Rhode Island Payday loan help

If you are going to work with T&C, I'd just ignore the calls until you have your contract, then just refer the calls to them.

If you want to take the calls, just tell them that you are going to be doing a debt management program, and they will get their money when they get it.

Or you could have fun with them, and just speak all jibberish . . . .

When you closed your bank account did you ask them what their policy was on ach transactions going through on closed accounts?

Edited by user request - Goudah

No problem . . . Most of use have been right where you are!

Keep us updated on your situation, and let us know if you have any more questions!

Edited by user request - Goudah

Yeah, once you tell them not to contact you at work they are not supposed to, but most pdl places ignore that.

If you are worried about potential calls, tell your boss/coworkers that your id was stolen and someone took out a bunch of payday loans. That way when they call you can tell people to just hang up and not beleive the lies.

Hi laf, welcome! I am a little late coming into this thread. I only had a problem with one of the pdl places continuously calling my work after I asked them not to. They just wouldn't stop. Every time they called, I sent them an email and told told them that they were violating the law. It took about 10 times for me to tell them that to get them to finally stop calling my work. I think the identity theft idea will be much simpler! Good luck to you

Edited by user request - Goudah

Not to get them to stop calling my work. I just finally got through to them somehow by repeatedly telling them that they were breaking the law by calling me at work after I had asked them not to. I had to get pretty abrasive with them to get them to finally listen to me!

Edited by user request - Goudah

I didn't mind the calls at home either but this particular one NEVER bothered calling me at home where I would have been more than happy to discuss the matter with them-they ONLY called my work!

When I called the RI AG office, they referred me back to the state banking commission. After reading this thread where "laf" said the RI AG office couldn't do anything b/c it didn't fall under the Consumer Division, I am puzzled. I am beginning to think that the RI AG office just doesn't know what to do to help us?!!! Or is it b/c these are IPDL's that are licensed in other states and they can't pursue them?

I thought if an IPDL isn't licensed in RI AND is NOT licensed anywhere else, then the RI AG SHOULD be able to help us. DO THEY JUST NOT HAVE A CLUE ABOUT THEIR JOB??? (Serious question here!!!)

Any thoughts or suggestions on what we can do to wake up the RI AG office and get them to do their job,,,er, I mean help us??

Ancass1,

After the RI AG sent you the letter saying they couldn't help you, did you contact the Nevada BBB or the Nevada AG office for help??

Edited by user request - Goudah

Laf, You need to give the Ag time to respond. Sometimes it can take up to 3 or 4 weeks but you will get a response. Hope everything works out for you. KYSIDE38

Hello,
I at least 12 payday loans out. I had to close my account because some activities did not make since to me. I have been trying to get the address of these company, but can't seem to found them. My bank statement only gives account numbers, no phone numbers. Along with other debts I'm gonna have to file chapter 7. Do you address of these PDL:
United Cash Loans, 10-Integrated Fi loan, Antilles Venture, CashNet USA, Credit Protection, LoanShop, Magnum, ameriloan, Paragon, ASAP, Paydaymax, and Esidelender.