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| 10 Quick Messages | |||||
 Seeing_the_Light | 15 May, 2008 02:17:55 PM You can try sending them a goodwill letter. I posted one on a thread somewhere once. Try searching "goodwill" then look for my screen name as a poster.Basically, the goodwill letter asks the creditor/collection agency to remove the trade line as an act of "good will", its a favor they might do. They aren't obligated to remove it. If it was a bad/derogatory account, it will fall off 7-7.5 years from the date of last delinquency.If it has never been a negative account... I mean, if you'd always paid on time, were never delinquent, etc... you DO NOT want it to be removed. A good account is helping your credit score, not hurting it.  | |
 Question | 15 May, 2008 01:17:36 PM do you know if PAID collection items can be deleted from my credit report? If so, how? | |
 tsacgiv | 29 Dec, 2007 05:29:35 PM HAPPY NEW YEAR!!! | |
tsacgiv | 6 Nov, 2007 12:09:19 PM I'M YOUR FAN NUMBER1. | |
tsacgiv | 1 Oct, 2007 04:52:44 PM HELLO FRIEND.I'M YOUR GREAT FAN. | |
beaner | 11 Sep, 2007 07:10:01 AM Please send me a copy of your letter you sent to your pdls.drillboy1@comcast.netthanks | |
julespooh | 1 Sep, 2007 10:21:05 AM i have a 300 loan with geneva roth ( illegal ) emilaed them that i have paid them 675 way over and that my attorney who is also my brohter is thinking of sending a letter to them regarding operating with out a license and that i have satisfeid my debt and thne some - any thoughts? USFASTCASH my loan is for 450 i have paid a minimim of 240 possibly 360 - they went to one time a month debit for me for my disabitliy - i have payments arrange ments sent up for a moneygram sept 20 for the full amount of 585 i don't want to send that amount as it's too much - no respnses from them ....i wanted to know how many fees i have paid as i am not exaclty sure when it went to one time a month - i have at least paid them 270 possibly405 so i would owe them 45.00? my loan began with them early june NETCASHUSA loan started june /07 first due date june 15th. they debited 120 2 times a month so 240 june and 240 july =480 so i am done for the 450 loan correct? my account is frozen now for over 2 weeks no ACH from any of the 3 since aug 3rd ( were not paid by bank) frozen few days later.finally netcashusa my loan is for 400 they debit 2 times a month 240 a month total and i have paid that june, july=480 pd on a 400 loani have a moneygram set up for cashnetusa who is legal - loan is for 750 i have paid one fee of 112.50 they say i owe 963 (750 plus one returned fee another fee) what should i send? i have only paid one fee 112.50 - she said my coupon does not apply as i didn't put it in when reapplied for loan - unsure why the total is 963? can i just send the principal of 750 or cani send 750-one fee? sorry to confuse you - oh and she broke it up into 3 payments 1 sept and 2 october of 320.83 thanks for all advice!! jules | |
julespooh | 1 Sep, 2007 10:05:05 AM hello everyonecan you also send the letter to me i will need it for one of my pdl's usfastcash - thanks!julie224 at ptd net | |
Sandra | 3 Jun, 2007 09:20:57 PM I need help and read some of your comments. I do need to know some texas laws (payday loans), can you help me? | |
jamesscarlet | 5 May, 2007 06:29:35 AM Dear Seeing_the_Light,would it be possible to give me a copy of polly's letter you talked about on your web site. I have 3 store front paydayloans in aurora, IL. and they are all going to default next week, and i want to go to t | |
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