| Posts by Sam Glover |
| Posting date
| Subject
|
| Posted: Sun Nov 25 17:41:24 2007 |
Does anyone have a copy of a cardmember agreement .. |
| Posted: Wed Nov 21 5:56:42 2007 |
Here are some form discovery requests for .. |
| Posted: Wed Nov 21 5:53:19 2007 |
Browsing this forum, I often see reports of .. |
| Posted: Thu Nov 1 12:35:42 2007 |
What is your .. |
| Posted: Thu Nov 1 12:35:09 2007 |
You have one year to challenge the arbitration. .. |
| Posted: Thu Nov 1 10:40:26 2007 |
I have not dealt with them before, no. .. |
| Posted: Thu Nov 1 10:39:42 2007 |
You cannot simply refuse to go to arbitration. .. |
| Posted: Thu Nov 1 8:34:03 2007 |
The only proper response to a summons and .. |
| Posted: Thu Nov 1 8:06:15 2007 |
Well, when did you actually make the last payment .. |
| Posted: Wed Oct 31 20:59:30 2007 |
You are right. Once the debt collector knows how .. |
| Posted: Fri Oct 26 15:20:02 2007 |
Lose the pleasantries. It makes me feel funny to .. |
| Posted: Wed Oct 24 9:50:13 2007 |
LawStudent: There may be, but he and I have no .. |
| Posted: Mon Oct 22 12:12:23 2007 |
mrscoolh: You say "I know I owe." Who .. |
| Posted: Mon Oct 22 12:09:37 2007 |
You could try prepaid legal, but I am not sure .. |
| Posted: Mon Oct 22 7:15:22 2007 |
As to why, look to the beginning of the .. |
| Posted: Mon Oct 22 6:38:28 2007 |
bethany_hlms: Once you have retained an attorney .. |
| Posted: Sun Oct 21 17:14:36 2007 |
First, I don't give out any advice on a public .. |
| Posted: Sat Oct 20 14:57:51 2007 |
kscornell & Bossy4455: I hope I didn't sound .. |
| Posted: Sat Oct 20 10:26:27 2007 |
Bossy 4455: A lot of attorneys will ask you to .. |
| Posted: Fri Oct 19 22:44:56 2007 |
You may sue in the state where you live, .. |
| Posted: Fri Oct 19 16:28:32 2007 |
hvn_sent: A colleague puts it this way: When you .. |
| Posted: Fri Oct 19 10:18:43 2007 |
Very interesting replies. I originally asked .. |
| Posted: Thu Oct 18 21:48:41 2007 |
No, but there are quite a few consumer lawyers in .. |
| Posted: Thu Oct 18 21:06:10 2007 |
Soaplady, if you were an attorney, it hardly .. |
| Posted: Thu Oct 18 20:24:53 2007 |
I left this forum for a long time due to .. |
| Posted: Thu Oct 18 20:17:18 2007 |
Debt buyers can almost never win in court, but it .. |
| Posted: Tue Oct 16 19:36:56 2007 |
I'm not sure what you are talking about. There is .. |
| Posted: Mon Oct 15 21:47:29 2007 |
Ownership and indebtedness can be successfully .. |
| Posted: Mon Oct 15 20:43:41 2007 |
Although it is not always clear what constitutes .. |
| Posted: Mon Oct 15 20:38:51 2007 |
This summary is less useful for consumers than .. |
| Posted: Mon Oct 15 20:32:17 2007 |
I share office space with Pete Barry, who wrote .. |
| Posted: Mon Oct 15 20:22:47 2007 |
In debt buyer cases, I have never seen an .. |
| Posted: Mon Oct 15 19:32:43 2007 |
I only represent consumers in Minnesota. If you .. |
| Posted: Mon Oct 15 19:04:01 2007 |
"Tips for debt collectors" .. |
| Posted: Mon Oct 15 19:03:04 2007 |
I thought these recent posts from my blog, Caveat .. |
| Posted: Mon Oct 15 18:54:24 2007 |
Whatever you do, respond to the lawsuit. Unless .. |
| Posted: Mon Jan 22 11:26:12 2007 |
Whatever, you do, make sure you answer the .. |
| Posted: Wed Jan 17 11:14:00 2007 |
Sounds like you handled that well. I'm glad you .. |
| Posted: Wed Jan 10 7:42:55 2007 |
Actually, I happen to know Beauty is/was .. |
| Posted: Tue Jan 9 21:27:41 2007 |
Mr. Foster may be technically correct, but there .. |
| Posted: Tue Jan 9 21:25:06 2007 |
Pretty sure Beauty and Doug are not the same. For .. |
| Posted: Tue Jan 9 12:33:52 2007 |
Sue them. They'll stop.
