Posts: 5,264
Credits: 72,690


Send message to WHEREAMI?
Sub: #17
Replied on 06-15-2007, 01:00 PM
Reply With Quote

Also, with the voluntary wage assignment revokation letters, make sure you give a copy to your payroll department, otherwise they have been known to still attempt to garnish the check.

Posts: 23
Credits: 132


Send message to SF1970
Sub: #18
Replied on 06-15-2007, 01:34 PM
Reply With Quote

Edited by user request - Goudah



Posts: 7,971
Credits: 119,917


Send message to goudah2424
Sub: #19
Replied on 06-15-2007, 01:45 PM
Reply With Quote

Anymore questions, just ask! Someone is usually here to answer, or at least keep you company until an answer arrives!

Posts: 23
Credits: 132


Send message to SF1970
Sub: #20
Replied on 06-15-2007, 01:50 PM
Reply With Quote

Edited by user request - Goudah

Posts: 5,264
Credits: 72,690


Send message to WHEREAMI?
Sub: #21
Replied on 06-15-2007, 01:53 PM
Reply With Quote

They will probably call you at work, so be prepared. Even though it is the original creditor and original creditors do not have to abide by cease and desist letters, they do as an original creditor have to abide by the debtor telling them NOT to call thema their place of employment because personal calls are not permitted. So yes, if you tell them not to call you at work, they are not supposed to call you at work.



Posts: 7,971
Credits: 119,917


Send message to goudah2424
Sub: #22
Replied on 06-15-2007, 01:55 PM
Reply With Quote

All you need to but on the letter to revoke the wage assignments is this "I herby revoke any and all wage assignments I may have signed with XX Company." That's all you have to put regarding that!

As far as them calling you at work, well, that's another story. These places are notorious for harrassing people at work. They will tell your co workers that you are about to be arressted for theft, and all sorts of other wonderful things! It's hard to get them to stop calling . . . I had the receptionist at my work tell anyone that called for me that I didn't work there anymore. Still, one pdl called 20 times a day for almost 2 months before they stopped, each time being told I didn't work there anymore.

One option is to tell your coworkers that your identity has been stolen by someone that took out a bunch of payday loans. That way you won't be totally embarrassed by the calls. I know it's lying, but it's better then losing your job or having all your coworkers gossiping about how you are going to be arrested.



Posts: 7,971
Credits: 119,917


Send message to goudah2424
Sub: #23
Replied on 06-15-2007, 01:57 PM
Reply With Quote

I know many people have told pdl's not to contact them at work, but usually it doesn't work. If I'm wrong, please someone correct me, because it would be great if the calls could be stopped.

Posts: 5,264
Credits: 72,690


Send message to WHEREAMI?
Sub: #24
Replied on 06-15-2007, 01:58 PM
Reply With Quote

You are right, it seems the calls increase when you tell them you are not allowed calls at work. It is a sick and twisted game they play. I used the "My identity was stolen" for my employer.



Posts: 7,971
Credits: 119,917


Send message to goudah2424
Sub: #25
Replied on 06-15-2007, 02:05 PM
Reply With Quote

It's really a good way to minimize embarrassment, and that way you can warn everyone before hand, and they can be instructed to just hang up if anyone calls.

Posts: 23
Credits: 132


Send message to SF1970
Sub: #26
Replied on 06-15-2007, 02:08 PM
Reply With Quote

Edited by user request - Goudah

Posts: 23
Credits: 132


Send message to SF1970
Sub: #27
Replied on 06-15-2007, 02:12 PM
Reply With Quote

Edited by user request - Goudah



Posts: 7,971
Credits: 119,917


Send message to goudah2424
Sub: #28
Replied on 06-15-2007, 02:16 PM
Reply With Quote

I will never understand why these places do things that could get someone fired. yet they are trying to collect money! Duh! How can they pay you if they have no job! Just shows what idiots these pdl places can be . . . . .

Posts: 23
Credits: 132


Send message to SF1970
Sub: #29
Replied on 06-15-2007, 02:18 PM
Reply With Quote

Edited by user request - Goudah



Posts: 7,971
Credits: 119,917


Send message to goudah2424
Sub: #30
Replied on 06-15-2007, 02:22 PM
Reply With Quote

Anytime! Please come back and keep us updated on your progress . . . . After you file the complaints and close the account, you have to start the letter writing!

Have a great night out! Have some fun! It's not going to be quick, but this will get fixed, and in no time at all you will have a full paycheck, to pay the bills you want to pay.

Posts: 23
Credits: 132


Send message to SF1970
Sub: #31 Rhode Island Payday loan help
Replied on 06-15-2007, 02:26 PM
Reply With Quote

Edited by user request - Goudah

Posts: 5,264
Credits: 72,690


Send message to WHEREAMI?
Sub: #32
Replied on 06-15-2007, 02:30 PM
Reply With Quote

Your house is more important than the pdls. Especially those internet payday loans. Have a nice weekend, and enjoy your night out!




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 11:49 AM.





* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.068 seconds.