Welcome to Ramj70's Home Page  
Welcome to my home page
Home level ramj70's Home level My Posts


Posts by ramj70
Posting date Subject
Posted: Tue Feb 12 9:11:35 2008 weary and tired, have you though about or tried ..
Posted: Fri Dec 7 13:47:16 2007 Denise, one thing to remember is you cannot be ..
Posted: Fri Dec 7 13:44:16 2007 Tweety I would highly recommend using some credit ..
Posted: Fri Dec 7 1:39:03 2007 I received $200 as a result of this action, not a ..
Posted: Thu Dec 6 13:29:31 2007 bubba it does not hurt you to go to the credit ..
Posted: Thu Dec 6 13:15:55 2007 If you send a cease and desist they must stop ..
Posted: Thu Dec 6 7:46:33 2007 Yeah, these companies are a piece of work. I got ..
Posted: Wed Dec 5 19:55:41 2007 I just sent an e-mail to an attorney in my town ..
Posted: Wed Dec 5 18:42:06 2007 Well as some of you know I filed a complaint with ..
Posted: Mon Nov 26 6:21:32 2007 Good points debtcruncher, especially about used ..
Posted: Mon Nov 26 3:18:06 2007 Latoya, what kind of loan is that Is it through a ..
Posted: Mon Nov 26 2:58:59 2007 Thank you guest Another nice thing is that the ..
Posted: Sun Nov 25 15:18:08 2007 Wow, I've been away for quite some time ..
Posted: Wed Sep 5 7:36:32 2007 Its always good to know what kind of history the ..
Posted: Wed Sep 5 7:17:23 2007 If any of you own any stock and work with an ..
Posted: Wed Sep 5 6:39:11 2007 What does this court collection officer tell you ..
Posted: Tue Sep 4 15:38:43 2007 LOL, it's so funny when the CA companies come in ..
Posted: Tue Sep 4 4:01:27 2007 LOL, you know whenever I see articles about ..
Posted: Tue Sep 4 2:52:46 2007 So is CITI attempting to collect again on the ..
Posted: Thu Aug 16 7:19:00 2007 Sure, whatever you say Joe. So please inelighten ..
Posted: Thu Aug 16 2:27:39 2007 You can actually start rebuilding your credit ..
Posted: Wed Aug 15 17:45:14 2007 Every time you are um done on Sunday a kitten ..
Posted: Wed Aug 15 17:26:28 2007 Try this ..
Posted: Wed Aug 15 16:57:15 2007 You are not going to jail sweetcheeks, you cannot ..
Posted: Wed Aug 15 16:54:09 2007 Yeah sure, whatever you say mr. procollect. More ..
Posted: Wed Aug 15 16:44:03 2007 Nah, bud isn't rich. But he did sleep at a ..
Posted: Wed Aug 15 16:42:55 2007 The only decision they will make is if you don't ..
Posted: Wed Aug 15 16:40:59 2007 Do not pay them shyredneck. Also they cannot have ..
Posted: Wed Aug 15 16:37:48 2007 Well actually Joe its not a NSF check since no ..
Posted: Tue Aug 14 15:54:32 2007 Another thing that also helps with credit is a ..
Posted: Tue Aug 14 3:18:02 2007 That will help some deerpark. Also if you have ..
Posted: Tue Aug 14 3:10:47 2007 You can't prove your identity All you need is ..
Posted: Tue Aug 14 2:54:13 2007 Yeah mr. pro left a message on my page also, the ..
Posted: Tue Aug 14 2:49:57 2007 Your daughter should close those bank accounts. ..
Posted: Tue Aug 14 2:47:19 2007 Sounds like they are fishing for information, do ..
Posted: Fri Aug 10 16:30:23 2007 I was around 12 when he died. I remember when my ..
Posted: Fri Aug 10 16:24:37 2007 LOL guest, "be careful, take care and be ..
Posted: Fri Aug 10 16:11:34 2007 As far as I know wheat they cannot garnish your ..
Posted: Thu Aug 9 17:34:18 2007 Well I guess the pay is a step up from minimum ..
Posted: Thu Aug 9 15:39:24 2007 I believe you should pay back the principal and ..