Also, don't let them .. |
| Posted: Mon Jan 8 9:09:39 2007 |
You hire a lawyer. As I said before, GET THEE TO .. |
| Posted: Mon Jan 8 7:56:40 2007 |
Glad to hear it! I know I trumpet that site like .. |
| Posted: Sun Jan 7 20:58:36 2007 |
Wait, how is the foreclosure related to your HOA .. |
| Posted: Sun Jan 7 20:51:30 2007 |
A lot of people in here have the wrong idea about .. |
| Posted: Thu Jan 4 22:16:23 2007 |
Yeah, but I didn't see anything on whether .. |
| Posted: Thu Jan 4 20:51:02 2007 |
I'm trying to find the information, but it's a .. |
| Posted: Thu Jan 4 20:46:01 2007 |
That is the ugliest website I have ever .. |
| Posted: Thu Jan 4 20:40:16 2007 |
Does anyone know whether there is a connection .. |
| Posted: Tue Jan 2 10:11:46 2007 |
If you get a summons, go to court. If the summons .. |
| Posted: Tue Jan 2 10:09:35 2007 |
Bad checks and the FDCPA get pretty complicated, .. |
| Posted: Fri Dec 29 14:33:36 2006 |
I guess I don't know what that means, but I just .. |
| Posted: Wed Dec 27 9:47:50 2006 |
I'm sorry, POOH03101986, but I think you have a .. |
| Posted: Tue Dec 26 6:15:47 2006 |
Howard's advice is fine if you really want to .. |
| Posted: Sat Dec 23 10:40:32 2006 |
Just to clarify, most civil summonses don't .. |
| Posted: Wed Dec 20 13:28:15 2006 |
Obtaining the right to garnish is exactly why .. |
| Posted: Wed Dec 20 9:59:49 2006 |
The holidays are a hard time for many people. We .. |
| Posted: Mon Dec 18 19:36:36 2006 |
I'm not sure any one mistake is the worst, but I .. |
| Posted: Sun Dec 17 11:47:04 2006 |
No matter what you eventually do, keep careful .. |
| Posted: Sun Dec 17 11:42:23 2006 |
Definitely check your credit reports at .. |
| Posted: Fri Dec 15 12:35:52 2006 |
Did you answer the complaint If you didn't, do so .. |
| Posted: Wed Dec 13 14:04:57 2006 |
If they really did sue you and then advise you .. |
| Posted: Wed Dec 13 13:59:54 2006 |
I don't scare away easily, but I will not give .. |
| Posted: Wed Dec 13 8:37:11 2006 |
You need to move very very quickly. There is a .. |
| Posted: Tue Dec 12 19:41:57 2006 |
Haha, these are .. |
| Posted: Tue Dec 12 18:00:50 2006 |
(1) Yes
(2) Don't pay just to stay out of court .. |
| Posted: Mon Dec 11 11:13:40 2006 |
If you do go to court, just tell the judge what .. |
| Posted: Thu Dec 7 12:30:31 2006 |
CJ, call a consumer attorney (naca.net) with .. |
| Posted: Wed Dec 6 18:55:35 2006 |
My record with Prosper.com has been completely .. |
| Posted: Wed Dec 6 14:29:34 2006 |
Most consumer attorneys either don't charge .. |
| Posted: Wed Dec 6 14:27:29 2006 |
