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 Posted: Thu Mar 08, 2007 10:08 am |
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Hello. I am in need of some help with 2 payday loans that I have that are out standing.
One loan is from
LaPanda S. Mason
lmason(at)dmsmktg.com
The Loan Shop
1-800-493-3380 ext 409
for about 300, 30.00 per hundred fee
I could not find any info on this place or personal.
My second Loan is from
Cashnetusa
Loan amount of 350.00
I am currently not working and have little to no money what so ever. Anything I can do? Thankyou.
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John20
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| Posted: Thu Mar 08, 2007 10:09 am |
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John - welcome to the forums!
What state are you in, and how much have you paid towards these loans so far?
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SUEBEEHONEY70
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| Posted: Thu Mar 08, 2007 10:13 am |
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I live in the Rhode Island U.S.A
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John20
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| Posted: Thu Mar 08, 2007 10:51 am |
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I am currenttly 20 years old. I had a job but making only 8.50 an hour. I had car problems and need to get my engine and tranny fixed. So that is why I went with the loans. No I am currently out of a job and lookg for a new one. I get calls about2 times every weel from both companies. I figured I would be able to pay back but with out a job I can't do that anymore.
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John20
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| Posted: Thu Mar 08, 2007 10:54 am |
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Have you paid anything to any of these companies? If so, how much have you paid them?
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2nband
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| Posted: Thu Mar 08, 2007 10:55 am |
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John - if you can let us know how much you have already paid towards these loans, we can offer you some advice. Here's your state payday loan law info:
| Quote: | Rhode Island State Information
Legal Status: Legal (Applies to check cashers only)
Citation:
R.I. Stat. Ann. ยงยง 19-14.4-1 and 19-14.4-4 et seq. as amended by 2005 RI Laws 05-230 (05-H6-3A)
Loan Terms:
Maximum Loan Amount: $500
Loan Term: Min: 13 days
Maximum Finance Rate and Fees: 15%
Finance Charge for 14-day $100 loan: $15
APR for 14-day $100 loan: 390%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: 3/$500
Rollovers Permitted: One (rollover)
Cooling-off Period:
Repayment Plan:
Collection Limits:
Collection Fees: Not Specified
Criminal Action: Not Specified
Where to Complain, Get Information:
Regulator: Rhode Island Department of Business Regulation
Address: Division of Banking, 233 Richmond Street, Suite 231 Providence, RI 02903
Phone: (401) 222-2405
Fax: (401) 222-5628
Regulatory Contact: Dennis F. Ziroli,, Assoc. Director & Supt.
http://www.dbr.ri.gov/divisions/banking_securities/banks.php |
I have to hop off the site until later tonight, but I'm sure other members will be along to help if you'll post the amount you've paid on these loans.
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SUEBEEHONEY70
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| Posted: Thu Mar 08, 2007 11:01 am |
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cahsnet usa- contact info
phone 888-801-9078 PO BOX 06230 Chicago IL 60606
collections(at)cashnetusa.com
They will make arrangements with you and are more than fair...This is the only company that has helped me and been nice to me!
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Leah
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| Posted: Thu Mar 08, 2007 12:01 pm |
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How much have you paid the Loanshop...They were nice enought to forgive my loan after paying them back in finance charges $1440..give them a call
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nasdam007
Joined: 04 Mar 2007
Posts: 123
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| Posted: Fri Mar 09, 2007 8:06 am |
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I owed them 150 plus the fees which ended up being 192.50-they follow the laws in my state which are no rollovers so I didnt have any other fees. I am paying them the full balance as I feel since they are legally doing business and not ripping me off they deserve it
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Leah
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| Posted: Fri Mar 09, 2007 9:04 am |
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well i live in Florida and they sure did rip ME off..$1440 for a 300 loan
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nasdam007
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Posts: 123
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| Posted: Fri Mar 09, 2007 12:40 pm |
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That is outrageous! Sorry to hear that..if it makes you feel any better I have a couple of others that have done the same to me and am in the process of sending them letters stating that they are paid in full since they didn't abide by the laws in my state....its all a terrible mess
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Leah
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| Posted: Wed Jul 18, 2007 8:59 am |
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Good Morning,
I live in New Jersey and tried getting a payday loan. But apparently my information was given to a company called Ever Private Card and money debited from my account and after all this I never received the so called $200 I was approved for from the The Loan Shop.
My question is how can I stop this loan shop from giving my info out again and also since I never received the money will they try to take money from account as well? I have dealt with loan companies b4 but this is the worst experience. FYI- the best is mycashnow, never again will I stray!
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monty
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| Posted: Mon Aug 13, 2007 8:42 am |
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Marketing post deleted because of TOS violations - Mike
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harryH
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| Posted: Mon Aug 13, 2007 10:10 am |
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I'm sorry but solicitation is not allowed here.
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Morningstarr430
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| Posted: Mon Aug 13, 2007 10:18 am |
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Mr. Harry- I removed your email, and last name per TOS rules on soliciting. People please beware, anyone who offers you something too good to be true, probably is. And if they solicit you on this site-beware. Check out any and all people or companies through the BBB, and anywhere you can..KAren
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