond to guests. If I can make a suggestion, though, if you start to read something (or even see in the subject line) that it's derrogatory, then just skip over it without reading it. That way, you would still be able to help the guests who truly do want to be debt free but not read through the junk. Hang in there.