Posted: Thu Aug 9 15:27:59 2007 Even though your grammar and spelling are bad ..
Posted: Wed Aug 8 16:10:18 2007 Sure guest, they helped you resolve your debt. So ..
Posted: Wed Aug 8 15:59:01 2007 Go ahead and call him back pooks and tell him to ..
Posted: Wed Aug 8 15:55:47 2007 OMG procollect, thanks for the laughs. You have ..
Posted: Tue Aug 7 7:50:44 2007 Its interesting that the IRS did not choose ..
Posted: Tue Aug 7 7:25:51 2007 Jimbeem, the do not call registry has no affect ..
Posted: Sun Aug 5 2:47:51 2007 Well nunya why don't you list the mis-truths that ..
Posted: Fri Aug 3 9:23:20 2007 LOL, they are going to download you. Is his name ..
Posted: Fri Aug 3 9:14:32 2007 If they are not considered a "payday" ..
Posted: Fri Aug 3 9:02:41 2007 Hey sidekick, do you have a mortgage Or how about ..
Posted: Fri Aug 3 8:48:13 2007 So collector are you a registered FA with FINRA, ..
Posted: Fri Jul 13 5:12:04 2007 What state do you live in, how much was the loan ..
Posted: Thu Jul 12 11:41:36 2007 New York Wage Garnishment The maximum amount ..
Posted: Thu Jul 12 11:30:27 2007 Also Internet payday loan companies cannot do ..
Posted: Thu Jul 12 11:16:18 2007 Here is an article from the DC attorney generals ..
Posted: Thu Jul 12 11:11:12 2007 forgrace, it appears they are breaking the law ..
Posted: Thu Jul 12 9:09:08 2007 Just another FYI, in DC the law states that the ..
Posted: Thu Jul 12 8:19:24 2007 Sometimes at office parties and picnics I make a ..
Posted: Thu Jul 12 7:32:54 2007 Also, just as an FYI legal mediation practice is ..
Posted: Thu Jul 12 7:19:07 2007 Payday Loan Default- Facing Jail time ..
Posted: Thu Jul 12 7:17:41 2007 Don't worry they are not going to have you ..
Posted: Thu Jul 12 7:02:19 2007 Do as Guoudah says and call the DC numbers he ..
Posted: Thu Jul 12 6:53:33 2007 Okay legal mediation practice is not a law firm ..
Posted: Thu Jul 12 6:45:17 2007 Also how was this loan handled Did you give them ..
Posted: Thu Jul 12 6:41:30 2007 What was the name of this supposed law office I ..
Posted: Thu Jul 12 6:24:26 2007 Yeah, don't get discouraged bflow and don't let ..
Posted: Thu Jul 12 6:19:47 2007 LOL, "how are you going to do these if your ..
Posted: Thu Jul 12 5:58:04 2007 Just in case anyone was interested in what ..
Posted: Tue Jul 10 15:20:18 2007 Oh my gosh, they actually asked you to use ..
Posted: Tue Jul 10 15:15:34 2007 Next time they call and ask for you, just say ..
Posted: Tue Jul 10 11:35:47 2007 I voted #1 ..
Posted: Tue Jul 10 5:19:34 2007 Elda, you need to post who you have your PDL's ..
Posted: Mon Jul 9 3:32:47 2007 Thanks for the edit simon, looks much better ..
Posted: Mon Jul 9 3:31:24 2007 I would say he has never taken a payday loan nor ..
Posted: Fri Jul 6 11:52:42 2007 So are they collecting on a charged off credit ..
Posted: Fri Jul 6 11:47:58 2007 As far as I know payday loans are not reported to ..
Posted: Fri Jul 6 10:44:16 2007 Congrats on the baby!!! And Leah, don't worry ..
Posted: Fri Jul 6 10:07:22 2007 Hi, I never did introduce myself. I joined in ..
Posted: Fri Jul 6 9:20:56 2007 It is my understanding that usually that only ..
Posted: Fri Jul 6 8:26:46 2007 Good advice goudah. Like you said, be honest and ..
Posted: Fri Jul 6 8:16:23 2007 Here is the arizona law on payday loans and there ..