If a debt collector is not licensed, that could .. |
| Posted: Wed Dec 6 14:24:57 2006 |
I have no idea. I'd check with the court clerks .. |
| Posted: Wed Dec 6 14:10:23 2006 |
You'll want to go after the contractor for the .. |
| Posted: Wed Dec 6 14:06:36 2006 |
Don't worry about getting arrested. Won't .. |
| Posted: Wed Dec 6 14:03:02 2006 |
naca.net .. |
| Posted: Wed Dec 6 8:37:52 2006 |
I have a small loan with Prosper.com. I got it .. |
| Posted: Tue Dec 5 11:33:00 2006 |
Beauty, you can offer a lot to the posters on .. |
| Posted: Mon Dec 4 13:54:21 2006 |
Talk to Eric or another consumer lawyer right .. |
| Posted: Mon Dec 4 13:35:57 2006 |
Ah, I didn't realize Cashnet was the creditor. .. |
| Posted: Mon Dec 4 12:28:48 2006 |
Look up Eric Fagan at efaganlaw.com who .. |
| Posted: Mon Dec 4 12:23:32 2006 |
You can always threaten to close your account if .. |
| Posted: Mon Dec 4 12:18:13 2006 |
SAVE THAT MESSAGE! And find an attorney to .. |
| Posted: Fri Dec 1 16:15:46 2006 |
I had an interesting experience today that is .. |
| Posted: Thu Nov 30 17:40:58 2006 |
Looking around this forum, and based on the debt .. |
| Posted: Thu Nov 30 17:29:42 2006 |
She also said many of her colleagues are also .. |
| Posted: Thu Nov 30 16:56:46 2006 |
Being a debt collector is not in itself bad. .. |
| Posted: Thu Nov 30 16:54:32 2006 |
No, a sheriff can't barge into your home, but .. |
| Posted: Thu Nov 30 7:07:00 2006 |
This one I am confused. She doesn't say .. |
| Posted: Wed Nov 29 20:05:54 2006 |
Your questions are too complicated to answer on .. |
| Posted: Wed Nov 29 18:38:41 2006 |
I don't give advice over the internet, and .. |
| Posted: Wed Nov 29 18:32:57 2006 |
With few exceptions, they can't do anything .. |
| Posted: Wed Nov 29 18:31:06 2006 |
Sorry, mcranberra called me to this thread, but I .. |
| Posted: Wed Nov 29 15:53:22 2006 |
I'm not a bankruptcy lawyer, but bankruptcy seems .. |
| Posted: Wed Nov 29 12:22:05 2006 |
Call up the court clerk (or pay them a visit with .. |
| Posted: Wed Nov 29 12:20:58 2006 |
I'm not sure how, but give me a .. |
| Posted: Wed Nov 29 11:27:50 2006 |
I'm not sure whether to dignify that post with a .. |
| Posted: Wed Nov 29 9:58:49 2006 |
To clarify, Ken, I don't think consumers should .. |
| Posted: Wed Nov 29 9:33:43 2006 |
Take careful notes, record if you can, and sue. .. |
| Posted: Wed Nov 29 9:25:08 2006 |
I just want to point out that the only comment I .. |
| Posted: Wed Nov 29 9:04:45 2006 |
I would like to point out that I did not direct .. |
| Posted: Wed Nov 29 8:59:58 2006 |
Yes. That is the nature of a loan.
