http://backend.userland.com/rss092 http://www.debtconsolidationcare.com/rss/forums.xml Forum- RSS Feed denny@debtconsolidationcare.com Mon, 12 May 2008 03:37:58 GMT en-us http://www.debtconsolidationcare.com/settlement/about45758.html http://www.debtconsolidationcare.com/settlement/about45758.html I am about 15,000 in debt, a full-time student working a part-time job, and only bring home $1,200/month. I can't afford high payments. can your company help me and if so, how? http://www.debtconsolidationcare.com/forums/about45759.html http://www.debtconsolidationcare.com/forums/about45759.html I have 5 internet payday and 1 installment loan by way of a payday loan company.Cash Net USA - $815.62Pay Day One - $739.84 My Cash Now - $951.37 Zip 19.Com - $599.00 The Cash Spot - $400.00 Check n Go 1st Bank of Delaware - $1300.00  I have approximately $1000.00 being taking out in fees and I was thinking about using a debt consolidation comapany until I read all the bad news on them. I just got paid and I am $286.00 in the overdaft. Please help me as you can see I am way over my head. I am going to stopng my check from going to direct deposit but what is next. I was going to close my account but I have to get my balance in the positive and I do not even have gas money for work next week http://www.debtconsolidationcare.com/settlement/about45751.html http://www.debtconsolidationcare.com/settlement/about45751.html Hey guys, I was hoping i could get some facts about these two cause I keep hearing different things? Is a debt consolidation program (not a consolidation loan) better for my credit than a debt settlement program? A lot of people have said that debt settlement program is better cause its lower payments, and typically on 40% of what you owe anyways, and they arrange to have it show up as paid in full on your credit report, then others say that is not true, that it will say settled on your credit report, what is true? I am so confused, someone please shed some light on this for me!! http://www.debtconsolidationcare.com/settlement/about45749.html http://www.debtconsolidationcare.com/settlement/about45749.html i recieved maintance for my 4 children from their dad.i claime income support.should the benefit service know i recive money from my ex partener http://www.debtconsolidationcare.com/settlement/about45748.html http://www.debtconsolidationcare.com/settlement/about45748.html Hello all, When yo usettle and the company puts settled as agreed on the report how long does it stay there and how long is it a negative mark on the credit report? I have a card that is going to be settled but they want settled as agreed and they won't budge for anything else. I am settling at 25% of what I owed. Just curious. thanks for any help, Ray W. http://www.debtconsolidationcare.com/credit-repair/about45736.html http://www.debtconsolidationcare.com/credit-repair/about45736.html I have a question about credit reports....I checked my credit reports from all three of the major ones. The weird thing I found was on equifax. It had everything posted for each company 4 times. It said on the summary I owed all this crazy money becuase it had everything listed 4 times. I had my mom check hers and her stuff was listed 4 times each for each creditor. Trans and experien did not list things 4 times. Just once for each creditor as it should be unless you have more then one account. Has anyone else had this problem?? http://www.debtconsolidationcare.com/credit-repair/free-report.html http://www.debtconsolidationcare.com/credit-repair/free-report.html Its said that you are entitled to free credit report. I would like to know how can I get that free report? very place I have checked wants money for a free credit report http://www.debtconsolidationcare.com/credit-repair/adverse-information.html http://www.debtconsolidationcare.com/credit-repair/adverse-information.html Can someone help me with this? I would have though this would stay on my credit for 7 years....not 10 like it states on my CR. Was I mistaken? THANKS! Status: Paid,Closed/Never late. Status Details: This account is scheduled to continue on record until Jan 2012. Date Opened: 10/1996 Type: Revolving Reported Since: 10/1996 Terms: NA Date of Status: 01/2002 Monthly Payment: $0 Last Reported: 01/2002 Responsibility: NA Credit Limit/Original Amount: $1,000 High Balance: $1,000 Recent Balance: NA Recent Payment: NA Creditor's statement: Account closed at credit grantor's request. http://www.debtconsolidationcare.com/credit-repair/account-history.html http://www.debtconsolidationcare.com/credit-repair/account-history.html If my credit report shows that my late pmts have been as the following - is there anyway I can get the '04 detail off? Account History: 30 days as of Jan 2008, Sep 2004, Mar 2004, Feb 2004 http://www.debtconsolidationcare.com/settlement/safe-company.html http://www.debtconsolidationcare.com/settlement/safe-company.html Is there a consensus on this forum on which company is safe to go with?