Posted: Fri Jul 6 8:10:59 2007 Jewel, I take it you did not read all the posts ..
Posted: Fri Jul 6 8:00:24 2007 Check with your title insurance ..
Posted: Fri Jul 6 7:51:20 2007 Are these internet companies or store front ..
Posted: Fri Jul 6 7:49:26 2007 Yeah that can be frustrating frog. Maybe they are ..
Posted: Fri Jul 6 7:42:23 2007 I don't know anything about the band, but I love ..
Posted: Fri Jul 6 6:44:27 2007 Most of us here have probably had some credit ..
Posted: Fri Jul 6 6:22:45 2007 Do what ks says. Also with most PDL's its in the ..
Posted: Fri Jul 6 5:41:14 2007 It could be that. However it probably is a ..
Posted: Fri Jul 6 5:33:59 2007 So you are ..
Posted: Thu Jul 5 9:46:33 2007 It will only be a criminal act if you write a ..
Posted: Thu Jul 5 9:32:54 2007 No they cannot have you arrested, nor can they ..
Posted: Thu Jul 5 2:45:14 2007 Yeah okay snyder, go ahead and pay some debts ..
Posted: Tue Jul 3 8:52:19 2007 What state are you in and how much was the loan ..
Posted: Tue Jul 3 8:50:53 2007 They cannot garnish wages without a court order, ..
Posted: Tue Jul 3 8:15:03 2007 PDL Purgatory in Pennsylvania ..
Posted: Tue Jul 3 8:12:38 2007 That could complicate things because there is a ..
Posted: Tue Jul 3 7:59:16 2007 Do you currently have a check out there right ..
Posted: Tue Jul 3 7:49:22 2007 I belive in Pennsylvania PDL's are prohibited or ..
Posted: Tue Jul 3 6:01:22 2007 I actually saw a commerical the other day from ..
Posted: Tue Jul 3 5:52:35 2007 Are you having problems with a PDL right ..
Posted: Tue Jul 3 5:51:56 2007 The maximum loan term only means that the PDL can ..
Posted: Tue Jul 3 5:23:09 2007 It will be okay guest. If a PDL is not licensed ..
Posted: Tue Jul 3 5:18:51 2007 Basically its the longest they can require you to ..
Posted: Tue Jul 3 2:46:21 2007 One down, a few thousand more to go. I'm sure ..
Posted: Mon Jul 2 8:02:14 2007 As kscornell said, two wrongs do not make a ..
Posted: Mon Jul 2 5:58:31 2007 Don't worry brookers, they cannot have you ..
Posted: Fri Jun 29 17:58:57 2007 Some of these people have debts on their reports ..
Posted: Fri Jun 29 17:54:32 2007 I hate to break it to you duh girl but most of ..
Posted: Thu Jun 28 9:53:30 2007 kscornell is not being a hypocrite. Now if he ..
Posted: Thu Jun 28 8:59:18 2007 yeah don't lose any sleep. There are no debtor ..
Posted: Thu Jun 28 8:14:04 2007 You have the wrong website. This a site to help ..
Posted: Thu Jun 28 8:12:19 2007 Never give debt collectors the benfit of the ..
Posted: Thu Jun 28 7:30:22 2007 They rushing for you to pay so you don't have ..
Posted: Thu Jun 28 6:53:27 2007 Not to mention that if you do accept that CC ..
Posted: Thu Jun 28 3:09:15 2007 I don't think anyone took this seriously atxmbb, ..
Posted: Thu Jun 28 3:05:32 2007 Hey Nimrod! You the "guest" collector, ..
Posted: Wed Jun 27 9:12:27 2007 Ahh, well darn it all to heck then. Hmmm, I ..
Posted: Tue Jun 26 1:55:11 2007 bebauch go to your bank and tell them to not ..
Posted: Mon Jun 25 16:16:52 2007 Well first I'm talking about state laws, not ..
Posted: Mon Jun 25 15:58:43 2007 Just because David Jacobs may harass people and ..
Posted: Mon Jun 25 6:04:12 2007 Well usually the tin foil hat I wear keeps those ..
Posted: Mon Jun 25 2:54:34 2007 I would not give them any information frustrated, ..