You would .. |
| Posted: Tue Nov 28 21:03:58 2006 |
What laws are you looking for
Minnesota's laws .. |
| Posted: Tue Nov 28 20:22:58 2006 |
Suzy, you probably want to hire an attorney (see .. |
| Posted: Tue Nov 28 20:20:50 2006 |
Why would you do this If you are working on .. |
| Posted: Tue Nov 28 18:06:49 2006 |
Take notes, record if you can, and .. |
| Posted: Tue Nov 28 18:05:26 2006 |
Take notes, record if you can, and .. |
| Posted: Tue Nov 28 13:42:36 2006 |
They need to get sued, that's for sure. .. |
| Posted: Tue Nov 28 13:31:07 2006 |
If they threatened to have you arrested, start .. |
| Posted: Tue Nov 28 13:28:17 2006 |
1. Stop yelling.
2. I'm so glad you have had .. |
| Posted: Tue Nov 28 13:26:07 2006 |
Where do you live In some states, a creditor does .. |
| Posted: Tue Nov 28 10:52:11 2006 |
"Sweet honest .. |
| Posted: Tue Nov 28 10:51:14 2006 |
If it got to the point where a debt collector .. |
| Posted: Tue Nov 28 10:47:40 2006 |
If they aren't responding, why waste your time .. |
| Posted: Fri Nov 24 7:59:30 2006 |
Keep track of your own finances and your own .. |
| Posted: Tue Nov 21 20:53:45 2006 |
The SOL can restart if you make a payment, .. |
| Posted: Tue Nov 21 17:10:56 2006 |
The SOL just means they can't sue. You owe the .. |
| Posted: Tue Nov 21 17:09:25 2006 |
Jimbeem. What protects anyone from debt .. |
| Posted: Tue Nov 21 17:06:24 2006 |
I don't deal much with settlement. I get involved .. |
| Posted: Tue Nov 21 10:52:24 2006 |
Actually, in Minnesota, the laws are a little .. |
| Posted: Tue Nov 21 9:55:33 2006 |
There is no such thing. "Judgment .. |
| Posted: Mon Nov 20 9:07:41 2006 |
Jail is not a problem. While there are some ways .. |
| Posted: Mon Nov 20 8:58:06 2006 |
If the 2004 statement was through the last .. |
| Posted: Sun Nov 19 19:36:36 2006 |
No, but they have. Don't ever pay unless you get .. |
| Posted: Sat Nov 18 16:45:51 2006 |
Why would you ever give out your account .. |
| Posted: Sat Nov 18 12:09:40 2006 |
There are enough things going on in your case .. |
| Posted: Sat Nov 18 10:14:02 2006 |
All the DC can ask a third party is for your .. |
| Posted: Sat Nov 18 10:12:55 2006 |
The original creditor will probably just tell you .. |
| Posted: Sat Nov 18 10:12:15 2006 |
I've said it before, but you don't know what a .. |
| Posted: Sat Nov 18 10:08:36 2006 |
If you win in court, it means you do not owe the .. |
| Posted: Sat Nov 18 8:46:02 2006 |
Don't avoid court. You have nothing to lose by .. |
| Posted: Sat Nov 18 8:38:31 2006 |
The cause of action is the factual nexus giving .. |
| Posted: Sat Nov 18 8:37:07 2006 |
What kind of a contract are we talking .. |
| Posted: Fri Nov 17 21:48:14 2006 |
I don't know much about companies. I do know and .. |
| Posted: Fri Nov 17 21:13:55 2006 |
Never never never never never ignore a summons. .. |
| Posted: Fri Nov 17 18:42:40 2006 |
Just FYI, I don't think BBB complaints do any .. |
| Posted: Fri Nov 17 18:21:11 2006 |
The request for verification has nothing to do .. |
| Posted: Fri Nov 17 17:48:44 2006 |
If recording is illegal, you may be sanctioned .. |
| Posted: Fri Nov 17 17:46:37 2006 |
It depends entirely on your state, but also on .. |
| Posted: Fri Nov 17 16:54:04 2006 |
On the Rent-A-Center, I have no idea what the .. |
| Posted: Fri Nov 17 16:51:23 2006 |
Then like I have said, it's time to call a .. |
| Posted: Fri Nov 17 14:36:58 2006 |
I think your situation shows exactly why it .. |
| Posted: Fri Nov 17 13:44:58 2006 |
A word on the FDCPA. $1,000 plus actual damages .. |
| Posted: Fri Nov 17 13:38:28 2006 |
If the SOL expires, but you make a payment on the .. |
| Posted: Fri Nov 17 12:46:32 2006 |
I posted a good guide to what to do if you are .. |
| Posted: Fri Nov 17 12:30:04 2006 |
Jimbeem, I think you have a pretty unrealistic .. |
| Posted: Fri Nov 17 12:24:36 2006 |
Debt .. |
| Posted: Fri Nov 17 9:30:45 2006 |
It sounds like Bass & Assoc. needs a good .. |
| Posted: Fri Nov 17 9:28:59 2006 |
Get/demand statements from the DCs.
Also, .. |
| Posted: Fri Nov 17 8:54:36 2006 |
Messerli & Kramer is indeed legitimate. They .. |
| Posted: Fri Nov 17 8:47:06 2006 |
Just a point of clarification. You don't just get .. |
| Posted: Thu Nov 16 20:49:57 2006 |
First, unless your state has freakishly long .. |
| Posted: Thu Nov 16 20:05:42 2006 |
I do love the hair salon .. |
| Posted: Thu Nov 16 19:40:49 2006 |
The answer to both questions above is to sue. .. |
| Posted: Thu Nov 16 19:38:21 2006 |
Be careful about debt counselors, though. There .. |
| Posted: Thu Nov 16 19:33:22 2006 |
I'm new here, but I haven't seen a FAQ on this .. |
| Posted: Thu Nov 16 17:21:48 2006 |
Apparently I can't post a helpful link to a .. |
| Posted: Thu Nov 16 16:30:28 2006 |
I think you would be surprised at the tactics I .. |
| Posted: Thu Nov 16 15:21:29 2006 |
There are supposed to try, at least. Often, it .. |
| Posted: Thu Nov 16 15:18:57 2006 |
Where do you get the money to pay people for .. |
| Posted: Thu Nov 16 15:17:28 2006 |
It could be that you are being served with a .. |
| Posted: Thu Nov 16 15:14:32 2006 |
There certainly are things they can do, but I'm .. |