Posted: Fri Jun 22 18:48:29 2007 Too bad Mr. getyourcheckbook is not here to tell ..
Posted: Fri Jun 22 18:46:35 2007 Keri they are lying to you and are violating the ..
Posted: Thu Jun 21 2:45:44 2007 Wow, totally righteous dude, that's some gnarly ..
Posted: Mon Jun 18 18:23:26 2007 No offense sara, but paragraphs and complete ..
Posted: Mon Jun 18 15:18:23 2007 LOL, form 112. She is just making that up trying ..
Posted: Sun Jun 17 4:48:35 2007 For these "scavenger" debts they will ..
Posted: Sat Jun 16 5:39:02 2007 Don't forget caps lock also steelers, lol. He ..
Posted: Thu Jun 14 15:39:38 2007 I would say you have already paid off your loan ..
Posted: Thu Jun 14 13:42:20 2007 Another thing I forgot to mention is that many ..
Posted: Thu Jun 14 13:34:04 2007 Here is a nice article from MSN money about ..
Posted: Thu Jun 14 13:27:52 2007 yeah it would be nice to see that. I think I saw ..
Posted: Thu Jun 14 10:38:48 2007 25 people, lol that is funny. Were they going to ..
Posted: Thu Jun 14 10:36:44 2007 Good points by kornell and skydiver. Also most of ..
Posted: Thu Jun 14 10:11:29 2007 Yeah he wasn't a "real" debt collect, ..
Posted: Thu Jun 14 9:59:20 2007 That they are erick. A few years ago someone from ..
Posted: Wed Jun 13 19:18:22 2007 Even if the SOL is up they can still try and ..
Posted: Wed Jun 13 16:24:01 2007 Both Or maybe just misguided to be nice ..
Posted: Wed Jun 13 15:58:51 2007 So basically what companies like OSI does is to ..
Posted: Wed Jun 13 15:52:37 2007 He also stated his company does not buy debt ..
Posted: Wed Jun 13 15:44:02 2007 OSI does indeed purchase debt, one source of ..
Posted: Wed Jun 13 14:19:39 2007 This is why the collectors hate sites like this, ..
Posted: Wed Jun 13 14:17:55 2007 Good advice waterbug. Just want to clarify on the ..
Posted: Tue Jun 12 23:11:39 2007 This is a joke right This can't be real. ..
Posted: Tue Jun 12 21:12:27 2007 Uh tracker the first post never ever said that ..
Posted: Tue Jun 12 18:41:57 2007 I think many of the collectors fail to realize ..
Posted: Tue Jun 12 16:51:06 2007 Hey sallyj, or getyourcheckbook or payyourbills ..
Posted: Tue Jun 12 0:49:59 2007 Hmmm, also court martialed for LSD distribution, ..
Posted: Mon Jun 11 14:29:23 2007 Yeah a charge-off shouldn't disappear unless its ..
Posted: Mon Jun 11 14:13:05 2007 They are both bad and you don't want either. I ..
Posted: Mon Jun 11 14:10:03 2007 I'm not sure where people get the idea that ..
Posted: Mon Jun 11 14:04:45 2007 Lets not forget that North Shore Agency, a ..
Posted: Mon Jun 11 13:12:32 2007 Actually pointing out more than just a few ..
Posted: Sat Jun 9 3:29:18 2007 Is getyourcheckbook talking to himself with all ..
Posted: Sat Jun 9 3:25:06 2007 Thanks for the info skydivr. Its amazing how ..
Posted: Fri Jun 8 19:19:07 2007 Your right pay your bills, CA's can't ruin your ..
Posted: Fri Jun 8 19:16:43 2007 No guest, you are just upset that people on this ..
Posted: Fri Jun 8 19:03:42 2007 It only becomes personal when you collectors make ..
Posted: Fri Jun 8 18:49:05 2007 Mr. OSI you are so full of crap. When I had my ..
Posted: Fri Jun 8 18:34:56 2007 Wow, such tough talk from these collectors,lol. ..
Posted: Fri Jun 8 9:38:06 2007 I had a similar situation a few years back where ..
Posted: Fri Jun 8 9:27:56 2007 passionrain do not worry, they cannot have you ..
Posted: Thu Jun 7 3:14:41 2007 I'm not sure running to another state is the ..
Posted: Thu Jun 7 3:10:27 2007 Many of these collectors are probably just not ..
Posted: Thu Jun 7 2:52:12 2007 He's saying he is trying to make payment ..
Posted: Fri Jun 1 10:10:19 2007 LOL, that clip with the telemarketer was ..
Posted: Wed May 16 17:00:26 2007 So, still don't want to say what company you work ..
Posted: Wed May 16 2:40:36 2007 Lito, you can also do a lot to clean up your ..
Posted: Wed May 16 2:34:05 2007 Is the debt northland trying to collect on valid ..
Posted: Tue May 15 16:02:32 2007 And what company do you work for debtor_converter ..
Posted: Tue May 15 15:53:38 2007 LMAO guest, and you are a hypocrite because you ..
Posted: Tue May 15 2:43:56 2007 Yeah, it sounds like bass and assoc. They are ..
Posted: Mon May 14 17:11:23 2007 What was the name of the company And yes they are ..
Posted: Mon May 14 13:51:41 2007 Mist was this for a pay day loan If it is in ..
Posted: Mon May 14 8:10:17 2007 guest/doubleclique I don't think anyone here is ..
Posted: Tue May 8 2:06:12 2007 Here's an idea guest, why don't you CA's start ..
Posted: Tue May 1 5:18:44 2007 That's a good point collector and a good option ..
Posted: Mon Apr 30 17:10:36 2007 Imacollecter, real tough guy behind the computer ..
Posted: Mon Apr 30 16:54:56 2007 Don't worry Debra, they cannot put you in jail. ..
Posted: Mon Apr 30 16:52:36 2007 don't worry and emberassed, both of you are full ..
Posted: Mon Apr 30 11:12:47 2007 No mlp you can't be sent to jail and if they are ..
Posted: Fri Apr 27 10:05:04 2007 I would dispute that with the reporting agencies ..
Posted: Fri Apr 27 9:35:14 2007 I would send the letters to AS & associates, ..
Posted: Fri Apr 27 9:24:27 2007 This is for a payday loan, correct You didn't ..
Posted: Fri Apr 27 9:19:03 2007 "But this does not apply to the original ..
Posted: Fri Apr 27 6:40:23 2007 You can always call your credit card company see ..
Posted: Fri Apr 27 5:35:02 2007 Mich, do what morningstar suggested. There are ..
Posted: Fri Mar 30 8:23:35 2007 No charity they cannot have you arrested and it ..
Posted: Fri Mar 30 6:32:21 2007 Well people do appreciate your help cajun and ..
Posted: Thu Mar 29 8:17:53 2007 Darn copy and paste ..
Posted: Mon Mar 26 12:10:29 2007 As far as I know writing a bad check can bring ..
Posted: Thu Mar 22 13:25:52 2007 Don't worry, they can't have you arrested no ..
Posted: Tue Mar 20 8:50:57 2007 The do not call registry is for telemarketers and ..
Posted: Tue Mar 20 7:47:58 2007 From what I have seen on these forums most people ..
Posted: Thu Mar 15 10:33:13 2007 If the CA agent was calling from a state that did ..
Posted: Tue Mar 13 16:50:03 2007 If you do get an attorney, get one that works on ..
Posted: Tue Mar 13 9:05:57 2007 As johnson said, what they are doing is illegal. ..
Posted: Fri Feb 2 8:52:27 2007 Send a certified letter to the agency requesting ..
Posted: Fri Feb 2 8:41:46 2007 If you want asset acceptance website, it is ..
Posted: Fri Feb 2 8:38:10 2007 This place came up on google because asset ..
Posted: Fri Feb 2 8:09:42 2007 I have dealt with them before. I made the mistake ..
My Fans (2)
tsacgiv
2nband
My Music
My Gallery
My Cards

Add cards for me.

Greetings Cards
No Active Cards.
Powered by Debtconsolidationcare.com
We follow the Creative Commons Attribution License for all works we publish.
This work is licensed under cc by 2.0